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This research paper focuses on the interconnections between traditional and cutting-edge technological features of virtual currencies and the EU legal framework to prevent the misuse of the financial system for money laundering and terrorist financing purposes. It highlights a set of Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) challenges brought about in the Internet of Money (IoM) landscape by the double-edged nature of Distributed Ledger Technologies (DLTs) as both transparency and privacy ori- ented. Special attention is paid to inferences from concepts such as pseudonymity and traceability; this contribution explores these notions by relating them to privacy enhanc- ing mechanisms and blockchain intelligence strategies, while heeding both core elements of the present AML/CFT obliged entities’ framework and possible new conceptualizations. Finally, it identifies key controversies and open questions as to the actual feasibility of ef- fectively applying the “active cooperation” AML/CFT approach to the crypto ecosystems. ispartof: pages:1-15 ispartof: Proceedings of the 3rd Distributed Ledger Technology Workshop Co-located with ITASEC 2020 vol:2580 pages:1-15 ispartof: 3rd Distributed Ledger Technology Workshop Co-located with ITASEC 2020 location:Ancona, Italy date:4 Feb - 4 Feb 2020 status: Published online

This research project focuses on the impacts exerted by the tech schemes behind virtual currencies on the EU framework to prevent the misuse of the financial system and it aims to explore legal challenges posed in the IoM landscape by the double-edged nature of DLTs as both transparency and privacy-oriented. On the one hand, it plans to identify effective legislative and regulatory measures to ensure crypto account- ability from an AML/CFT standpoint, as well as to assess the relevant role of pseudonymity. On the other hand, it pursues to discover inno- vative legal approaches to secure AML/CFT active cooperation in the crypto ecosystem(s), to the end of mitigating anonymity and traceability concerns while respecting both the value of publicity and transparency in the law and the conceptual origin of the crypto economy. ispartof: pages:1-15 ispartof: Proceedings of the 2019 JURIX Doctoral Consortium (JURIX-DC-2019) vol:2598 pages:1-15 ispartof: 2019 JURIX Doctoral Consortium (JURIX-DC-2019) location:Madrid, Spain date:11 Dec - 11 Dec 2019 status: Published online

Central banks and governments all over the world are increasingly exploring digital versions of fiat money, known as retail Central Bank Digital Currencies (CBDCs). Most initiatives rely on Distributed Ledger Technologies and are presented as alternatives to physical cash. Consequently, anonymity-related regulatory questions have naturally started to arise in terms of Anti-Money Laundering and Counter-Terrorist Financing compliance. Against this backdrop, this paper provides a techno-legal taxonomy of approaches to balance privacy and transparency in CBDCs without thwarting accountability, but it also underlines cross-sectoral impacts. The contribution heeds regulation-by-design as its core methodological foundation, with Privacy-Enhancing Technologies as the relevant use case. Thus, it highlights that not only technology aids legal purposes, but also that some regulatory requirements ought to be designed into technology for one to reach agreed-upon results and/or standards. ispartof: IEEE Transactions On Network and Service Management vol:19 issue:2 pages:1776-1788 status: Published online