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Your search keyword '"Avery, Robert B."' showing total 9 results
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9 results on '"Avery, Robert B."'

1. The mortgage market in 2011: highlights from the data reported under the Home Mortgage Disclosure Act

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Henning, Nicholas W., and Stolarsky, Shira E.

Subjects
United States. Federal Housing Administration -- Political activity, United States. Department of Housing and Urban Development -- Political activity, United States. Department of Veterans Affairs -- Political activity, Wells Fargo & Co. -- Political activity, Financial disclosure -- Political aspects, Mortgages -- Ethnic market -- Political aspects, Banking industry -- Ethnic market -- Political activity -- Political aspects, Mortgage insurance -- Ethnic market -- Political aspects, Financial institutions -- Political aspects, Mortgages, Banking industry, Banking, finance and accounting industries, Business, Government
Abstract

Since 1976, most mortgage lending institutions with offices in metropolitan areas have been required under the Home Mortgage Disclosure Act of 1975 (HMDA) to disclose detailed information about their home-lending [...]

Published
2012

2. The mortgage market in 2010: highlights from the data reported under the home mortgage disclosure act

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Henning, Nicholas W., and Stolarsky, Shira E.

Subjects
United States. Federal Housing Administration, United States. Department of Veterans Affairs, Financial disclosure, Consumer protection, Mortgages, Mortgage insurance, Mortgages, Banking, finance and accounting industries, Business, Government
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) is a consumer protection statute requiring most mortgage lending institutions with offices in metropolitan areas to publicly disclose detailed information about their [...]

Published
2011

3. The 2007 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Cooper, Cheryl R., Gibbs, Christa N., Tsang, Rebecca, and Wallace, Sean

Subjects
Mortgage banks -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Home Mortgage Disclosure Act of 1975, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information about their home-lending activity. The information includes characteristics [...]

Published
2008

4. The 2006 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Tsang, Rebecca, and Wallace, Sean M.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial disclosure -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required public disclosures from most mortgage lending institutions with offices in metropolitan areas. The release of the information, which includes the [...]

Published
2007

5. New information reported under HMDA and its application in fair lending enforcement

Author

Avery, Robert B., Canner, Glenn B., Cook, Robert E., Mok, Shannon C., Coslett, Caitlin G., Dykes, Patricia J., and Freeland, Sylvia A.

Subjects
United States. Department of Housing and Urban Development -- Management, United States. Federal Reserve Board -- Management, Bank holding companies, Mortgage banks, Mortgages, Disclosure of information, Credit unions, Banking, finance and accounting industries, Business, Government, Mortgages, Company business management, Management
Abstract

Most lending institutions with offices in metropolitan statistical areas are required by the Home Mortgage Disclosure Act of 1975 (HMDA) to disclose information to the public about applications for home [...]

Published
2005

6. Credit risk, credit scoring, and the performance of home mortgages

Author

Avery, Robert B., Bostic, Raphael W., Calem, Paul S., and Canner, Glenn B.

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Credit management -- Methods, Risk management -- Methods -- Standards, Banking, finance and accounting industries, Business, Government, Mortgages, Risk management, Standards, Methods
Abstract

Institutions involved in lending, including mortgage lending, carefully assess credit risk, which is the possibility that borrowers will fail to pay their loan obligations as scheduled. The judgments of these [...]

Published
1996

7. Opportunities and Issues in Using HMDA Data.

Author

Avery, Robert B., Brevoort, Kenneth P., and Canner, Glenn B.

Subjects
MORTGAGES, HOUSING finance laws, MORTGAGE loans, FINANCIAL statements, DISCLOSURE, REAL property
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information about the home loans they originate or purchase during a calendar year. In using these data, however, researchers need to be aware of a number of issues and potential problems that characterize HMDA. This article provides a comprehensive enumeration of these issues, focusing on practical problems that can potentially influence choices researchers make in using the data or in interpreting the findings. The article also includes an illustrative example of how the data that is reported in HMDA can be used to gain a better understanding of trends and practices in the home mortgage market. [ABSTRACT FROM AUTHOR]

Published
2007

8. Using HMDA Data as a Regulatory Screen for Fair Lending Compliance.

Author

Avery, Robert B. and Beeson, Patricia E.

Subjects
MORTGAGES
Abstract

Describes the Federal Reserve System's developed program designed to use Home Mortgage Disclosure Act (HMDA) data as a screening device for fair lending enforcement. Reasons for designing the program; Motivation behind the adoption of the program: Provisions of federal fair lending law.

Published
1997
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9. Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act

Author

Avery, Robert B., Bostic, Raphael W., Calem, Paul S., Canner, Glenn B., Bryant, Kelly A., and Matson, John E.

Subjects
Mortgage banks -- Marketing -- Statistics, Mortgages -- Statistics -- Marketing, Banking industry -- Analysis -- Statistics -- Marketing, House buying -- Statistics -- Analysis, Community Reinvestment Act of 1977, Banking, finance and accounting industries, Business, Government, Company marketing practices, Mortgages, Banking industry, Statistics, Analysis, Marketing
Abstract

Consolidation among banking institutions has substantially changed the structure of the banking industry. Between 1975 and 1997, the number of commercial banks and savings associations declined more than 40 percent. [...]

Published
1999

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