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The impact of different dental plan types, dental markets, premiums, out-of-pocket costs and enrollee demographics on the enrollee's perceived oral health status is examined. The results show that nonwhites, capitation (CAP) plan enrollees and those with higher out-of-pocket costs are less likely to rate their oral health as 'good', 'very good' or 'excellent' compared with whites fee-for-service (FFS) plan enrollees and those with lower out-of-pocket costs.

The impact of capitated (CAP) and fee-for-service (FFS) dental benefit plans on the enrollees' satisfaction with their plans and their satisfaction with their dentists is examined. It was found that the enrollees generally were satisfied with their plans and their dentists, but those in FFS plans were the most satisfied, with the level of satisfaction increasing proportionately to the amount of premium paid.