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Your search keyword '"Avery, Robert B."' showing total 7 results
Start Over Author "Avery, Robert B." Topic government regulation
7 results on '"Avery, Robert B."'

1. Credit where none is due? Authorized-user account status and piggybacking credit

Author

Brevoort, Kenneth P., Avery, Robert B., and Canner, Glenn B.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Fair Isaac Corp. -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Government regulation, Financial services industry, Advertising, marketing and public relations, Business, general, Business
Abstract

'Piggybacking credit' is a new practice that helps consumers improve their credit scores by paying to become 'authorized users' on established accounts. Authorized users are not liable for paying an [...]

Published
2013
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2. Credit scoring and its effects on the availability and affordability of credit

Author

Avery, Robert B., Brevoort, Kenneth P., and Canner, Glenn B.

Subjects
United States. Federal Reserve Board -- Powers and duties, Commercial credit -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Loans -- Laws, regulations and rules, Advertising, marketing and public relations, Business, general, Business, Government regulation, Powers and duties, Laws, regulations and rules
Abstract

The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit reporting industry. A primary concern was the [...]

Published
2009

3. The 2007 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Cooper, Cheryl R., Gibbs, Christa N., Tsang, Rebecca, and Wallace, Sean

Subjects
Mortgage banks -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Home Mortgage Disclosure Act of 1975, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information about their home-lending activity. The information includes characteristics [...]

Published
2008

4. The 2006 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Tsang, Rebecca, and Wallace, Sean M.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial disclosure -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required public disclosures from most mortgage lending institutions with offices in metropolitan areas. The release of the information, which includes the [...]

Published
2007

5. Higher-priced home lending and the 2005 HMDA data: (Table 8 revised September 18, 2006)

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Coslett, Caitlin G., and Wallace, Sean M.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial disclosure -- Laws, regulations and rules, Mortgage insurance -- Prices and rates -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government, Government regulation, Company pricing policy, Prices and rates, Laws, regulations and rules
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions with offices in metropolitan areas to disclose to the public information about the geographic location and [...]

Published
2006

6. Community banks and rural development: research relating to proposals to revise the regulations that implement the Community Reinvestment Act

Author

Avery, Robert B., Canner, Glenn B., Mok, Shannon C., Sokolov, Dan S., and Tenkean, Onka L.

Subjects
Rural development -- Finance -- Laws, regulations and rules, Banking law -- Interpretation and construction -- Laws, regulations and rules, Community banks -- Laws, regulations and rules, Community Reinvestment Act of 1977, Banking, finance and accounting industries, Business, Government, Government regulation, Company financing, Finance, Interpretation and construction, Laws, regulations and rules
Abstract

Since 1977, the Community Reinvestment Act (CRA) has required that federally insured banking institutions--commercial banks and savings associations--be evaluated on their records of helping to meet the credit needs of [...]

Published
2005

7. Credit report accuracy and access to credit

Author

Avery, Robert B., Calem, Paul S., and Canner, Glenn B.

Subjects
Commercial credit -- Access control -- Management -- Laws, regulations and rules, Business reports -- Laws, regulations and rules -- Management, Banking, finance and accounting industries, Business, Government, Government regulation, Company business management, Access control, Management, Laws, regulations and rules
Abstract

Information that credit-reporting agencies maintain on consumers' credit-related experiences plays a central role in U.S. credit markets. Creditors consider such data a primary factor when they monitor the credit circumstances [...]

Published
2004

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