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4,609 results on '"ACCESS TO CREDIT"'

1. 50 Years Ago, Women Won Equal Access to Credit

Subjects
Credit cards -- Laws, regulations and rules, Government regulation, General interest
Abstract

As recently as 1974, banks were legally allowed to deny women credit or charge them higher interest if they failed to get a male cosigner. But that year, on Oct. [...]

Published
2024

3. USDA Announces Changes To FSA Farm Loan Programs That Increases Tribal Producer Access To Credit

Author

Carroll, Kayla Gebeck

Subjects
United States. Farm Service Agency -- Powers and duties, Government lending -- Laws, regulations and rules, Agricultural credit -- Laws, regulations and rules, Government regulation, Business, international
Abstract

The U.S. Department of Agriculture (USDA) announced changes to the Farm Service Agency's (FSA) Farm Loan Programs on Aug. 7, 2024. The changes, led by FSA Administrator Zach Ducheneaux, a [...]

Published
2024

6. The Role Of Non-Deposit Taking Microfinance Providers In Expanding Access To Credit And The Draft Microfinance (Non-Deposit Taking Microfinance Service Providers) Regulations, 2024 In Tanzania

Subjects
Entrepreneurship -- Laws, regulations and rules, Businesspeople -- Laws, regulations and rules, Government regulation, Business, international
Abstract

How many of us in Tanzania know 'informal' lenders who are lending millions per day to entrepreneurs? I certainly know a number of people in that business informally and they [...]

Published
2024

7. Massachusetts Latest State Expected To Restrict Access To Credit Reports For Employment Purposes

Subjects
Consumer protection -- Political aspects -- Laws, regulations and rules -- Employment, Bills, Legislative -- Laws, regulations and rules -- Political aspects, Employment discrimination -- Laws, regulations and rules -- Political aspects, Credit ratings -- Political aspects -- Laws, regulations and rules, Government regulation, Business, international
Abstract

On March 14, 2024, the Massachusetts House of Representatives passed legislation that would add a new provision to the Massachusetts Consumer Protection law and would bar the use of true [...]

Published
2024

8. Access to Credit for Small and Minority-Owned Businesses

Author

Meyer, Brent H. and Schweitzer, Mark E.

Subjects
Minority business enterprises -- Forecasts and trends -- Finance -- United States, Government regulation, Company financing, Market trend/market analysis, Banking, finance and accounting industries, Business, general, Business, Economics
Abstract

Equal access to small-business credit is a critical underpinning to equity in economic opportunity; however, it is difficult to regularly assess the fairness of credit provision. Prior research has focused on the Federal Reserve Board's Survey of Small Business Finance, but the most recent data from this source is from 2003. This article provides preliminary results on new credit access questions added to the Census Bureau's 2021 Annual Business Survey. We find that minority-owned businesses generally were just as likely to apply for credit in 2020, but Black-, Asian-, and Hispanic-owned businesses were less likely than white-owned businesses to report receiving all of the credit that they sought. Also, Black-, Asian-, and Hispanic-owned businesses more frequently reported seeking credit in order to cover operating expenses rather than for financing capital expenditures or expansion. Pleading into 2022, minority-owned businesses report weaker ongoing viability., Equal access to small-business credit is a critical underpinning to equity in economic opportunity; however, it is difficult to regularly assess the fairness of credit provision. Fair credit access depends [...]

Published
2022
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9. Massachusetts Latest State Expected to Restrict Access to Credit Reports for Employment Purposes

Subjects
Littler Mendelson P.C. -- Laws, regulations and rules -- Political activity, Law firms -- Employment -- Political activity, Bills, Legislative -- Laws, regulations and rules -- Political aspects, Employment discrimination -- Laws, regulations and rules -- Political aspects, Credit ratings -- Political aspects -- Laws, regulations and rules, Government regulation, News, opinion and commentary
Abstract

San Francisco, California: Littler Mendelson P.C. has issued the following news release: The Massachusetts House of Representatives passed legislation that would add a new provision to the Massachusetts Consumer Protection [...]

Published
2024

10. AFSA SUPPORTS COLORADO CONSUMERS' ACCESS TO CREDIT

Subjects
Societies -- Economic aspects -- Laws, regulations and rules, Associations, institutions, etc. -- Economic aspects -- Laws, regulations and rules, Personal loans -- Laws, regulations and rules -- Economic aspects, Government regulation, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the American Financial Services Association (AFSA): The American Financial Services Association filed a lawsuit in Colorado federal court today with two other [...]

Published
2024

11. FINANCIAL INCLUSION, ACCESS TO CREDIT, AND SUSTAINABLE FINANCE: WHAT ROLE FOR THE UNCITRAL MODEL LAW ON SECURED TRANSACTIONS?

Author

Akseli, Orkun

Subjects
Secured transactions -- Laws, regulations and rules -- Models -- Research, Financial inclusion -- Methods -- Research, Consumer credit -- Access control -- Laws, regulations and rules -- Research, Government regulation, Inter-American Model Secured Transactions Law
Abstract

I INTRODUCTION There is a causality between financial inclusion, access to credit, and the way modern and efficient secured transactions law principles facilitate these concepts for the benefit of small [...]

Published
2021

12. EQUALITY AND ACCESS TO CREDIT: A SOCIAL CONTRACT FRAMEWORK.

Author

Linarelli, John

Subjects
Equality before the law -- Economic aspects -- Methods -- Social aspects, Consumer credit -- Access control -- Laws, regulations and rules -- Research, Social contract -- Models -- Usage, Government regulation
Abstract

I INTRODUCTION Most Americans assume that debt is mainly about transaction and choice in a market. (1) But in the United States and some other advanced economies, debt is much [...]

Published
2021

15. An Economic Operator Pursuant To Art.54 C.3 Legislative Decree 50|2016 For Assignment Service Management Investment Fund For Implementation Interventions 2021-2027 Necessary. To Support Companies Access To Credit And Innovation Finance

Subjects
Government regulation, Company business management, Business, international
Abstract

Contract notice: An economic operator pursuant to art.54 c.3 legislative decree 50/2016 for assignment service management investment fund for implementation interventions 2021-2027 necessary. to support companies access to credit and [...]

Published
2023

17. Dr. Thomas J. Miller, Jr. Releases Study on the Effects of Interest Rate Caps on Consumer Access to Credit in Illinois

Subjects
Predatory lending -- Analysis -- Laws, regulations and rules, Credit unions -- Prices and rates, Government regulation, Company pricing policy, Business, News, opinion and commentary
Abstract

WASHINGTON, March 8, 2023 /PRNewswire/ -- Dr. Thomas J. Miller, Jr. of Mississippi State University announced the release of a new https://c212.net/c/link/?t=0&l=en&o=3803777-1&h=2070076207&u=https%3A%2F%2Fpapers.ssrn.com%2Fsol3%2Fpapers.cfm%3Fabstract_id%3D4315919&a=study, 'Effects of Illinois' 36% Interest Rate Cap on [...]

Published
2023

18. Further changes to CCCFA Regulations will improve safe access to credit

Subjects
Consumer protection -- Laws, regulations and rules, Credit cards -- Laws, regulations and rules, Government regulation, Company financing, Business, Business, international
Abstract

M2 PRESSWIRE-August 3, 2022-: Further changes to CCCFA Regulations will improve safe access to credit (C)1994-2022 M2 COMMUNICATIONS RDATE:02082022 * Narrowing the expenses considered by lenders * Relaxing the assumptions [...]

Published
2022

19. New Zealand : Further changes to CCCFA Regulations will improve safe access to credit

Subjects
Consumer protection -- Laws, regulations and rules, Government regulation, Company financing, Business, international
Abstract

The Government is clarifying the Credit Contracts and Consumer Finance (CCCFA) Regulations, to ensure borrow-ready kiwis arent being unfairly penalised when applying for a loan, Minister of Commerce and Consumer [...]

Published
2022

20. WA PASSES EQUITABLE ACCESS TO CREDIT ACT

Subjects
Bills, Legislative -- Laws, regulations and rules, Government regulation, General interest, News, opinion and commentary
Abstract

SEATTLE: FMS Global Strategies has issued the following news release: The Washington State Legislature today passed E2SHB 1015, the Equitable Access to Credit Act, which will provide loans to historically [...]

Published
2022

21. United States : Tillis Supports Access to Credit for Farmers and Ranchers

Subjects
United States. National Credit Union Administration -- Laws, regulations and rules, Strategic planning (Business) -- Laws, regulations and rules, Legislators -- Laws, regulations and rules, Credit unions -- Laws, regulations and rules, Farmers -- Laws, regulations and rules, Government regulation, Business, international
Abstract

WASHINGTON, D.C. U.S. Senator Thom Tillis (R-NC) recently pressed the National Credit Union Administration (NCUA) to continue supporting agriculture producers access to credit. In a letter to NCUA Chairman Todd [...]

Published
2022

22. United States : Hoeven Leads Bicameral Effort Supporting Access To Credit For Farmers And Ranchers

Subjects
United States. National Credit Union Administration -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules, Credit unions -- Laws, regulations and rules, Farmers -- Laws, regulations and rules, Government regulation, Financial services industry, Business, international
Abstract

Senator John Hoeven this week led a bicameral effort pressing the National Credit Union Administration (NCUA) to continue supporting agriculture producers access to credit. In a letter to NCUA Chairman [...]

Published
2022

23. WA PASSES EQUITABLE ACCESS TO CREDIT ACT

Subjects
Bills, Legislative -- Laws, regulations and rules, Government regulation, Business, News, opinion and commentary
Abstract

Legislation Expands Opportunity to BIPOC & Others Business Hit Hard by COVID SEATTLE, March 8, 2022 /PRNewswire/ -- The Washington State Legislature today passed E2SHB 1015, the Equitable Access to [...]

Published
2022

24. How The CFPB Can Protect Access To Credit For Small Business Borrowers

Subjects
Small business -- Laws, regulations and rules, Consumer protection -- Laws, regulations and rules, Business owners -- Laws, regulations and rules, Government regulation, Small business, SOHO, General interest, News, opinion and commentary
Abstract

Washington, DC: CONSUMER BANKERS ASSOCIATION has issued the following press release: This week, the Consumer Financial Protection Bureau (CFPB) will receive input from stakeholders in response to its Notice of [...]

Published
2022

25. 'Amend agri-agra law to expand farmers, fishers access to credit'

Subjects
Land Bank of the Philippines -- Laws, regulations and rules -- Finance, Banking industry -- Laws, regulations and rules -- Finance, Amendments (Parliamentary practice) -- Laws, regulations and rules, Farmers -- Laws, regulations and rules, Government regulation, Company financing, Banking industry, Business, international
Abstract

The Land Bank of the Philippines (LandBank) has thrown its support behind the speedy passage of the amendments to the Agri-Agra Law, saying reforms to the mandated credit legislation will [...]

Published
2021

26. Fed aims to revamp laws ensuring access to credit for low and moderate income families

Author

Siegel, Rachel

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules -- Demographic aspects, Consumer credit -- Laws, regulations and rules -- Demographic aspects, Poor -- Economic aspects, Government regulation, Financial services industry, General interest, News, opinion and commentary
Abstract

Byline: Rachel Siegel The Federal Reserve on Monday took steps toward revamping a 40-year-old law intended to ensure low and moderate income Americans have access to credit and banking services. [...]

Published
2020

28. BSP eases rules to boost MSMEs' access to credit

Subjects
Small and medium sized companies -- Laws, regulations and rules, Banks (Finance), Finance, Financial institutions, Banking industry, Government regulation, Business, international
Abstract

The Bangko Sentral ng Pilipinas (BSP) announced on Tuesday it has approved relief measures for micro, small and medium enterprises (MSMEs) amid the disruption caused by the pandemic. The BSP [...]

Published
2020

29. CONGRESSMAN COHEN INTRODUCES THE FAIR ACCESS TO CREDIT SCORES ACT

Subjects
Bills, Legislative -- Laws, regulations and rules, Legislators -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Government regulation, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the office of Tennessee Rep. Steve Cohen: Congressman Steve Cohen (TN-09) today introduced the Fair Access to Credit Scores Act which would [...]

Published
2021

31. Fed aims to revamp laws ensuring access to credit for low- and moderate-income families

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Monetary policy -- Economic aspects -- Laws, regulations and rules, Family -- Laws, regulations and rules -- Economic aspects, Financial services -- Economic aspects -- Laws, regulations and rules, Government regulation, Financial services industry, Business, Computers and office automation industries, Telecommunications industry, Community Reinvestment Act of 1977
Abstract

Byline: Rachel Siegel The Federal Reserve on Monday took steps toward revamping a 40-year-old law intended to ensure low- and moderate-income Americans have access to credit and banking services. The [...]

Published
2020

32. BSP vows to help MSMEs gain access to credit

Subjects
Amendments (Parliamentary practice) -- Laws, regulations and rules, Small and medium sized companies -- Laws, regulations and rules, Banks (Finance), Banking industry, Government regulation, Company financing, Business, international
Abstract

THE Bangko Sentral ng Pilipinas (BSP) has vowed to push for the legislation of measures and implementation of programs that will improve the access to credit of micro, small and [...]

Published
2019

33. CFPB Seeks Input On Improving Access To Credit

Subjects
Discrimination -- Reports -- Laws, regulations and rules, State laws -- Reports, Consumer protection -- Reports -- Laws, regulations and rules, Government regulation, Business, international
Abstract

On August 3, 2020, the Consumer Financial Protection Bureau (CFPB) published a Request for Information (RFI) that seeks comment on ways to clarify the Equal Credit Opportunity Act's (ECOA) implementing [...]

Published
2020

34. Findings on Public Economics Reported by Investigators at Consumer Financial Protection Bureau (The Effect of Debt Collection Laws On Access To Credit Q)

Subjects
Consumer protection -- Reports -- Economic aspects -- Laws, regulations and rules, Collection (Accounting) -- Laws, regulations and rules -- Reports -- Economic aspects, Government regulation, Government, Political science
Abstract

2021 APR 29 (VerticalNews) -- By a News Reporter-Staff News Editor at Politics & Government Week -- New research on Economics - Public Economics is the subject of a report. [...]

Published
2021

35. Analysis: 'Restrictions on Debt Collection Impede Access to Credit'

Subjects
Ernst & Young L.L.P. -- Reports -- Laws, regulations and rules -- Finance, Accounting services -- Reports -- Laws, regulations and rules -- Analysis -- Finance, Collection (Accounting) -- Reports -- Laws, regulations and rules -- Analysis, Collection agencies -- Reports -- Laws, regulations and rules -- Analysis -- Finance, Financial markets -- Reports -- Laws, regulations and rules -- Analysis, Blogs, Credit markets, Government regulation, Company financing, General interest, News, opinion and commentary
Abstract

Washington DC: ACA International has issued the following press release: Modern credit markets would not run without systems in place to work with consumers who fall behind on a payment, [...]

Published
2019

36. New Zealand : Privacy Commissioners plans for speedier access to credit reports

Subjects
Privacy -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Government regulation, Company business planning, Privacy issue, Business, international
Abstract

The Office of the Privacy Commissioner has released a report revealing plans to update the Credit Reporting Privacy Code to require credit reporters to give individuals access to credit reports [...]

Published
2018

37. HUD Secretary Sets Sights on Access to Credit, Homeownership

Author

Collins, Brian

Subjects
United States. Department of Housing and Urban Development -- Laws, regulations and rules, Dwellings -- Laws, regulations and rules, Housing -- Laws, regulations and rules, Home ownership -- Laws, regulations and rules, Government regulation, Banking, finance and accounting industries, Business, Economics
Abstract

Byline: Brian Collins WASHINGTON -- In his first major policy speech as the new housing secretary, Julian Castro on Tuesday said policymakers should focus on steps to expand the housing [...]

Published
2014

39. FAIR LENDING LAWS AND THE CRA: COMPLEMENTARY TOOLS FOR INCREASING EQUITABLE ACCESS TO CREDIT

Subjects
United States. Department of Housing and Urban Development -- Laws, regulations and rules, United States. Department of Justice -- Laws, regulations and rules, United States. Congress -- Laws, regulations and rules, Loans -- Laws, regulations and rules, Banking law -- Laws, regulations and rules, Community development -- Laws, regulations and rules, Federal Reserve banks -- Laws, regulations and rules, Government regulation, News, opinion and commentary, Community Reinvestment Act of 1977
Abstract

MINNEAPOLIS, MN -- The following information was released by the Federal Reserve Bank of Minneapolis: The fair lending laws and the Community Reinvestment Act view lending through two different lenses: [...]

Published
2018

40. US Chief Deputy Whip Patrick McHenry (NC-10) comments on the Protecting Consumers' Access to Credit Act of 2017

Subjects
Consumer protection -- Laws, regulations and rules -- Political aspects, Banking industry, Banks (Finance), Chairpersons, Activists, Family, Government regulation, Science and technology
Abstract

Byline: MIL OSI - ForeignAffairs.co.nz Source: United States House of Representatives - Chief Deputy Whip Patrick McHenry (R NC-10) Chief Deputy Whip Patrick McHenry (NC-10), the Vice Chairman of the [...]

Published
2018

41. H.R. 3299, PROTECTING CONSUMERS' ACCESS TO CREDIT ACT OF 2017

Subjects
State laws, Consumer protection -- Laws, regulations and rules, Government regulation, Company financing, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the Congressional Budget Office: H.R. 3299 would overturn a decision of the Second Circuit Court of appeals and permit nonbank financial institutions [...]

Published
2018

42. Obama Signs Law Easing Access to Credit for Small Banks, Businesses

Author

Wack, Kevin

Subjects
Banking industry -- Laws, regulations and rules, Government regulation, Banking industry, Banking, finance and accounting industries, Business, Economics
Abstract

Byline: Kevin Wack WASHINGTON â President Obama signed legislation Thursday that will remove impediments faced by some small banks and other businesses as they seek to raise new capital. The [...]

Published
2012

43. In Considering Mortgage Rule, CFPB Focused on Access to Credit

Author

Davidson, Kate

Subjects
United States. Consumer Financial Protection Bureau -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules, Government regulation, Mortgages, Financial services industry, Banking, finance and accounting industries, Business, Economics
Abstract

Byline: Kate Davidson WASHINGTON â Raj Date, the deputy director of the Consumer Financial Protection Bureau, assured financial industry representatives Tuesday that the agency is carefully weighing access to consumer [...]

Published
2012

44. FHFA GIVES MORE TIME TO COMMENT ON IMPROVING LANGUAGE ACCESS TO CREDIT

Subjects
United States. Federal Housing Finance Agency -- Laws, regulations and rules, Housing authorities -- Laws, regulations and rules, Credit unions -- Laws, regulations and rules, Government regulation, News, opinion and commentary, National Association of Federal Credit Unions
Abstract

Arlington, VA -- The following information was released by the National Association of Federal Credit Unions: The Federal Housing Finance Agency yesterday extended the deadline from July 10 to July [...]

Published
2017

45. LUETKEMEYER, HOUSE OF REPRESENTATIVES PASS LEGISLATION TO END TAXPAYER BAILOUTS AND FOSTER GREATER ACCESS TO CREDIT

Subjects
United States. House of Representatives -- Laws, regulations and rules, Legislative bills -- Laws, regulations and rules -- Political aspects, Government regulation, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the office of Missouri Rep. Blaine Luetkemeyer: U.S. Rep. Blaine Luetkemeyer (MO-03) and the House of Representatives today passed the Financial CHOICE [...]

Published
2017

46. Myanmar issues regulations for better access of credit to private sector

Subjects
Credit bureaus -- Laws, regulations and rules, Central banks -- Laws, regulations and rules, Government regulation, Business, general, General interest, News, opinion and commentary
Abstract

YANGON, Apr 05, 2017 (Xinhua via COMTEX) -- The Central Bank of Myanmar on Wednesday issued regulations for credit information, paving the way for the private sector to get better [...]

Published
2017

47. Credit-Card Bill Seeks to Protect Students but Could Limit Their Access to Credit

Author

Field, Kelly

Subjects
Students -- Finance -- Laws, regulations and rules, Credit and debit card industry -- Laws, regulations and rules -- Finance, Consumer protection -- Laws, regulations and rules, Government regulation, Company financing, Education, Credit Cardholders' Bill of Rights Act of 2009
Abstract

Byline: KELLY FIELD Washington -- Congress passed legislation last week that would shield students and other consumers from sudden spikes in interest rates and fees, but that could make it [...]

Published
2009

49. How to improve cash flow with receivables financing: access to credit can help physicians get through tough times, but use diligence before accepting terms

Author

Van Vort, Christina

Subjects
Cash flow -- Forecasts and trends, Physicians -- Practice, Accounts receivable -- Evaluation, Health insurance -- Laws, regulations and rules, Government regulation, Market trend/market analysis, Business, Health care industry, Health Insurance Portability and Accountability Act of 1996
Abstract

Cash flow is the lifeblood of any business. Financing the provider's patient accounts receivable is one way to generate needed capital. Instead of waiting to receive reimbursement from third-party payers [...]

Published
2014

50. HILL VOTES TO INCREASE ACCESS TO CREDIT FOR SMALL BUSINESSES AND CONSUMERS

Subjects
United States. House of Representatives. Committee on Financial Services -- Laws, regulations and rules, Small business -- Laws, regulations and rules, Community banks -- Laws, regulations and rules, Government regulation, Small business, SOHO, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the office of Arkansas Rep. French Hill: Today, the House passed H.R. 6392, the Systemic Risk Designation Improvement Act of 2016. A [...]

Published
2016

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