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1. Spanish taxman homes in on Brits Some half a million Britons are said to own a home on the Iberian peninsula - and many rent it out without paying tax on the income. The Spanish revenue has had enough and is launching an efficient clampdown. Jenny Knight reports

2. Does it still pay to remortgage? Some new fixed-rate deals look enticing, but homeowners should check the fees, which have rocketed in recent months. Jenny Knight reports

13. Titles under the hammer; Fancy lording it over the locals? Ancient titles are coming up for auction. But beware, says Jenny Knight, they often confer little more than a name - and sometimes they can be a financial liability

18. Is university worth the adversity? No grants. . . tuition fees . . . vast loans. . . how can a degree still be a good investment? Jenny Knight has the answers for prospective undergraduates

29. What a waste of talent

30. Collective responsibility

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