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Highlights the results of a research relating to the proposals to revise the regulations that implement the Community Reinvestment Act (CRA) in the United States. Need for federally insured banking institutions to be evaluated on their records of helping to meet the credit needs of their local communities, including low- and moderate-income neighborhoods; Brief description of the CRA; Large- and small-institution evaluation; Agencies' proposals to amend the CRA regulations. INSETS: The Large-Institution Evaluation;The Small-Institution Evaluation.

Reports on the role of information that credit-reporting agencies maintain on consumers' credit-related experiences in credit markets in the U.S. Effects of data limitations on consumers' access to credit; Concern among financial analysts about the accuracy, completeness, timeliness and consistency of consumer credit records; Elements of credit models used to generate credit history scores.

The article reports that the Monetary Authority of Singapore (MAS) has implemented a Total Debt Servicing Ratio (TDSR) framework that will apply to property loans granted to individuals by financial institutions (FIs). Topics include loan-to-value (LTV) limits on housing loans and the monitoring of credit underwriting practices by FIs.

The article focuses on the risk based capital adequacy requirements for banks governed by the Monetary Authority of Singapore (MAS). Topics include the disclosure of remuneration, the incorporation of Basel III banking standards into the financial regulations of Singapore, and the regulation of incorporated banks.

The article focuses on the passage of the Monetary Authority of Singapore (Amendment) Bill of 2013 and the Financial Institutions (Miscellaneous Amendments) Bill of 2013 in Singapore. Information is provided on the increased powers of the Monetary Authority of Singapore to regulate distressed financial institutions.