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Offers advice on how to financially prepare for retirement. Advice on how to maintain a diversified investment portfolio; Discussion of whether bonds are a better choice than stocks for retirees; Advice on choosing a mutual fund; Discussion of options for using a home to generate income; Discussion of the advantages of working past retirement age; Advice on how to turn a hobby into a money-making venture.

Offers a look at U.S. Republican Congressman Richard Baker. Report that he is the leading congressional advocate for tougher regulation of mutual funds; Introduction of legislation seeking greater disclosure of mutual fund fees; Benefits of passing pro-investor legislation in an election year.

States that drug manufacturer Schering-Plough is involved in a business scandal in the United States. Civil action to be brought by the Securities and Exchange Commission; Allegation of improper disclosures before an earnings report in September 2002.