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We found several low-fee debit cards that don't charge a foreign exchange fee or fees for purchases or ATM withdrawals, and also don't charge a monthly account fee. If you have a low-fee debit card that doesn't charge a currency conversion fee, the exchange rate you get is set by Visa or Mastercard and is usually better than the high exchange rate margins set by travel money cards. Low-fee debit cards are also a good option for ATM withdrawals in comparison with low-fee credit cards, as they don't charge a cash advance fee. [Extracted from the article]

Travel credit cards with no overseas online purchase or foreign exchange fees and a $0 annual fee (even for additional cardholders) can be a good alternative. THE TOP 3: Bankwest Zero Platinum Basic travel insurance; 14.99% purchase interest rate (21.99% cash advance interest rate); Higher of $4 or 2% cash advance fee; $6000 minimum credit limit. 28 Degrees Global Platinum No travel insurance, but some benefits in case of flight delay; 22.99% interest rate on purchases and cash advances; Higher of $4 or 3% cash advance fee; $6000 minimum credit limit. [Extracted from the article]

When he asked again for a refund request to be made, the RAA Travel agent stated it would be Andrew's responsibility to put the refund request in writing to GSR. Q I have a Panasonic clock radio with AM/FM and battery backup which is getting past its use-by date. A CHOICE digital home products expert Denis Gallagher: I must admit I was surprised at how little choice there is for a simple clock radio with AM, but you can still find a couple of suitable models at JB HiFi and The Good Guys. [Extracted from the article]

The article focuses on the frequent flyer rewards credit cards and their significance to travellers. Topics discussed include an overview of frequent flyer reward cards, the decline of their points value, their benefits for the card holders, and the review of travel cards both for high and low spenders.

The article presents the right way of paying credit cards, including the better options offered by big banks in Australia, the recommended strategies when dealing with more than credit card with a balance and the truth behind the savings realized when switching to cheaper credit cards. Also mentioned are statistics on paying credit card debt, the benefits associated with consolidating debt and a list of the top 20 credit cards in Australia.

The article offers insights into a new credit-reporting and privacy regime in Australia effective March 12, 2014. It notes that the new repayment history information covering credit cards, loans and other types of credit is held by credit-reporting agencies like Veda and Dun & Bradstreet and can be accessed by banks when assessing borrowers' creditworthiness. It talks about the consequences of late payments, highlights of the credit report and fixing an incorrect listing on one's credit report.

The article explores the findings of a diary survey on credit card surcharges in Australia conducted by the New South Wales Fair Trading and the magazine "Choice." Results show more than half of respondents paid a surcharge between one and five times. Among the top companies that add surcharges are Telstra, Aldi and Qantas. Participants complained about inadequate surcharge disclosure.

The article discusses the issue of excessive credit card surcharges. The Reserve Bank of Australia (RBA) has implemented reforms to reduce surcharges. Figures show the excessive credit card surcharges introduced by retailers such as Visa and MasterCard. Findings from a research study revealed several companies and airlines that use tactics to increase their surcharges, including Cabcharge, Qantas, Jetstar, Virgn Australia, and Tiger.

The article outlines several junk insurance that would help protect assets. It states that credit protection insurance covers the credit card, mortgage repayments, and personal loan if an individual get sick or lose job. It stresses that insurance against identity theft helps with the costs of dealing with identity fraud. It explains that mortgage insurance protects the lenders if the default on the loan and the home is sold for less than what an individual owe.

The article reports that there are numerous credit cards in Australia to offer low interest rates as of March 2016 which can reduce the length of time that the debt can be filly paid, highlighting a chart depicting low interest rates.

The article highlights the best gift card rewards credit cards and cashback rewards credit cards in Australia as of October 2015, according to consumer advocacy group CHOICE and money saving website Mozo.

The article offers information on the data from money saving website Mozo which shows that loyalty rewards credit cards can be of little reward particularly for little spenders.

The article reports on the changes to the Privacy Act in December 2012 which allow credit providers to collect information about the repayment history of consumers.

A personal narrative is presented which explores the author's experience of getting a credit card surcharge after booking a flight from Jetstar without a Jetstar MasterCard.

This article focuses on the high cost of obtaining reward points being offered by credit cards, according to the RBA.