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Purpose: The study’s purpose is to assess both the region’s economic development and the SHG's wide range of activities. The paper emphasizes on the appropriate use of fund for economic purpose leading to the growth of rural area. Design/Methodology/Approach: The study is based on primary data gathered from the Sanjeevini SHG groups officials during the fieldwork and other related information from local public residing in that area and Bajpe Gram panchayat. Findings: The study helps us to know the involvement of people in the economic growth of the area. Achievement of groups enhances free flow of funds and challenges faced by groups in dealing with people and the area. Originality/Value: This study is an attempt to trace role of SHG groups in development of rural areas and factors responsible for the growth of the panchayat. Research Type: Case Study.

Purpose: Women in the research area are totally ignorant of their potential and individuality, which results in unhealthy lives. They also live in poverty and the most deplorable conditions of ignorance. They are driven by a strong desire to escape poverty. They take part in self-help group’ income-generating activities in addition to other things they do. However, from the time they first join Self Help Groups through the end of their involvement in such activities, their socio-economic situation pushes them to deal with various issues. Rural women are the most marginalized group and are excluded from both economic and social life. Microcredit is the most effective tool for empowering women since it gives them the ability to meet their needs throughout their lives. The study comes to the conclusion that self-help group members’ capacity, capability, professional, and entrepreneurial skills need to be improved in order to make them successfully engaged in income-generating activities. SHG taught members approach dealing with difficulties with greater confidence, entrepreneurial skill, knowledge, and a more upbeat attitude. The expansion of group members’ businesses and income-generating endeavors is essential for the self-help group to continue to exist. Also, loans should be provided to these women in reasonable rate and they should have knowledge about all the financial aspects of loan which is lacking currently. Design/Methodology/Approach: The majority of the data included in the current paper comes from secondary sources. The government’s website was used to obtain secondary data, while other publications such as journal articles and government publications were used as verified sources. Findings: After joining the group, it is discovered that access to education, health care, nutritious food, and housing has increased. All of them agree that their understanding of the value of children’s education, health, finance, and their roles in society has increased. As a result of their association with the group, they feel more confident about leading better lives. Originality/Value: This study investigates the relationship between SHGs, microfinance organizations, and the empowerment of women. The contribution of SHG to the development of women’s rights and its impact on women’s engagement in the business field. Paper type: Review Paper

Purpose: In the context of women’s development, the purpose of this study is to define, challenge, and overcome barriers in a woman’s life so that she can better design her life. Thispaper paints through a picture of SHG’s achievements in empowering women. Women are the participants and decision makers in democratic, economic, and social realms of life are achieved by Self Help Group (SHG) members. This article also discusses some of the steps that should be followed to ensure that SHG is implemented effectively. Design/Methodology/Approach: The study is based on the primary and secondary data collected through fieldwork and referring to publications, websites and other related sources. The materials are gathered from publications of NABARD and other governmental agencies which have advocated for women’s empowerment. Action is also taken to refer to the various reports and services done by various government and private agencies. The primary data is collected from field visits by meeting various people involved in SHG and also meeting Panchayath officials. Findings: The study helps us to know that savings habits have improved among the members of SHG. According to the study, SHG’s microfinance intervention raised the level of income and assets of rural women, while poverty reduced. Originality/Value: This study has social and economic implications since it shows the importance of SHGs in women’s growth in terms of productive involvement and financial contribution to the family. Paper Type: Case Study