1. Understanding proximity mobile payment continuance usage in Indonesia from a habit perspective
- Author
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Yonathan Dri Handarkho, Yulius Harjoseputro, Aloysius Bagas Pradipta Irianto, and Joseph Eric Samodra
- Subjects
Mediation (statistics) ,Knowledge management ,business.industry ,Strategy and Management ,media_common.quotation_subject ,05 social sciences ,Perspective (graphical) ,Structural equation modeling ,Body of knowledge ,Interpersonal ties ,0502 economics and business ,Mobile payment ,050211 marketing ,Continuance ,Habit ,Business and International Management ,business ,Psychology ,General Economics, Econometrics and Finance ,050203 business & management ,media_common - Abstract
Purpose This study aims to propose a theoretical model to explain mobile payment (MP) continuance usage in a physical store in Indonesia from a habit perspective. In detail, continuance usage was argued to be a consequence of habitual behavior which is related to specific actions conducted automatically, repeatedly and frequently. Therefore, the theoretical model was constructed on the theory of habit establishment. Design/methodology/approach In total, 220 Indonesian respondents were used to examine the theoretical model. Furthermore, a cross-sectional study was used through the use of a descriptive statistical approach to preparing data and descriptive analyses and structural equation modeling method for analysis. Findings Satisfaction was found to have the most substantial direct influence on the establishment of habit to use MP followed by perceived usefulness and perceived compatibility. Meanwhile, deal proneness and social ties were discovered to have a significant indirect effect on habit through the mediation of usefulness. Originality/value This study used the theory of habit formation to understand how user develops repeated behavior in MP usage which leads to continuance usage of the platform. There is limited explicit exploration and development of a theory based on this concept, therefore, this study is a contribution to the body of knowledge with respect to habit formation and its impacts on MP continuance usage.
- Published
- 2021
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