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'Bankers should discriminate (in pricing), provided the word means to measure and price risk properly with regard to legitimate economic characteristics of the client relationship....But bankers should be prosecuted for [...]

Airbnb last week updated its nondiscrimination policy to prohibit hosts from denying a stay request based on race, ethnicity, national origin, gender, sexual orientation or disability. It also prohibits hosts [...]

WASHINGTON -- For the third time in 11 years, the Federal Reserve Board has denied a request to let lenders collect race and gender data on small-business borrowers. The move [...]

This is a sad tale of best intentions gone awry. Thirty years ago the Federal Reserve sought to combat redlining and discrimination by using a now-discredited blunderbuss. It enacted Regulation [...]

E-mail can easily be abused in the workplace by management and workers alike, which may lead to costly discrimination claims if policies are not adhered to BYLINE: Harriet Bowtell Employment [...]

Personnel Today has been inundated with angry responses to its news story 'Screens could be key to unbiased interview process' (News, 1 April). It highlighted a proposed European directive that [...]

Minister for Pensions Ian McCartney urges the HR profession to consult with the Government to help develop effective laws to tackle age discrimination in the workplace. He talked exclusively to [...]

In wake of terrorist attacks, Muslim and Arab employees could be harassed In the wake of the Sept. 11 attacks, experts are warning employers to expect increased tension between Muslim [...]

Business owners today are faced with many challenges in conducting their business. One of these challenges is striving to keep their businesses free from discrimination. That means complying with the [...]

Twenty-five years ago, when redlining and racial discrimination were widespread in the mortgage lending market, the federal government responded by passing the Home Mortgage Disclosure Act requiring most lenders to [...]

New York--Asian Americans For Equality was established 25 years ago to combat discrimination against newly arrived immigrants. According to Christopher Kui, AAFE executive director, the new Asian immigrant population tends [...]

Banking regulators who worked to revise the Community Reinvestment Act to require reporting of gender and ethnic data are now wondering if the requirement will make any change or be detrimental to discrimination prevention. The regulators say that a lending decision is based upon more than the loan application and many times a commercial applicant will not file an application until they are certain of approval, which would lead to erroneous statistics. Banks might also make questionable loans if this data is collected., WASHINGTON -- Top federal banking regulators on Thursday questioned the effectiveness of the new reporting requirements that they themselves proposed in an effort to overhaul the Community Reinvestment Act. Federal [...]

It is believed that discrimination on the basis of job applicants' names can be eliminated if the Equality Bill were to provide for 'no names.' Trends show that there could be a subliminal discard of job applications due to a bias of some sort. Information about an experiment which will determine whether there is discrimination against those with foreign-sounding names is also presented.

Banking regulators are examining large and small banks for signs of lending discrimination under the regulatory mandates of the Community Reinvestment Act, the Equal Credit Opportunity Act and the Civil Rights Act. Most bankers are unaware of unconscious loan discrimination by banks. This can happen through screening out applicants during initial telephone interviews, high application fees and complex requirements that cause applicants to turn elsewhere. Banks that do not make an effort to correct discriminatory practices will receive much tougher action from regulators., When asked, most bankers insist there is no lending discrimination at their institutions. They may be right. But the real question is: Can they prove it? Prodded by Congress, the [...]

Discrimination testing in the banking industry has become commonplace, but it can be wasteful if not properly conducted. Most testing is done by hired actors who test bank officers for lending discrimination. However, self-testing is not always enough to protect banks from lawsuits. Outside firms may charge about $30,000 to test a bank, and the project may take up to six months to complete. Banks could save costs by banding together to split the cost of testing., WASHINGTON - As testing for lending discrimination grows more popular, loan officers can no longer be certain that mortgage applicants are just looking for a loan. Fair-housing groups are on [...]

Hospitality-industry executives must be careful not to join discriminatory private clubs at company expense. Such memberships send negative images to minorities, particularly African Americans. Likewise, hotel associations should guard against funding memberships in discriminatory clubs, and board members should take the responsibility of seeing that such membership deals are not made.

Banks need to pay more attention to their responsibilities under the Community Reinvestment Act of 1977 (CRA 77), which provides for banks' community involvement. Banks should undertake geodemographic surveys of their customers before they become targets of unfair criticism. CRA 77 ascertainment objectives may be met by carefully building customer geodemographic databases which determine whether community interests are being served. There is increasing pressure to legislate bank involvement in local housing and community development efforts. Banks can demonstrate their already substantial community involvement by building consumer marketing databases and consumer profiles.