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1. Credit where none is due? Authorized-user account status and piggybacking credit

2. Credit scoring and its effects on the availability and affordability of credit

3. Consumer credit scoring: do situational circumstances matter?

6. Consolidation and bank branching patterns

7. Credit Scoring: Statistical Issues and Evidence from Credit-Bureau Files

8. Consumer experiences with credit cards

9. Mortgage market conditions and borrower outcomes: evidence from the 2012 HMDA data and matched HMDA--credit record data

10. Mortgage market conditions and borrower outcomes: evidence from the 2012 HMDA data and matched HMDA--credit record data

11. The mortgage market in 2011: highlights from the data reported under the Home Mortgage Disclosure Act

12. The mortgage market in 2010: highlights from the data reported under the home mortgage disclosure act

13. The mortgage market in 2010: highlights from the data reported under the home mortgage disclosure act

14. The 2009 HMDA data: the mortgage market in a time of low interest rates and economic distress

15. The 2008 HMDA data: the mortgage market during a turbulent year

16. The Performance and Profitability of CRA-Related Lending

17. The 2008 HMDA data: the mortgage market during a turbulent year

18. The 2007 HMDA data

19. The 2006 HMDA data

20. Higher-priced home lending and the 2005 HMDA data: (Table 8 revised September 18, 2006)

21. New information reported under HMDA and its application in fair lending enforcement

22. Community banks and rural development: research relating to proposals to revise the regulations that implement the Community Reinvestment Act

23. An overview of consumer data and credit reporting

24. Recent developments in home equity lending

25. New information on lending to small businesses and small firms: the 1996 CRA data

26. Changes in the distribution of banking offices

27. Distribution of credit risk among providers of mortgages to lower-income and minority homebuyers

28. Credit risk, credit scoring, and the performance of home mortgages

29. Credit risk and the provision of mortgages to lower-income and minority homebuyers

30. Household sector borrowing and the burden of debt

31. Home purchase lending in low-income neighborhoods and to low-income borrowers

32. Private mortgage insurance

33. Home equity lending: evidence from recent surveys

34. Residential lending to low-income and minority families: evidence from the 1992 HMDA data

35. Recent developments in the home equity loan market

36. Providing information about deposit accounts

41. Determinants of consumer credit card usage patterns

42. Expanded HMDA data on residential lending: one year later

43. Developments in the pricing of credit card services

44. Home Mortgage Disclosure Act: expanded data on residential lending

45. Payment of household debts

46. Mortgage refinancing

47. Revitalizing the Fed's Functional Cost Analysis program. (US Federal Reserve System)

48. Credit report accuracy and access to credit

49. CRA Special Lending Programs

50. The Effects of Recent Mortgage Refinancing

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