Descriptor: "BANKING SERVICES" / Topic: bank assets - Searchworks@Jio Institute Digital Library Search Results

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180 results on '"BANKING SERVICES"'

1. EKSKLUZJA FINANSOWA - UJĘCIE EMPIRYCZNE.

Author: Idzik, Marcin
Subjects: FINANCIAL management, BRANCH banks, CASH management, CUSTOMER services, BANK assets, EMPIRICAL research, FINANCIAL services industry
Abstract: Copyright of Research Papers of the Wroclaw University of Economics / Prace Naukowe Uniwersytetu Ekonomicznego we Wroclawiu is the property of Uniwersytet Ekonomiczny we Wroclawiu and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
Published: 2013

2. Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy

Author: World Bank
Subjects: BRANCH BANKING, INVESTMENT, PAYMENT, FINANCIAL DATA, INFRASTRUCTURE, BANKING SYSTEM, ECONOMIC GROWTH, BANKING SUPERVISION, BANK HOLDING COMPANIES, DEPOSIT, FINANCIAL CREDIT, PROJECTS, INFLATION, FINANCING, INSIDER LENDING, USURY, BROAD ACCESS, TECHNICAL ASSISTANCE, ACCESS TO BANKING, REGULATORY FORBEARANCE, ACCESS TO BANKING SERVICES, INTERNATIONAL ACCOUNTING STANDARDS, BANK LENDING, LIQUIDITY RATIO, DEPOSIT INSURANCE, FINANCIAL SECTOR ASSESSMENT, LENDING, INVESTMENTS, FINANCIAL INFRASTRUCTURE, BANKING LAW, DONOR SUPPORT, CAPITAL REQUIREMENTS, CREDIT INFORMATION BUREAU, SAVINGS ACCOUNTS, GUARANTEE, DEVELOPMENT COMPANY, BANK, TIME DEPOSITS, NET WORTH, LOANS, CONSUMER PROTECTION, ACCOUNTING STANDARDS, PROFITABLE BUSINESS, CREDIT INSTITUTIONS, MORTGAGE, MFI, BANK ACCOUNTS, FINANCIAL MARKETS, PENSIONS, AGRICULTURAL FINANCE, BORROWER, BORROWERS, CREDIT RISKS, DEPOSITS, INDUSTRY, REMITTANCE, MARKETS, INFORMATION SYSTEMS, FINANCIAL REGULATION, FINANCE, WAGES, TRANSFERS, PAYMENT SERVICES, BANKING, INTEREST EXPENSE, COOPERATION, ENTERPRISES, CREDIT BUREAU, BALANCE SHEET, MICROFINANCE INSTITUTION, MONETARY POLICY, SMALL BANK, SERVICES, PRICING, INTEREST RATES, CREDIT POLICIES, MORTGAGES, PUBLIC DEBT, DEBT, GUARANTEES, BANKING SECTOR, WORKING CAPITAL, PAYMENTS, CAPITAL REQUIREMENT, CAPITAL ADEQUACY, CREDIT INFORMATION SYSTEMS, FINANCIAL SERVICES, PROPERTY, PROFITABILITY, CONTRACT ENFORCEMENT, INTEREST MARGIN, LIQUIDITY RISKS, DEPOSIT MOBILIZATION, BANKING REGULATION, FIXED ASSETS, CAPITAL, ACCOUNTING, TAXATION, COMMERCIAL BANK, RETURN ON ASSETS, CONSOLIDATION, VALUE, SECURITY, RISK, BANK FINANCING, CREDIT INFORMATION, REGULATORY FRAMEWORK, FINANCIAL SYSTEM, FINANCIAL INSTITUTIONS, FINANCIAL STABILITY, EQUITY CAPITAL, PROTECTION MEASURES, INSURANCE, BANKING SERVICES, AGRICULTURAL DEVELOPMENT BANK, TAXES, EQUITY, GOVERNMENT SECURITIES, SHAREHOLDERS EQUITY, BANKS, LAND, INTERNATIONAL BANKS, DEMAND DEPOSITS, LONG TERM ASSETS, FINANCIAL INSTITUTION, UNION, INTEREST RATE RISKS, BANK BRANCHES, PRIVATIZATION, LOAN, CREDIT, CONSOLIDATED SUPERVISION, LEGISLATION, BANK CREDIT, SECURITIES, SUPPLY CHAINS, INTERNATIONAL BANK, COMMERCIAL BANKS, HOLDING COMPANIES, PEOPLE, BANK LIQUIDITY, MICROFINANCE, NEW ENTRANTS, PRUDENTIAL REQUIREMENTS, PROFIT MARGINS, DEVELOPMENT BANK, HOUSING, CAPITALIZATION, LOAN CLASSIFICATION, RETURN ON EQUITY, INTEREST, LEGAL FRAMEWORK, LOAN-TO-DEPOSIT RATIO, PROFIT MARGIN, TRANSPORT, LAWS, SAVINGS, BANK ASSETS, HOUSING FINANCE, SUBSIDIARIES, INTEREST RATE
Abstract: There has been significant development of Mali’s banking sector in recent years, but it remains shallow, and access to banking services is limited. With the opening of a new bank in 2014, there are now 14 commercial banks operating in Mali. There has been a positive evolution of the banking sector in Mali from 2009-13. There have been a number of changes in recent years in the ownership structure of the banking sector, which is now dominated by foreign shareholders, primarily from Africa. The emergence of WAEMU banking groups is a recent phenomenon, spurred in part by the approval of a single banking license for the sub-region. Available financial soundness indicators (FSI) suggest that the banking sector is generally sound, though performance varies widely among banks, and asset quality is weak.
Published: 2015

3. Mongolia Financial Sector Assessment : Access to Finance

Author: World Bank
Subjects: SOFT LOANS, LEGAL REQUIREMENTS, PENSION FUNDS, SAVINGS BANK, CURRENT ACCOUNTS, LONG-TERM FUNDING, CREDIT GUARANTEE, DEPOSIT, OVERDRAFT, CREDIT CARD, LIVESTOCK INSURANCE, FINANCIAL INTERMEDIATION, INFORMATION TECHNOLOGY, FINANCIAL SECTOR ASSESSMENT, PENETRATION RATE, FINANCIAL INFRASTRUCTURE, INFORMATION ABOUT CREDIT, BANK LOAN, FINANCIAL INTERMEDIARIES, LOAN APPLICATIONS, COLLATERAL, MORTGAGE LOAN, FINANCIAL MARKET, POINT-OF-SALE, CREDIT LINES, MORTGAGE, SUBSIDIZATION, POINT OF SALE, DEPOSITS, INSTITUTIONAL CAPACITY, CREDITORS, CREDIT SCORING MODELS, OUTSTANDING BALANCE, FINANCIAL INSTRUMENT, DEBIT CARDS, SMALL BUSINESSES, BALANCE SHEET, ACCESS TO FINANCIAL SERVICES, MONETARY POLICY, FINANCIAL DIFFICULTIES, SOURCES OF FINANCE, MARKET INEFFICIENCIES, CREDIT ALLOCATION, MORTGAGES, CREDIT RISK, LOAN SIZE, MICROFINANCE LENDING, BUSINESS LOANS, WORKING CAPITAL, DIRECT DEPOSITS, GOVERNMENT POLICIES, LOAN AMOUNTS, LOAN REPAYMENT, DEBTS, CASH FLOW, FIXED CAPITAL, PENETRATION RATES, FINANCIAL LITERACY, MERCHANTS, LOAN PORTFOLIO, ENTREPRENEURS, PRIVATE LENDERS, MICROCREDIT, ELECTRONIC TRANSFERS, BANK ACCOUNT, FIXED ASSETS, BANKRUPTCY LEGISLATION, BANKRUPTCY, CREDIT PROGRAM, TRADE FINANCING, LENDERS, START-UP, GREATER ACCESS, RURAL CLIENTS, CREDIT SCORING, CREDITWORTHINESS, LOAN PRODUCTS, FINANCIAL SYSTEM, FISCAL POLICY, EXCHANGE RATE, FINANCIAL INSTITUTIONS, MICRO-LOANS, CREDIT BUREAUS, TERM CREDIT, LOAN DECISION, HOUSEHOLDS, BANKING SERVICES, PRIVATE CREDIT, BANKS, CREDIT GUARANTEES, FUNDING SOURCES, UNION, BORROWING, STUDENT LOANS, LOAN TERM, LOAN, BANK CREDIT, SECURITIES, MARKET SHARE, AUTOMATIC TELLER, LOAN TERMS, HOUSEHOLD DEPOSITS, MICROFINANCE, CREDIT RATING, CONSUMER PROTECTION LAW, CREDIT HISTORY, SALES, DEVELOPMENT BANK, REAL ESTATE, INCOME-GENERATING ACTIVITIES, FINANCIAL PROVIDERS, CORRUPTION, PROVISION OF FINANCE, LENDING REQUIREMENTS, CAPITAL FORMATION, SUB-LOANS, CURRENCY EXCHANGE, DEPOSITORS, SMALL LOANS, FINANCIAL INSTRUMENTS, BANKING SERVICE, INFORMATION SERVICE, PUBLIC CREDIT, BANKING SYSTEM, ECONOMIC GROWTH, EMPLOYERS, CREDIT COOPERATIVES, ENFORCEMENT MECHANISM, CREDIT CARDS, EQUITY FINANCING, ELECTRONIC PAYMENT, IMPORT DUTY, CREDITOR, TECHNICAL ASSISTANCE, FINANCIAL SECTOR, BANK LENDING, ELECTRONIC PAYMENTS, SMALL BORROWERS, ACCOUNTS RECEIVABLES, PARTIAL CREDIT, BUSINESS ASSOCIATION, SAVINGS PRODUCTS, MICROFINANCE LOANS, CREDIT INFORMATION BUREAU, REGISTRATION SYSTEM, BACKED LOANS, SMALL LOAN, BANK BRANCH, LOAN PAYMENTS, SAVINGS ACCOUNTS, INFORMATION SHARING, CONSUMER PROTECTION, MICRO-FINANCE, CREDIT INSTITUTIONS, FINANCIAL ASSISTANCE, HIGH INTEREST RATES, TUITION, BORROWER, ACCESS TO FINANCING, CREDIT REGISTRY, FORMAL FINANCIAL INSTITUTION, LINE OF CREDIT, OVERDRAFT LOANS, PAYMENT INFRASTRUCTURE, CREDIT BUREAU, DEMAND FOR CREDIT, CONTRIBUTION, DEBT, CONTRIBUTIONS, CAPITAL ADEQUACY, UNFAIR COMPETITION, APR, ECONOMIC DEVELOPMENT, FINANCIAL PRODUCTS, ACCESS TO FINANCE, CHECKING ACCOUNTS, INITIAL FUNDING, RURAL BRANCH, SHORT-TERM DEPOSITS, FINANCIAL SERVICE, CREDIT HISTORIES, FINANCIAL RESPONSIBILITY, LOAN AMOUNT, CAPITAL MARKET, COLLATERAL REQUIREMENTS, SAVINGS ACCOUNT, TAX INCENTIVES, CREDIT COOPERATIVE, BUSINESS PLANS, CREDIT INFORMATION SYSTEM, DECEPTIVE PRACTICES, BUSINESS ACTIVITIES, DEPOSIT ACCOUNTS, REMITTANCES, CREDIT INFORMATION, BORROWINGS, SMALL ENTERPRISES, CORPORATE DEPOSITS, AFFORDABLE PRICES, CAR LOANS, CREDIT REPORTING, MORTGAGE LOANS, BANK LOANS, LOAN SIZES, FINANCIAL INSTITUTION, AGRICULTURAL BANK, LOANS FROM FRIENDS, MICROFINANCE INSTITUTIONS, BANK BRANCHES, ACCESS TO CREDIT, FINANCIAL ACCESS, COMMERCIAL BANKS, LOAN GUARANTEES, CREDIT PRODUCTS, AVAILABILITY OF COLLATERAL, CASH FLOWS, BANK ASSETS, SAVINGS, ATM, URBAN AREAS, DIRECT DEPOSIT, FOREIGN CURRENCY, INTEREST RATE, FINANCIAL OBLIGATIONS
Abstract: Mongolia's economy has embarked on a very high, long-term growth trajectory. To realize fully its economic potential, Mongolia needs to build a diversified, efficient and stable financial system, capable of intermediating both on a large scale and in specific market segments. Access to financial services in Mongolia is relatively high when measured by the demographic penetration of branches. The aim of this technical note is to assess the level of access to finance in Mongolia, and especially for Micro, Small and Medium Enterprises (MSMEs), to identify key obstacles to improving access, and to provide recommendations to overcome these obstacles. The technical note is organized as follows. Section one provides a broad overview of the macroeconomic environment and is followed by section two on the status of access to finance in Mongolia. Section three discusses products and market segments. Section four examines the supply of financial services by analyzing the role of key market players. Section five examines the demand for financial services by drawing on enterprise surveys to assess firms perceptions of their access to finance, and analyzes financing conditions for MSMEs. Section six examines obstacles in the regulatory, supervisory framework, and financial infrastructure for access to finance. Section seven describes the main government programs related to access to finance. In conclusion, section eight provides policy recommendations for overcoming obstacles to enhancing access to finance.
Published: 2012

4. Why Banks in Emerging Markets Are Increasingly Providing Non-financial Services to Small and Medium Enterprises

Author: International Finance Corporation
Subjects: FINANCIAL ANALYSIS, CUSTOMER LOYALTY, PUBLIC BANK, DAY-TO-DAY MANAGEMENT, BUSINESS ASSESSMENT, ENTRY BARRIERS, SME CLIENT, INFORMATION TECHNOLOGY, BANK COMPETITION, BUSINESS EDUCATION, BUSINESS ADVICE, MICRO BUSINESS, BANK LOAN, COMPETITIVENESS, LOAN APPLICATIONS, WOMEN ENTREPRENEURS, BUSINESS OWNERS, COLLATERAL, SERVICE PROVIDERS, MEDIUM ENTERPRISE, TIME DEPOSITS, BUSINESS RELATIONSHIPS, MEDIUM ENTERPRISES, PHONE LINE, BUSINESS DEVELOPMENT, COST-SHARING, CALL CENTER, BUSINESS TRAINING, EMERGING MARKETS, NEWSLETTERS, SELF-HELP, FIRMS, WEB SITES, CONSULTING SERVICES, NEW BUSINESS, BUSINESS CENTER, BUSINESS TOOLS, BUSINESS PERFORMANCE, INTERNATIONAL FINANCE, SMALL BUSINESSES, PURCHASING POWER, LOAN APPLICANTS, BANKING INDUSTRY, VIDEOS, FINANCIAL TOOLS, NEW MARKET, BALANCE SHEET, ACCESS TO FINANCIAL SERVICES, NETWORKING OPPORTUNITIES, BUSINESS CENTERS, INTEREST RATES, SMALL BUSINESS, CREDIT RISK, CASH MANAGEMENT, WORKING CAPITAL, BUSINESS STARTUP, WHITE PAPERS, FINANCIAL SERVICES, CASH FLOW, PROFITABILITY, WOMEN BUSINESS OWNERS, EMPOWERMENT, ENTREPRENEURS, MARKET PRICES, GEOGRAPHIC REGION, MANAGEMENT INFORMATION SYSTEMS, EMPLOYEE, TREASURY BILLS, CREDIT-SCORING, BANK ACCOUNT, FINANCIAL SUSTAINABILITY, BUSINESS-TO-BUSINESS, CUSTOMER SERVICE, SMALL BANKS, SPREADSHEETS, BUSINESS ENVIRONMENT, START-UP, TAXATION, RESULT, BUSINESS RESOURCES, ACCESS TO INFORMATION, ASSISTANCE TO BUSINESSES, LOCAL GOVERNMENT, SME, SME CLIENTS, PRIVATE BANKING, KEY CHALLENGES, WEB, CONSULTING SERVICE, BUSINESS PLAN, FINANCIAL INSTITUTIONS, TELECOMMUNICATIONS, BANKING SERVICES, BUSINESS MODELS, VIDEO, BANKS, SMALL BUSINESS BANKING, MUTUAL FUNDS, GLOBAL MARKETS, MARKET INFORMATION, FINANCIAL RESOURCES, MICROFINANCE, REPAYMENT, DEVELOPMENT BANK, MARKET RESEARCH, LOAN DELINQUENCY, RESULTS, PRODUCT DEVELOPMENT, BUSINESS MANAGEMENT, FINANCIAL NEEDS, WEB SITE, BUSINESS SERVICE, WOMEN IN BUSINESS, BANK ACCESS, GENDER, GEOGRAPHIC REGIONS, BUSINESS IDEA, TRANSACTION, FOREIGN TRADE, IMAGE, CORPORATION, CORPORATE BANKING, CREDIT REPORTS, CUSTOMER BASE, TRAINING CENTERS, TRANSACTION COSTS, EXTERNAL FINANCING, INFORMATION DISSEMINATION, MARKET OPPORTUNITIES, TECHNICAL ASSISTANCE, RETENTION, CREDIT CONTROL, BANK LENDING, ONLINE BUSINESS, POOR ACCESS, PRODUCTIVITY, FINANCIAL TOOL, BANK OFFICIALS, DELINQUENCY RATE, ELECTRONIC MEDIA, AUDITING, IMMEDIATE ACCESS, BUSINESS NEEDS, INFORMATION SHARING, INFORMATION SERVICES, USERS, RISK MANAGEMENT, BANK MANAGEMENT, TELEVISION, BUSINESS PARTNERS, CAPACITY-BUILDING, BUSINESS ASSESSMENTS, COMPETITIVE ADVANTAGE, ENTERPRISE SECTOR, SUPPORT FOR WOMEN, DATA ANALYSIS, PHONE, MARKET DEMANDS, WEB PORTAL, CREDIT GAP, PRODUCT DESIGN, BUSINESS PROBLEMS, CERTIFICATE, ENTERPRISE RESOURCE PLANNING, AFFILIATES, BANKING SECTOR, BUSINESS MENTORS, TECHNICAL KNOWLEDGE, PRODUCTION CAPACITY, RETURN ON INVESTMENT, BUSINESS PLANNING, CREDITS, MARKETING, ECONOMIC DEVELOPMENT, FINANCIAL MANAGEMENT, FINANCIAL PRODUCTS, ACCESS TO FINANCE, TELEPHONE, NATIONAL BANK, FACTORING, FINANCIAL SERVICE, B2B, OPERATIONAL COSTS, CREDIT CONSTRAINTS, MANUFACTURING, FINANCIAL SKILLS, BUSINESS PLANS, ACCOUNTING, GROWTH STRATEGIES, SOCIAL RESPONSIBILITY, BANK SERVICES, BANK FINANCING, FARMER, LOAN REQUEST, USES, INFORMATION ASYMMETRY, SUPPLIERS, BEST PRACTICES, BUSINESS MODEL, INSURANCE, SUPPLY CHAIN, PRIVATE SECTOR, BUSINESS STRATEGY, TIME PERIOD, BUSINESS OPERATIONS, BANK LOANS, INTERNATIONAL BANKS, FINANCIAL INSTITUTION, HUMAN RESOURCES, MICROFINANCE INSTITUTIONS, BANK BRANCHES, DELINQUENCY RATES, LEGISLATION, COMMERCIAL BANKS, LOAN GUARANTEES, TAX LEGISLATION, LIMITED ACCESS, MARKET DEMAND, MARKET OPPORTUNITY, BUSINESS ADVISORY, ENTREPRENEURSHIP, FINANCIAL SUPPORT, BANK ASSETS, CAPACITY BUILDING, OUTREACH, FINANCING NEEDS, BUSINESS SOFTWARE, TAX CODE, TRAINING COURSES
Abstract: Banks in emerging markets are increasingly providing non-financial services to their SME clients, typically consisting of information sharing, training and consultancy. This study, published by IFC in partnership with the Austrian Government, is the first to explore reasons behind this trend, finding that banks' key motivations include attracting and retaining customers, and strengthening portfolio quality. The report consists of an overview followed by case studies of three banks, namely Türk Ekonomi Bankasý (TEB), Standard Chartered Bank (SCB), and ICICI Bank. It is estimated that there are 365 to 445 million formal and informal micro, small, and medium enterprises, with a subset of 25 to 35 million formal SMEs, in the developing world. Of these, 70 percent do not use external financing from financial institutions, although they are in need of it. Approximately 85 percent suffer from credit constraints.
Published: 2012