Search

U članku su obrađeni ustroj, poslovanje i likvidacija Narodne štedione d.d. Križevci u razdoblju od 1898. godine, kada je Štediona osnovana, pa do 1948. godine, kada je završena njezina likvidacija. U skladu sa svojim pravilima, obavljala je poslove koji su potpadali u djelokrug štediona. Za društvene aktivnosti zaduženi su bili glavna skupština, ravnateljstvo i nadzorni odbor. Narodna štediona kupila je ciglanu od Nikole Grahora 1916. godine, koja je djelovala pod nazivom Ciglana Narodne štedione d.d. Križevci. U početku su Ciglana i Štediona poslovale odvojeno, no njihovo se poslovanje kasnije združilo i bilo je vođeno u zajedničkom knjigovodstvu. Narodna štediona ostvarivala je dobit sve do Velike gospodarske krize, zbog koje je 1933. godine prvi put poslovala s gubitkom. Kriza je imala osobito negativan učinak na novčarske zavode, čiju su klijentelu uglavnom činili zemljoradnici (seljaci). Posljedice Velike gospodarske krize bile su uočljive i u Ciglani. Naime, osiromašeni seljaci nisu imali platežnu moć za kupovinu ciglarske robe. Zbog nedostatka novaca i trošnosti kružne peći, Narodna štediona bila je 1935. godine primorana obustaviti rad Ciglane. Budući da nije postojao nijedan uvjet za njezin daljnji rad i budući da se provodila planska likvidacija privatnih novčarskih zavoda, Narodnoj štedioni bila je 1946. godine određena likvidacija, koja je dovršena 1948. godine., This article elaborates on the structure, business operations, and liquidation of the Narodna štediona d.d. Križevci savings bank in the period from 1898, when it was founded, to 1948, when its liquidation was completed. In accordance with its rules, the savings bank performed activities that were in the scope of savings banks activities. The General Assembly, the Directorate and the Supervisory Board were in charge of social activities. In 1916, the savings bank bought a brickyard from Nikola Grahor, which then operated under the name Ciglana Narodne štedione d.d. Križevci. Initially, the brickyard and the savings bank operated separately, but their business operations later merged and they engaged in joint bookkeeping. Narodna štediona was gaining profits up until the Great Depression, due to which, it for the first time operated with a loss in 1993. The Great Depression had an especially negative effect on monetary institutes, whose clientele was mostly made up of farmers (peasants). The consequences of the Great Depression were also evident in the brickyard. In fact, the impoverished peasants did not have the purchasing power to buy brick goods. Due to lack of money and the deteriorating nature of circular kiln, Narodna štediona was forced to completely stop production in the brickyard in 1935. Since there were no conditions to continue its business operations, and since the planned liquidation of private monetary institutes was carried out, in 1946, Narodna štediona went into liquidation, which was completed in 1948.

Rad obrađuje ustroj, poslovanje i likvidaciju Banke braće Turković d.d. Zagreb u vremenskom periodu od godine 1919., kada je banka osnovana, pa sve do godine 1948., kada je završena njezina likvidacija. Propast Banke braće Turković d.d. Zagreb počinje općom ekonomskom krizom kada je, uslijed poremećaja kreditnih odnosa, došla u poteškoće prilikom naplaćivanja svojih potraživanja i unovčavanja ostale aktive. Banka braće Turković d.d. u Zagrebu uistinu nije poslovala još od godine 1932., otkako je došla u po-teškoće. Zavod se godinama nalazio u tihoj likvidaciji. S obzirom na plansku likvidaci-ju privatnih novčarskih zavoda, u socijalističkoj Jugoslaviji je 21. rujna 1946. određena likvidacija zavoda, koja je završena 5. srpnja 1948. godine., The paper examines organization, business activities and liquidation of the Brothers Turković Bank Plc. dating back from 1919 when the bank was established until 1948 when it was liquidated. The bank was originally established in January 1919 as a privately owned bank by brothers Vladimir, Davorin and Velimir Turković under the name the Bank Office of Brothers Turković in Zagreb. The company was a public trade association, and the aforementioned brothers Turković were public members. In October 1920 the bank was converted into public limited company and named the Brothers Turković Bank Office Plc. Zagreb. In May 1922 the bank entered a close community of interests with the First Croatian Savings Bank, which owned 25 percent of the shares in the beginning of 1935, while Banac company owned 15 percent, and brothers Turković owned the remaining 60 percent of the shares. The bank was conducting regular banking business and financial operations of Turković family. It was also selling Belgian cars, motorcycles and bicycles. The demise of the Brothers Turković Bank Plc. Zagreb came with global economic crisis when it was unable to collect its receivables and monetize other assets due to disrupted debtor-creditor relationships. Owing to these circumstances, people were cancelling and collecting their shares more than usual. Bank’s business decreased significantly and soon it started to lose money. The Brothers Turković Bank had not conducted business ever since 1932 when it was befallen by difficulties. For many years the bank had remained in silent liquidation. The bank’s liquidation was decided on September 21, 1946, as a part of planned abolition of privately owned financial institutions in Socialist Yugoslavia, and completed on July 5, 1948.

Rad obrađuje ustroj, djelovanje i likvidaciju Jastrebarske dioničke štedionice u Jastrebarskom u vremenskom periodu od godine 1894., kada je štedionica osnovana, pa sve do godine 1948., kada je završena njezina likvidacija. Propast Jastrebarske dioničke štedionice počinje donošenjem Zakona o zaštiti zemljoradnika od 19. travnja 1932. kojim je uveden moratorij za seljačke dugove. Odmah nakon donošenja navedenog Zakona, poslovanje Jastrebarske dioničke štedionice znatno se smanjilo, da bi vrlo brzo počela poslovati s gubitkom. S obzirom na to da je nakon toga zavod godinama provodio tihu likvidaciju, na 49. redovitoj glavnoj skupštini dioničara od 19. srpnja 1944. odlučena je likvidacija društva, koja ipak nije mogla biti provedena. S obzirom na plansko ukidanje privatnih novčarskih zavoda, u socijalističkoj Jugoslaviji je 8. siječnja 1947. određena ponovna likvidacija zavoda, koja je završena 29. lipnja 1948., This paper covers the organization, activity and liquidation of the Jastrebarsko Stock Savings Bank in Jastrebarsko in the period from 1894, when it was established, to 1948 when its liquidation was completed. The article is founded primarily on the study of the archival material found in the Croatian State Archives. The archival funds used in this paper are: HR-HDA-152. Sava Financial Directorate in Zagreb – Zagreb (1929-1939), HR-HDA-215. Ministry of the State Treasury of the Independent State of Croatia - Zagreb (1941-1945), HR-HDA-313. State Administration of People's Goods of the People's Republic of Croatia – Zagreb (1945-1954), HR-HDA-532. Croatian Agricultural Bank d.d. Zagreb (1901-1949), HR-HDA-620. National Bank of Yugoslavia. Central Station in Zagreb. Service of Liquidation of Old Affairs – Zagreb (1945-1972) and HR-HDA-1076. Office for Nationalized Property. Ministry of State Treasury. Department of Finance, State Property and Debts – Zagreb (1941-1945). Besides the analysis of archival funds, the paper covers the acts, by-laws and other relevant acts that were published in official newsletters, and also the official schematisms, statistics and relevant literature. The foreclosure of the Jastrebarsko Stock Savings Bank began with the passing of the Agriculturists Protection Act dated 19th of April 1932, which imposed a moratorium on the farmers’ debts. Right after the passing of the aforementioned act, the business of the Jastrebarsko Stock Savings Bank decreased significantly and it soon began doing business with a loss. Given the fact that the Institute performed a silent liquidation in the years that followed, at the 49th regular assembly of the stockholders on the 19th of July 1944, it was decided to liquidate the company, but the liquidation could not be implemented. In view of the abolition of private owned financial institutes in Socialist Yugoslavia, on January 8th of 1947, a repeated liquidation of the institute was determined, which was completed on 29th of June 1948.