1. Predictors of Health Insurance, Life Insurance, and Retirement Savings Among NYC’s Immigrant Taxi and For-Hire Vehicle Drivers
- Author
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Alex Ocampo, Abraham Aragones, Julia Ramirez, Soo Young Kim, Francesca Gany, Jennifer Leng, Sheena Mirpuri, Bharat Narang, and Nicole Roberts-Eversley
- Subjects
Adult ,Male ,Automobile Driving ,Health (social science) ,media_common.quotation_subject ,Immigration ,Emigrants and Immigrants ,Financial plan ,Insurance Coverage ,Social determinants of health ,03 medical and health sciences ,Health insurance ,0302 clinical medicine ,Life insurance ,Humans ,030212 general & internal medicine ,Pandemics ,media_common ,Retirement ,Original Paper ,Insurance, Health ,030505 public health ,SARS-CoV-2 ,Stressor ,Public Health, Environmental and Occupational Health ,COVID-19 ,Middle Aged ,Taxi drivers ,Health equity ,Stratified sampling ,Insurance, Life ,Socioeconomic Factors ,Financial literacy ,Female ,New York City ,Demographic economics ,Business ,Health disparities ,0305 other medical science ,human activities ,Immigrant - Abstract
Taxi and for-hire vehicle (FHV) drivers are a predominantly immigrant population facing a range of occupational stressors, including lack of workplace benefits and increasing financial strain from tumultuous industry changes and now COVID-19’s devastating impact. Bilingual research staff surveyed 422 New York City taxi/FHV drivers using a stratified sampling approach in driver-frequented locations to examine drivers’ health and financial planning behaviors for the first time. Drivers lacked health insurance at double the NYC rate (20% vs. 10%). Life insurance and retirement savings rates were lower than U.S. averages (20% vs. 60%, 25% vs. 58%, respectively). Vehicle ownership was a significant predictor of health insurance, life insurance, and retirement savings. Compared to South Asian drivers, Sub-Saharan African drivers were significantly less likely to have health insurance and North African, and Middle Eastern drivers were significantly less likely to have retirement savings. Although most drivers indicated the importance of insurance and benefits
- Published
- 2020
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