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The present paper explores the use of Open Educational Resources among the research scholars of Kurukshetra University. For the purpose random sampling method was used to collect data from research scholars. A total of 185 questionnaires were distributed out of which 150 (81.08%) filled questionnaires were received from the users. The responses were analyzed in tabular form to know the objectives of the study. The study reveals that most of the research scholars are familiar with Online Education Resources. Researchers also face difficulties in customizing Online Education Resources according to their needs. The findings and recommendations based on analysis are given at the end. [ABSTRACT FROM AUTHOR]

Financial awareness is vital to both investors and the growth of economy due to an increasing need for investment in the financial market, complex environment, growing frauds, malpractices, and insider trading. In view of this, efforts should be made to protect the interest of the investors. The investors should also be given first-hand market information. To predict the behavior of the investors, their awareness level is the most important component, which can bring a profound change in their investment habits. The present study aims to identify the awareness level of women investors of various investment avenues, with regard to demographic factors. A random sample of 400 women investors were selected from Haryana, India. To analyze the data, ANOVA was applied to investigate the difference between demographic factors and awareness level. The present research will assist not only the women investors but also the different financial institutions, investment consultants, stock brokerage houses, and other participants in the stock market, in exploring the factors that influence the perception of women about the stock market. [ABSTRACT FROM AUTHOR]

Background: The currently young and productive country will be growing old in near future. The burden of elderly dependents is increasing and on the other side the informal care givers number is projected to decrease. Hence the responsibility of providing the social security to our elderly dependents lies on the government. Objectives: To assess the level of awareness and utilization of social security schemes among elderly of rural and urban Haryana. Methods: A descriptive observational cross sectional study was undertaken in the urban and rural field practice area of medical college in Haryana, India. A sample of 234 elderly (>=60 years) was interviewed regarding awareness and utilization of country and state specific social security schemes. The data is presented in descriptive format. Results: The awareness in the study population ranged from 6.8% to 85.5%. The majority of population had awareness about old age pension schemes (85.5%) and this was higher among rural as compared to urban but utilization was 41%. 32.1% of elderly utilized travel concession provided to the geriatrics in public transport and this was higher among urban area. Majority (94.7%) of economically independent elderly was aware of and utilizing any of the scheme. Conclusion: The awareness and utilization gives a picture of demand side evaluation of any services. Even if the awareness is good the utilization decreases for any security scheme due to delayed administrative procedures and decreased mobility of geriatrics. [ABSTRACT FROM AUTHOR]