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11. Importance of FDI on the Growth of Pakistan and Azerbaijan

Author

Rabia Najaf, khakan Najaf

Subjects
Importance of FDI, FDI growth of pakistan and Azerbaijan
Abstract

In paper, we have found out the impact of foreign direct investment on the development of Pakistan and Azerbaijan. We are utilized the secondary data for accord results. Our results are showing that ratio of foreign direct investment is high in few countries and also low due to terrorism. In 1992, the inflow of foreign direct investment is high at the same year inflows in Azerbaijan were at the poor rate. In the year 2009, the inflows in Pakistan were 245.45US dollar while in Azerbaijan the inflows were nothing. Our paper is trying to explore that most revenue area in business are education and information technology. On the other side, our paper is also trying to show that foreign direct investment is backbone of the economy. Therefore, we suggested that Pakistan and Azerbaijan should remove such factors which have impact on the foreign direct investment

Published
2020
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12. E-Banking in Pakistan

Author

Najaf, Rabia, Najaf, Khakan, Aziz Pasowal, Bilal, Najaf, Rabia, Najaf, Khakan, and Aziz Pasowal, Bilal

Abstract

The main objective of this study is importance of E banking in Pakistan .In the banking industry E banking is an important sector .E banking has bought very huge changes in the Pakistan banking system .The scope of E banking in developing and under developing country is due to its low cost and time saving, which has proved by using primary data in this study. The primary data used because we want to know how to please of customers from electronic banking products The primary data used because we want to know how to please of customers from electronic banking products’ banking is an innerved system that allows the customers to in touch with their accounts by using mobile device etc .The aim of this study is focus on impact of E banking in Pakistan. In this era, the life of every persons is affecting by this technology .Around the world E banking is getting popular day by day .There are many countries who are utilization this technology like Pakistan .In this study focus on the performance of E banking .Almost 70% banks are shifted to non-internet banking to internet banking .The core function of this transfer is due to low cost .In this paper discuses about that ICICI is the world famous internet bank in world and from last 20 years progress of E banking . Banks in Pakistan are controlled by State Bank of Pakistan. It is one of oldest bank in Pakistan which was formerly named as Reserve Bank of India before 1947. E banking is a key driver for the changing the world at a staggering rate’s banking is said to be truly global phenomenon that has made truncations are very easy .In this study two angles are discuse1) impact of strategic activity 2) discuss about that the influence of perceived risk in information technology .E banking is a latest technology in this era .According to world bank survey in 2001, the development of E banking in developing country is near about 6%. E banking means banks in pocket .With the usage on internet we can assess our account at any

Published
2015

13. E-Banking in Pakistan

Author

Najaf, Rabia, Najaf, Khakan, Aziz Pasowal, Bilal, Najaf, Rabia, Najaf, Khakan, and Aziz Pasowal, Bilal

Abstract

The main objective of this study is importance of E banking in Pakistan .In the banking industry E banking is an important sector .E banking has bought very huge changes in the Pakistan banking system .The scope of E banking in developing and under developing country is due to its low cost and time saving, which has proved by using primary data in this study. The primary data used because we want to know how to please of customers from electronic banking products The primary data used because we want to know how to please of customers from electronic banking products’ banking is an innerved system that allows the customers to in touch with their accounts by using mobile device etc .The aim of this study is focus on impact of E banking in Pakistan. In this era, the life of every persons is affecting by this technology .Around the world E banking is getting popular day by day .There are many countries who are utilization this technology like Pakistan .In this study focus on the performance of E banking .Almost 70% banks are shifted to non-internet banking to internet banking .The core function of this transfer is due to low cost .In this paper discuses about that ICICI is the world famous internet bank in world and from last 20 years progress of E banking . Banks in Pakistan are controlled by State Bank of Pakistan. It is one of oldest bank in Pakistan which was formerly named as Reserve Bank of India before 1947. E banking is a key driver for the changing the world at a staggering rate’s banking is said to be truly global phenomenon that has made truncations are very easy .In this study two angles are discuse1) impact of strategic activity 2) discuss about that the influence of perceived risk in information technology .E banking is a latest technology in this era .According to world bank survey in 2001, the development of E banking in developing country is near about 6%. E banking means banks in pocket .With the usage on internet we can assess our account at any

Published
2014

14. Conceptualising cybersecurity risk of fintech firms and banks sustainability

Author

Najaf, Khakan, Schinckus, Christophe, Mostafiz, Md Imtiaz, and Najaf, Rabia

Abstract

Traditional banks are replete with conventional financial mechanisms is being subjected to\ud enormous pressure to minimise costs in a sustainable way. For instance, offering low-interest\ud rates, which squeeze the overall margin. Due to the high demand for a tailored portfolio of\ud products, the availability of sophisticated communication and advance transaction mechanisms\ud lead to an emergence of new types of firms known as financial technology service (i.e., fintech).\ud Recently, the collaboration between these fintech organisations and banks has increased to\ud lessen the bureaucracy and provide fine-tuned service to the consumer. Albeit, such\ud collaboration has increased the cybersecurity risk for both fintech firms and conventional banks.\ud Prior research has scant to acknowledge the cybersecurity risk and the sustainability of these\ud fintech-bank collaborations. Hence, the dilemma is whether the bank should pursue such\ud collaboration to resuscitate the profit margin; or be pragmatic and shirk to eliminate\ud sustainability risk. We propound that the cybersecurity risk is much higher after the collaboration\ud happens in banks. Types of cybersecurity risks are highlighted, and a theoretical model has been\ud developed. We propose that if both fintech and the conventional banks collaboratively abate these\ud cybersecurity risks, then yielding the profitability is much convenient.

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