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The article discusses the causes of the dramatic increase in student loans and borrowing over the late 1990s and 2000s in the U.S. Possible causes include the rising costs of college education, the sharp increase in average returns to college, and the considerable growth in labor market uncertainty highlighted by the recession.

Offers a look at the cost of college tuition in the United States as of April 2004. Lack of federal aid and college endowments to help college students; Percent of student aid that is loans rather than grants; Management suggestions for personal finances; Benefits of student loans.

Focuses on the costs of going to college. Way that tuition rates have increased at universities and colleges; Financial aid which is given to students; Challenges for low-income families to send students to college; Importance of saving early for college in so-called 529 plans; Mention of Stafford and Perkins loans.

The article focuses on the issue of college planning. The most important variable in planning is financial-aid eligibility. The Web site www.finaid.org offers information on detailed cost figures for various institutions. The 529 plans change their investments to reduce risk as the student approaches college. INSET: Countdown to College.

Looks at lessons that the United States can draw from other nations' experiences in dealing with college financial aid. College costs in the United States; Legitimate purposes for providing loans for education; Solutions that the U.S. Congress should consider in addressing the problem of repaying student loans.

The article discusses methods that college students can use to ensure they are getting the best deals on student loans. Students should accept whatever grants, scholarships and work-study programs a school offers but shop around for loans. Private education loans should be used as a last resort, since they have high interest rates.

Offers a look at writing competitions for high school students looking for tuition aid for college in the United States. Essay contest offered by the Ayn Rand Institute; Essays on Oscar Wilde's novel "The Picture of Dorian Gray," offered by Signet Classic publishing company; Awards from the Holocaust Remembrance Project; Assignment of the Lincoln Forum Scholarship.

Evaluates several web sites offering information on how to finance a college education, including Wiredscholar, CollegeXpress, and FinAid. Features, Web addresses, Positive and negative aspects of use.

This article provides information about income-contingent loans. The idea of income-contingent loans would be a way of lowering the barriers to college for low-income students. The benefits of income-contingent loans was discussed. A shift to income-contingent loans would take into account the growing reality that not all college graduates have equal earning power.

Discusses the wave of academic fraud and misconduct currently washing across America's educational institutions. Questions why the people responsible for this fraud, including the exchange of tuition and financial information, are not punished, as would be a businessman committing the same type of crime. How and why universities and colleges exchange information of students; Price discrimination; Problems with the educational system.

The article presents the author's views regarding the costs of college education in the U.S. during the 21st century. The author highlights the impact of education in baby boom generation to acquire competitive skills in marketplace worldwide. Also investigated is the cost of college education and financial effect to students and their families.

The article focuses on Single Stop USA, a service for college students that helps them find educational funding. Topics include the number of U.S. community college students that drop out due to financial reasons, the creation of the service in 2001 by the antipoverty group the Robinhood Foundation, and the implementation of the service in 17 schools in the U.S.

The article looks at the complicated language of student loans and the efforts of college financial aid officers to standardize letters for assistance awards so that families can easily compare and understand different financial aid offers. Topics include the availability of information regarding the total debt, monthly payments, and interest rates of financial aid packages from universities.

This is an article on the increasing cost of higher education and the problems that are caused by a lack of funding in schools. As a rule of thumb, it's rarely a good idea for governments to play Hood Robin: taking money from the poor so they can spend it on the rich. Yet that's what the government of Quebec is doing as it sets university tuition fees. Like his counterparts across the country, Pierre Reid, Quebec's minister of education, needs more money in his colleges and universities. A government that wants to get money into its universities, but hasn't enough money lying around to do the job itself, has called on students to fill the gap. Implementing tuition fees did nothing to slow the growth of the university population, but suddenly those students were bringing more money into the system, improving the quality of the university experience.

The article focuses on cost of higher education in several countries. It states that unlike the U.S., government in European countries support education from elementary to college level. It mentions that in Great Britain colleges charge fees but students receive grants from the government to apply toward the education cost. It highlights that from a student's perspective non repayable grants are better than loans as there is no guarantee getting a job after graduation. It reports that some are against grants as they depend on salary of student's parents. It informs that effects of loan systems are more students getting engaged in part-time jobs, people doing graduation at mid-career and opting for courses which will help them to earn more.

This article presents two hypothetical cases to reflect upon the U.S. government's attitude towards young lower-income group of Americans wishing to attend college. A hypothetical person Mary Smith graduated with honors from a Detroit high school. Mary intends to be a doctor, but her parents can't afford college tuition for her. However, Mary is eligible for a Basic Educational Opportunity Grant (BEOG), and was hoping that it would permit her to enroll at the Hillsdale college in southern Michigan. Unfortunately, Smith cannot spend her BEOG at Hillsdale College, because an act of the U.S. Congress forbids her to use BEOG at Hillsdale.

The article focuses on S. 1873, also known as the U.S. Protect Student Borrowers Act of 2013, which forces universities to develop student loan management plans to help at risk borrowers and offer financial aid counseling. Information is provided on the penalty structure applied to for-profit colleges for violations.

The article focuses on a report entitled "Reimagining Aid Design and Delivery (RADD)" commissioned by the Bill and Melinda Gates Foundation as of July 2013, regarding the federal Pell Grants program, financial aid program for low-income students in the U.S. Topics discussed include need of improvement in the financial aid program, reinstitution of the short-lived year-round Pell Grant and uncertainty related to the grants.

The article discusses two research studies released by the Civil Rights Project at the University of California-Los Angeles (UCLA) which show that college affordability in California is at risk for Latino, African American and Native America youth and financial aid is urgently needed. The first study has found that students work for pay while in college. The second study reported the effects of State University Grants (SUG) on low- and middle-income students.

The article reports on the problems before the U.S. students as the college tuition has increased. Tuition and fee has risen in both public and private schools as these schools receive lesser grants from the government. Although schools have given more institutional grants to students but that has not been of much help due to stagnant incomes. This trend is cited as bad as the rise in school prices might lower the educational aspirations of the students and an intellectual loss for the economy.

The author reflects on the college tuition savings plan in New Hampshire. She states that being the first attractive deal, the state has succeeded in claiming a significant share of the college savings market nationally. She adds that she is proud to have been involved with the program as the original bill's sponsor and as chairman of the College Tuition savings Plan Advisory Committee for nine years.

The article discusses the financial crises that many U.S. people going to college. He cites that most loans are targeted towards families with no credit histories resulting in a high drop out rate among this group compared to higher-income students. The article looks into ways by which politicians and government organizations are looking into this practice in order to help students overcome the obstacles that allow them access to college education.

The article highlights findings in the report "Debt Burden: A Comparison of 1992-93 and 1999-2000 Bachelor's Degree Recipients a Year After Graduating." This report compared the borrowing patterns of 1992-1993 and 1999-2000 bachelor's degree recipients. It also examined their repayment situations and resulting debt burdens. Members of the earlier cohort finished their undergraduate borrowing before the changes in the Stafford loan program were implemented, and most members of the later cohort would have done all of their borrowing under the new rules. The major finding of the analysis was that, although both the percentage of graduates who had borrowed for their undergraduate education and the average total amount borrowed increased, the median debt burden a year after graduating was about the same for both cohorts.

Reports that, as the demand for private student loans continues to grow in the U.S., industry experts say the barriers to entry into this niche are starting to break down. How major consumer finance companies are talking about offering student loans; Introduction of a private loan product by Collegiate Funding Services Inc.; Views of analysts, who note that tuition is rising, household income is growing more slowly and the government has not increased federal loan limits for more than 10 years; How all these factors are driving demand for private student loans.