Search

THERE'S not much you can do about title insurance. If you take out a mortgage to buy a home, you have to buy this specialized form of insurance. If you [...]

PLENTY of people have ideas about what you should be told when you're shopping for a mortgage, but for now, that may not be much help. Even before it officially [...]

THE 30-year fixed-rate loan has earned its reputation as the sensible, conservative move in the aftermath of the financial crisis, especially with near-low interest rates. But despite risks, some borrowers [...]

CORRECTION APPENDED CREDIT unions, long a source for car loans and home equity lines of credit, have become a factor in first-mortgage lending, too. While their mortgage rates aren't notably [...]

WITH interest rates low, biweekly mortgage payment plans are looking less attractive than ever. If you have recently taken a mortgage, you are likely to receive solicitations pushing these plans, [...]

MORTGAGE troubles won't necessarily shut you out of the housing market forever. As the economy and real estate market continue to struggle, millions of Americans have lost their homes through [...]

JUST because you own a home doesn't mean you have to keep carrying a mortgage -- about a third of American homeowners don't, according to the Federal Reserve. Assuming you [...]

REFINANCING your mortgage now is different from the last time you did it. Two-thirds of mortgages being written these days are refi's, according to the Mortgage Bankers Association. Assuming your [...]

MORTGAGE underwriting is tight, and home sellers are anxious to unload properties into a stagnant market -- it sounds as if it could be time to consider seller financing. But [...]

ANY out-of-towner able to handle the shock of New York City real estate prices must prepare to absorb another anomaly: especially in Manhattan, that money buys a different type of [...]

EVEN though the housing market remains sluggish, Bernell Grier says that her nonprofit agency is hearing from ''record numbers of people'' seeking advice on how home-buying works and whether they're [...]

FORECLOSED homes don't show very well -- financially strained borrowers may ignore maintenance; lenders turn off the water and power to cut the cost of letting the place sit. A [...]

THE increased cost of F.H.A. mortgages has shifted the math a bit for would-be borrowers. A home buyer with a down payment of less than 20 percent generally has to [...]

IT might be easier if you just paid cash for that vacation house. There is loan money available for second-home purchases, but expect bigger down payments, higher interest rates and [...]

IF you want to see how quickly you can ruin a great credit score, just skip a mortgage payment. Lenders use credit scores to measure how you handle debt. The [...]

THERE have been changes in federal rules covering how mortgage brokers are paid, and while legal challenges to them persist, the question now is how the new system will work [...]

LEW ALTFEST knows how clients will react when he tells them they shouldn't refinance their mortgages. ''Their faces move from smiley to glum,'' because they thought that by refinancing, they [...]