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Answers questions on personal finance and investments. Reasons behind the closure of mutual funds such as the Fidelity Magellan Mutual Fund to investors; Factors behind the decline in stock mutual funds and stocks.

Answers questions related to personal finance. Acquisition of stocks before stock splits; Putting of daughter's name on a mutual fund account.

Answers questions about investments in the United States as of April 3, 2000. Effects of interest rates increase on bonds.

Presents answers to queries related to investments and personal finance. Advisability of investing in stocks found on the Pink Sheets; Replacing of a missing stock certificate.

Presents a question-and-answer advisory on personal finance in the United States. Options in opening an investment account for a nephew; Pros and cons of consolidating investments in Fidelity mutual funds.

Presents a question and answer advisory related to investments and mutual funds in San Diego, California. Purchase of stocks during initial public offerings; Occurrence of biggest price correction after lock-up periods; Possibility of mutual fund splitting.

Answers inquiries about personal investments in the United States. Purchase of an annuity from an individual retirement account; Meaning of `whisper numbers' in stock trading.

Offers advice to investment-related queries. Early planning for a child's college education; Protecting index mutual funds from market decline.

Answers queries on money and investing in the United States. Explanation of the Spiders concept of index investing; Decision-making on selling or keeping stock in Sempra Energy, which is conducting a Dutch Auction that allows shareholders to tender their stock for purchase by the firm.

Focuses on the fees and expenses charged on 401(k) plans in the United States. Return on investment; Two types of expenses; Super Bowl Indicator and the stock market.

Offers financial and investment advice. Advantages and disadvantages of investing in convertible bonds; Significance of earnings and price-to-earnings ratio in stock analysis.

Gives advice on aggressive investments, wherein investors accept high risks in exchange for the potential of high rewards. Evaluation of the portfolios of mutual funds; Returns of technology stocks; Timetable for investing in aggressive stocks and mutual funds.

Presents answers to readers' questions about business. Information about `stop-loss' order, a tool used by investors to protect profits without reduction of the possibility of further gains; Resources for managing credit and personal finances.

Offers personal business tips. Selection of a financial planner; Difference between international and global mutual fund.

Gives advice on making personal investments in the United States. Preparation of the stock portfolio for the year 2000 computing crisis; Tips on selecting a financial adviser.

Presents responses to two investment-related inquiries from the United States. Listing requirements at the New York Stock Exchange; Competition from other stock exchanges; Collection of payment from coupon bonds.

Answers several questions on personal finance. Suggested books to give someone who wants to learn about investing; Way to determine what Social Security benefits a retiree will receive.

Answers questions on stock splits and individual retirement accounts (IRA) in the United States. Question on how to tell in advance when a firm might split its stock; Companies that offer custodial services for IRA.

Presents a question and answer advisory on stocks. Difference between tracking stocks and corporate spinoffs; Feasibility of giving stocks as gifts.

Cites the approval of the proposed merger between Cypros Pharmaceutical Corp. and RiboGene Inc. by stockholders of both companies.

Answers questions about investments. Transfer of mutual funds and stocks from a full-service firm to an online brokerage; Why companies split their stocks.

Answers questions about investments. Investing in mutual funds; Obtaining the services of professional investment advisers.

Provides answers to readers' questions about personal businesses. Effects of changes in the Dow Jones Industrial Average on the overall stock market; Difference between a fixed and variable annuity.

Answers questions about fund investments. Mutual funds' capital gains distribution; Fees and expenses that eat into the long-term performance of any investment.

Presents a question and answer advisory pertaining to finance. Components of a company's annual report; Determination of the commission amount for municipal bond brokers.

Answers questions about investments and personal finance management. Includes use of individual retirement account money to finance home purchases; Investing in gold.

Presents answers to questions related to personal finance. Facts about small capitalization stocks; Gift taxes.

Discusses how to invest in stocks of foreign corporations. Placing money on mutual funds with foreign investments; Difference between a global fund and an international fund; Changes in economic conditions in other countries; Buying American Depository Receipts; Investing in American companies with big earnings from overseas operations.

Answers readers' questions on investing and other financial matters. Factors that determine whether an investor can back out after an investment transaction with a broker has been completed; Benefits of investing into a mutual fund.

Answers readers' personal financial management inquiries for the week of September 6, 1999. Includes strategies for the effective use of reverse mortgage loans; Advice for a 28-year old to plan for retirement income.

Answers questions about stocks and personal finance. Advantages and disadvantages of taking delivery of stock, bond and mutual fund certificates; Action regarding a dog stock.

Presents answers to queries concerning investments in the United States. Maturity dates of Savings Bonds; Ways of avoiding taxes for bonds that have reached maturity dates; Positive and negative sides of the Uniformed Gifts to Minors Account.

Presents a question-and-answer advisory on personal finance in the United States. Limits on the increase of property tax in any given year; Stock investing in an individual retirement account.

Answers questions about finance. Definition of spiders; Resources for teaching children about being financially responsible.

Responds to inquiries on fixed-rate mortgage loans and financial planners for investments. Difficulty of buying homes due to rising interest rates for fixed-rate mortgage loans; Tips on selecting a qualified financial planner to help in planning investments.

Answers money-related questions. Stock buybacks; Higher rate for certificates of deposit.

Answers investment queries. Mutual funds; Investment clubs.

Answers questions about investments. Educational savings program for California residents; Tips on selecting a stockbroker.

Answers questions on money and investing. Rationale behind selling mutual funds to invest in variable annuities; Explanation on the Joint Tenancy With Rights of Survivorship.

Gives advice on managing a mutual fund. Difficulty of making investment decisions involving multi-billion dollar assets; Provision of opportunity for making additional contributions; Technique for choosing profitable stocks.

Responds queries about investments in the United States. Benefits and drawbacks of buying Treasury obligations; Adjustable rate mortgages.

Answers queries related to investments. Fees and expenses associated with mutual funds; Investment opportunities arising from the so-called graying of the American society.

Offers answers to questions concerning personal finance in San Diego, California. Student's problem between contributing for retirement and payment of bills; Problem of paying down credit card; Investment in index mutual fund; Advantages of index funds.

Presents answers to queries related to investments and business finance. Investing in a mutual fund with limited money; Suggestions when investing overseas.

Presents answers to questions related to business. Viatical settlements; Wash rule in selling an buying stocks.

Presents issues and concerns on money matters, particularly on reverse mortgages and annual shareholders meeting. Need for reverse mortgage program in the United States; Coverage of reverse mortgages; Management and investors in shareholders meeting.

Discusses ways of providing fiscal foundation for children. Eligibility of children for Individual Retirement Accounts (IRA); Use of Roth IRA; Setting up a Uniformed Gifts to Minors Account; Investment disciplines of Warren Buffett.

Answers queries related to money management. Conversion of a traditional individual retirement account (IRA) to a Roth IRA; Best strategy for protecting investments in utility stocks.

Offers advice on investment and personal finance. Use of index and management funds; Deduction of home mortgage expenses from income taxes.

Responds to inquiries concerning personal finance and investments in the United States. Real estate investment trusts; Contributions to a tax-deferred individual retirement account.