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The article discusses that the U.S. federal government is sending stimulus payments to millions of Americans; and mentions that the U.S. Congress has left some payments vulnerable to private debt collectors.

The article focuses on House of Representatives has passed the trillion American Rescue Plan is clearing the way for the U.S. President Joe Biden to sign the pandemic relief package into Jaw.

The article discusses the U.S. Internal Revenue Service's announcement about the release of stimulus payments and the process of claiming the Recovery Rebate Credit for 2020.

This section offers business- and finance-related news briefs in the U.S., including the attempt of the Internal Revenue Service to correct misdirected stimulus payments, the new logo launched by General Motors for its electric vehicles, and the idling of a Ford Motor plant in Kentucky due to a shortage of semiconductors.

The article describes how to find, and get, delayed stimulus payment. Topics include taxpayers can check the status of their stimulus payments with the Internal Revenue Service (I.R.S.)'s Get My Payment tool; and if the payment was sent to an unfamiliar account number, it could be because the I.R.S. sent it to one of those temporary accounts.

The article offers information on how victory of the U.S. president elect, Joe Biden over the U.S. president, Donald Trump impacted the student loan programs in the U.S.

The article discusses the rule implemented by the U.S. Securities and Exchange Commission (SEC) on June 30, 2020 which requires brokers who sell financial products to act in their customers' best interest.

The article reports on a letter issued by the U.S. Depatment of Labor on June 3, 2020 clarifying how, under existing rules, certain retirement plan sponsors, including 401(k)'s, can put money into private equity investments.

The article reports that several people receive benefits through the Supplemental Nutrition Assistance Program (SNAP) and mentions that Congress authorized pilot program and advocated for Americans who could have made difference during pandemic.

The article discusses benefits of the coronavirus relief packages to self-employed workers including Paid Sick and Family Leave; Unemployment Insurance and health insurance.

The article reports that several workers have experienced drop in incomes and unemployment insurance which is safety net providing temporary cash cushion due to coronavirus outbreak in U.S. and mentions that unemployment benefits provide temporary cash benefits to workers who lost jobs.

The article focuses on products that can provide retirees with pension like stream of income with valuable benefit that can bring level of financial security and mentions annuity brokers often collect commissions of money invested.

The article presents answers to questions concerning retirement, refinancing and consideration of annuities by retirees.

The article reports that stock market has plunged from February 2020 and funds tailored for retirees have declined and mentions that the stock markets have given investor shock due to coronavirus uncertainty.

The article focuses on independent contractors and freelancers who have work to do when filing taxes in comparision traditional employees and mentions advice on how to make it more manageable.

The article report that Robinhood become a Silicon Valley darling by presenting itself as a tech-savvy alternative to traditional stock trading platforms and this week of 2020, with the financial markets in chaos, the stan-up's technology failed at the most crucial moment.

The article offers advices on Coronavirus and the workplace and mentions precautionary measures that companies can take.

The article offers news briefs related to data security, medical device firm Johnson & Johnson and legal firm Insys. Topics discussed include American population which had personal information compromised by hackers in database of consumer rating firm Equifax, decline legal costs of Johnson & Johnson and employees for Insys who paid for bribes to doctors to overprescribe Subsys.

The article focuses on Jay Clayton, chairman of the Securities and Exchange Commission, has argued that smaller investors should not be shut out from potentially attractive investments; and mentions that lack of disclosure is one of the reasons consumer advocates and others are wary of the idea.

The article reports that government spending legislation has ticked in series of changes that will affect people saving for retirement and those withdrawing money from accounts and mentions that the law clears way for employers to add annuities to menu of options within retirement plans.

The article looks at trends in securities trading in the U.S. in November 2019, including decreasing fees imposed by brokerage firms and the rise of low-cost investing.

The article discusses the projected shortfall of U.S. Social Security in about 16 years as of 2018, when recipients' benefits would be reduced by roughly 20 percent and offers a Social Security guide in an environment of political rhetoric. Topics covered include the role of demographic shift in the shortfall, social security's effect on the deficit, and potential fixes to close the shortfall. Also noted are the views of Republican and Democrat politicians on the issue.

The article focuses on the growing number of roboadvisers that are getting professional help from human financial planners. It reports the decision of roboadviser Betterment to add human advisers to reduce the costs of its advice packages and services, as well as its partnership with online insurance brokerage PolicyGenius to help sell more of its investment accounts. It provides information on the personal Advisor Services from Vanguard and digital services from Schwab and from Ellevest.

The article explores how Tracey Dewart of Manhattan, New York City discovered discrepancies and unusual activity in the investment account of her 84-year-old mother Aerielle Dewart at J.P. Morgan Securities LLC. Topics discussed include the settlement obtained by Dewart from J.P. Morgan, the customer arbitration considered by Dewart for the settlement, and the provision of consumer protection in the financial services sector.

The article reports on the decade-long bull market that keeps rolling which became the longest such run in U.S. history on August 22, 2018. Topics discussed include the question faced by investors of whether they should be taking some money off the table and ideas for investors such as considering whether their tolerance has changed in terms of what sort of drop they could tolerate and considering how much risk their plans require.

The article reports on the recent introduction by Fidelity of two new index mutual funds that have no fees whatsoever. Topics discussed include a claim by analysts that the promise of no fees puts the company in a position to sell other products and services, the pressure it puts on other index-fund providers to lower fees, and an emerging industry trend toward lower-cost investing.

This article focuses on the increase in bankruptcy among older U.S. citizens, according to a study conducted by a team led by Deborah Thorne, an associate professor of sociology at the University of Idaho. It discusses the problems facing older U.S. citizens, the rate of older people filing bankruptcy in the country, and factors that contributed to the increase in bankruptcy among older people in the country.

The article reports that many parents in the U.S. as of July 2018 are borrowing more to finance the education of their children due to rising tuition and the students already borrowed much from the federal loan program. Also cited are the average debt load of students pursuing bachelor's degrees at graduation, the average debt load of parents under the PLUS federal parental loans, and the comment of SavingForCollege.com's Mark Kantrowitz on the developments.

The article discusses attitudes on gender roles in the U.S., citing the case of husband and wife Nick and Natalie Foy. Topics include Natalie's role as the primary breadwinner of the family, the increase in the number of women in college earning degrees compared to men, and how disparities in earnings affect marital relationships.

The article discusses the engagement of an outside investor to share in the down payments of aspiring U.S. home owners as of June 2018. It states that shared equity firm Unison provides at least half of a consumer's down payment in exchange for a home's appreciation value profit when it is sold, and that it aims to provide home buyers with more options. Also noted is the home buyer's need to calculate upfront cash now versus less proceeds later before entering into shared equity.

The article reports on the volume of robocalls in the U.S. that already reached to about 3.4 billion in April 2018, according to YouMail. Topics discussed are the proposed legislation aimed at curbing robocall abuses, the tactic known as neighborhood spoofing, and efforts of regulators to block robocalls including cooperation with the telecommunications industry, Federal Trade Commission's contests for application developers to innovative ways to block robocalls, and restrictions on landline.

The article reports on the move by U.S. federal regulators to scrutinize complaints about evictions from nursing homes. The regulators are funding ways to enhance the enforcement of laws that protect nursing home residents. It is noted that many residents leave their nursing homes because they are unaware of their rights.

The article offers information on a free consumer service Wednesday app by Equifax that allows people to lock access to their credit files from a mobile phone.

The article presents the credit reporting of Equifax Inc. former chief executive Richard F. Smith for the data breach of the company in 2017. According to Smith, data breach, that exposed the sensitive personal information of almost 146 million Americans, happened due to a mistake by a single employee. Smith referred to an "individual" in the technology department of Equifax who had failed in heeding security warnings and did not assure software fix implementation.

The article reports on the strategy of Equifax Inc.'s chief executive Richard F. Smith to gather personal data and sell compiled credit reports on Americans.

The article offers information on Yifan Zhang, entrepreneur focused on helping the homebuyers with down payment.

The article discusses how Equifax disclosed a major data breach which compromised the sensitive personal data of more than 143 million Americans, for which Capitol Hill demanded answers, and mentions how hackers exploited a vulnerability in website software.

The article reports that hackers had compromised personal and confidential information being handled by U.S. consumer credit reporting agency Equifax. Nearly half of the country's population have been affected by the hacking. New York attorney general Eric T. Schneiderman has launched an investigation into the data breach. The company is facing two potential class-action suits.

The article reports on the cyber attack against the Atlanta, Georgia-based consumer credit reporting company Equifax Inc. It states that hackers gained access to company data that possibility compromised sensitive information for 143 U.S. consumers including Social Security and driver's license numbers. It mentions that the attack on the company highlights the largest risk to personally sensitive information.

The article discusses the 403(b) retirement savings plans for teachers in the U.S. Topics covered include the efforts of Connecticut state representative Matthew Lesser in passing the bill relating to the teachers' retirement plans, the need to ask more questions about the 403(b) retirement plans according to teachers' union leader Carol Sutton, and mutual funds being offered in relation to the 403(b) retirement plans.

The article explains recommended approaches for workers at U.S. schools and nonprofit groups in starting 403(b) retirement plans. Topics discussed include recommended websites for learning about 403(b) plans: 403bwise.com and Bogleheads forums, financial advice payments for 403(b) plans, and tips for managing 403(b) plans offered by an insurance company.

The article discusses the difficulties encountered by investors in understanding annuities. Topics discussed include the investment returns and the history of the introduction of annuities in the U.S., the details of elementary school teacher Melanie Panush Lindert's experience with annuities and her move to mutual funds to generate retirement income and the pros and cons of annuities, according to mathematicians.

The article looks at how public school employees are often targeted by brokers for high-priced variable annuity. It discusses how brokers also offer retirement plans known as 403(b) plans as a way of also marketing the variable annuities. Noted brokerage firms that offer such services include Voya, Valic, and Axa Advisors.

The article informs that broadband providers is planning to install technology intended to stamp out calls before they reached consumers to fight robocalls; and mentions about agreement which covers Verizon, AT&T, and T-Mobile to ensure that callers are using legitimate phone numbers.

The article reports that the U.S. Labor Department has proposed a rule that would allow more federal contractors to base employment decisions on religion, a move that rights advocates said could be used to discriminate against workers.

The article informs that new rules by the U.S. Securities and Exchange Commission would help ensure investors get best advice from investment advisors and mentions to pick an independent, fee-only adviser to act as a fiduciary.

The article reports that U.S. Securities & Exchange Commission (SEC) has voted to pass Regulation Best Interest and mentions that the changes will be helping Main Street investors by tightening the standard governor brokers who sell investment products.

The article reports that Americans will see changes to rules governing retirement savings plans including ability to contribute Individual Retirement Accounts and mentions that the changes are supported by insurance companies and has consumer advocates.