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7 results on '"Tori K"'

1. Key Aspects Of The CFPB's Finalized Small Business Data Collection Rule

Author

Shinohara, Tori K.

Subjects
United States. Consumer Financial Protection Bureau -- Powers and duties, Data security -- Laws, regulations and rules, Small business -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules, Data entry -- Laws, regulations and rules, Government regulation, Data security issue, Small business, Financial services industry, SOHO, Business, international, Equal Credit Opportunity Act, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, Community Reinvestment Act of 1977, Home Mortgage Disclosure Act of 1975, Small Business Act
Abstract

The US Consumer Financial Protection Bureau ('CFPB' or the 'Bureau') published its final rule implementing Section 1071 of the Dodd-Frank Act on March 30, 2023. 1 The rule requires lenders [...]

Published
2023

2. CFPB Finalizes Long-Awaited Small Business Data Collection Rule

Author

Shinohara, Tori K.

Subjects
United States. Consumer Financial Protection Bureau -- Powers and duties, Consumer protection -- Laws, regulations and rules, Data security -- Laws, regulations and rules, Small business -- Laws, regulations and rules, Data entry -- Laws, regulations and rules, Government regulation, Data security issue, Small business, SOHO, Business, international, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
Abstract

On March 30, 2023, the US Consumer Financial Protection Bureau ('CFPB') published its long-awaited final rule requiring lenders to collect and report data about their small business lending activities. The [...]

Published
2023

3. CFPB Reiterates ECOA Applies After Loan Origination

Author

Shinohara, Tori K.

Subjects
United States. Consumer Financial Protection Bureau -- Powers and duties, Discrimination in consumer credit -- Laws, regulations and rules, Government regulation, Business, international, Equal Credit Opportunity Act
Abstract

On May 9, 2022, the CFPB issued an Advisory Opinion outlining its position that the Equal Credit Opportunity Act (ECOA) and its implementing regulation, Regulation B, extend beyond applicants seeking [...]

Published
2022

4. CFPB To Start Examining Colleges' In-House Lending Practices

Author

Shinohara, Tori K.

Subjects
Student loans -- Laws, regulations and rules, Financial services industry -- Laws, regulations and rules, Proprietary schools -- Laws, regulations and rules, Universities and colleges -- Laws, regulations and rules -- United States, Government regulation, Financial services industry, Business, international
Abstract

On January 20, 2022, the US Consumer Financial Protection Bureau ('CFPB' or 'Bureau') announced that it would begin examining the in-house lending operations of colleges and universities. As part of [...]

Published
2022

5. Credit Reporting In The Crosshairs?

Author

Shinohara, Tori K.

Subjects
United States. Consumer Financial Protection Bureau -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Government regulation, Business, international
Abstract

Recent developments indicate that credit reporting concerns are likely to be at the forefront of the CFPB's agenda in the coming months. Last month, CFPB Director Rohit Chopra spoke before [...]

Published
2021

6. Key Insights From First US Public Redlining Action Against A Non-Bank Lender

Author

Shinohara, Tori K.

Subjects
United States. Consumer Financial Protection Bureau -- Cases, Mortgage brokers -- Cases, Mortgage discrimination -- Cases, Company legal issue, Business, international, Equal Credit Opportunity Act, Community Reinvestment Act of 1977
Abstract

On July 15, 2020, the Consumer Financial Protection Bureau ('CFPB' or 'Bureau') filed a lawsuit against Townstone Financial, Inc. ('Townstone' or the 'Company'), a Chicago-based mortgage lender and mortgage broker, [...]

Published
2020

7. Mayer Brown Prepares AFSA Comment On HUD Disparate Impact Proposal

Author

Shinohara, Tori K.

Subjects
United States. Department of Housing and Urban Development -- Economic policy, Financial services -- Laws, regulations and rules, Housing, Housing authorities, Professional associations, Government regulation, Financial services industry, Business, international
Abstract

On August 19, the U.S. Department of Housing and Urban Development (HUD) published a proposed rule for the purpose of aligning HUD's 2013 Disparate Impact Rule with the Supreme Court's [...]

Published
2019

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