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This study aims to analyze the mechanism in applying the distribution of profit sharing of third party funds collected using the equivalent rate. The research uses a case study approach and type. To obtain data, researchers used data on the annual and quarterly financial statements of BNI Syariah Bank in 2020, 2019, and 2018 and literature studies in the form of books and research articles. The study results of the Islamic banks' efforts to increase customer interest, one of which is by using profit sharing ratio information in the form of an equivalent level. The strategy of Bank BNI Syariah to present an equivalent level in its Quarterly Financial Statements is the right step to increase customer interest in placing their funds in BNI Syariah banks. Furthermore, this research shows that the Equivalent rate at BNI Syariah Bank in 2020 in its quarterly report tends to decrease in the pandemic era in line with the national and global economic slowdown.

PENGARUH KOMPETENSI GURU DAN FASILITAS BELAJAR TERHADAP PRESTASI BELAJAR SISWA KELAS TINGGI MI AL-BA’ANI KOTA BENGKULU

This study aims to determine whether there are differences in the results of memorization of the Qur'an students who use the Takrir method with the Kitabah method in class IV MIN 02 Bengkulu City. This study used two groups, namely class IV D who participated in the Tahfizh extracurricular totaling 25 people as the experimental group and class IV E who participated in the Tahfizh extracurricular totaling 25 people as the control group. The variables of this study consisted of independent variables, namely the Takrir method and the Kitabah method while the dependent variable was the result of memorizing the Qur'an. Data collection techniques using multiple choice questions consisting of pretest and posttest. Data analysis techniques using the t test. The results showed that there were differences in the results of memorizing the Qur'an of students who used the Takrir method with the Kitabah method in MIN 02 Bengkulu City. It can also be proven by the results of the t-test calculation, the t-test is 2.355 and the t-table value for df = 48 with a significance level of 5% is 1.677. From the analysis, it was found that tcount is greater than ttable (2.355> 1.677). Thus it can be concluded that there is a significant difference between the results of memorizing the Qur'an of students who use the Takrir method with the Kitabah method in class IV MIN 02 Bengkulu City. Keywords: Memorization Results, Takrir Method and Kitabah Method.

The aim of this study is to find out whether or not there was a significant difference between students who were taught using picture and picture strategy and that of those who were not in writing recount text. The study employed a quasi-experimental study. The population in this study were the second grade students of Madrasah Tsanawiyah in Bengkulu city, Indonesia with a total number are 89 students. Out of this population, 60 students were taken as the sample. They are divided into two groups; experiement and control group, which consisted of 30 students for each group. The data were collected by using writing test. The data obtained were analyzed by using t- test formula. The data were found that the result of t-count post-test (6.34) was higher than t- table (2.00) with α = 5 % and df= 58. The finding of this research shows that there is a significant difference between students in Madrasah Tsanawiyah who are taught using picture and picture strategy and that of those who are not. Based on the result on the study, picture and picture strategy can improve students’ writing achievement in writing recount text evidently

The management of national education is essentially an integral part of the education management system and process as a whole in achieving national education and development goals. Government policies and efforts are proposed by experts in addressing national education management issues. Implementation of basic education seen from various aspects, politics, technical education, culture and professional, it is clear that the problem of basic educa- tion management is not a small problem and cannot be placed in a simple dichotomy: centralistic vs. decentralistic. A centralized education management system has been shown to have made little progress in improving the quality of education in general. Even in certain cases, centralized management has resulted in the sterilization of creativity in edu- cational units of various types and levels of education. To overcome the stagnation in the field of education is required a new paradigm in the field of education.

Problem solving adalah metode belajar di mana siswa dilatih memiliki kemampuan merumuskan permasalahan yang kompleks dan membuat sejumlah solusi untuk kemudian merefleksikan solusi tersebut dari berbagai sudut pandang. Sintak dari Problem Solving adalah (1) pendidikan dan peserta didik menyusun permasalahan sebagai bahan belajar, (2) pendidik menjelaskan kegiatan yang akan dilakukan oleh peserta didik, (3) peserta didik baik secara individu/kelompok mendapat sebuah bahan pemecahan masalah yang sama, (4) pada ahir kegiatan belajar pendidik/peserta ditunjuk menyimpulkan dan (5) pendidik dan peserta didik melakukan evaluasi proses dan hasil. Jurnal yang mendukung berjudul Penerapan Metode Pembelajaran Problem Solving Model Polya Untuk Meningkatkan Kemampuan Memecahkan Masalah. Tree Diagram(diagram pohon) adalah sebuah tipe diagram secara spesifik yang memiliki topologi network (hubungan) yang unik. (1) masalah utama dijabarkan ke dalam masalah yang lebih kecil, (2) masalah yang sudah dijabarkan itu kemudian dijabarkan lagi ke masalah yang lebih kecil, (3) mengadakan identifikasi jaringan hubungan komponen-komponen yang ada. Dukungan peneliti berjudul Aplikasi Network Pohon Dalam Tree Diagram. Pokok bahasan materi karena keanekaragaman hayati merupakan prinsip klasifikasi dan siswa dapat menafsirkan dan merupakan kompetensi yang terkait dengan KPS. Keanekaragaman hayati mempunyai nilai rendah 49,72. Melalui Problem Solving dan Diagram Pohon diharapkan dapat mendorong kemampuan berfikir logis dan kemampuan menafsirkan. Kesimpulan dari Problem Solving dan Diagram Pohon diharapkan dapat diterapkan dalam pembelajaran terutama pada materi keanekaragaman hayati untuk dapat meningkatkan kemampuan berfikir logis dan kemampuan menafsirkan. Saran perlu dilaksanakan penelitian tentang penggunaan model Problem Solving dan tehnik Diagram Pohon untuk memberdayakan berfikir logis dan menafsirkan.

Student learning outcomes are one of the goals of the learning process in schools, therefore teachers need to have creative and innovative efforts in selecting and developing learning media, one of which is learning videos. This study aims to examine the differences in student learning outcomes between before and after being given an Animaker-based interactive science learning video on the subject matter and its changes in class VII SMPN 20 Bengkulu City. The results showed that learning outcomes increased from the average value of 41.29 to 78.06. The results of hypothesis testing showed that there was a statistical difference in learning outcomes with a significance value of 0.000 > 0.05, so it can be concluded that student learning outcomes on the subject matter and the changes experienced a significant increase after the Animaker-based interactive science learning video was given.Keywords: Interactive science learning videos, animaker videos, learning outcomes