1. Combining unsupervised and supervised learning in credit card fraud detection
- Author
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Frédéric Oblé, Olivier Caelen, Fabrizio Carcillo, Yann-Aël Le Borgne, Yacine Kessaci, and Gianluca Bontempi
- Subjects
Information Systems and Management ,Computer science ,Informatique appliquée logiciel ,Context (language use) ,02 engineering and technology ,Machine learning ,computer.software_genre ,Technologie des autres industries ,Theoretical Computer Science ,Task (project management) ,Informatique de gestion ,Artificial Intelligence ,Ensemble learning ,Informatique mathématique ,Outlier detection ,0202 electrical engineering, electronic engineering, information engineering ,Contextual outlier detection ,Consumer behaviour ,business.industry ,05 social sciences ,Credit card fraud ,Supervised learning ,050301 education ,Intelligence artificielle ,Computer Science Applications ,ComputingMethodologies_PATTERNRECOGNITION ,Fraud detection ,Control and Systems Engineering ,Semi-supervised learning ,Outlier ,Unsupervised learning ,020201 artificial intelligence & image processing ,Artificial intelligence ,business ,Recherche opérationnelle ,0503 education ,computer ,Software - Abstract
Supervised learning techniques are widely employed in credit card fraud detection, as they make use of the assumption that fraudulent patterns can be learned from an analysis of past transactions. The task becomes challenging, however, when it has to take account of changes in customer behavior and fraudsters’ ability to invent novel fraud patterns. In this context, unsupervised learning techniques can help the fraud detection systems to find anomalies. In this paper we present a hybrid technique that combines supervised and unsupervised techniques to improve the fraud detection accuracy. Unsupervised outlier scores, computed at different levels of granularity, are compared and tested on a real, annotated, credit card fraud detection dataset. Experimental results show that the combination is efficient and does indeed improve the accuracy of the detection., SCOPUS: ar.j, info:eu-repo/semantics/published
- Published
- 2021
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