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We consider the role of secondary infall and accretion onto an initially overdense perturbation in matter-dominated eras, like the one which is likely to follow the end of inflation. We show that primordial black holes may form through post-collapse accretion, namely the accretion onto an initial overdensity whose collapse has not given rise to a primordial black hole. Accretion may be also responsible for the growth of the primordial black hole masses by orders of magnitude till the end of the matter-dominated era.

We calculate the formation probability of primordial black holes generated during the collapse at horizon re-entry of large fluctuations produced during inflation, such as those ascribed to a period of ultra-slow-roll. We show that it interpolates between a Gaussian at small values of the average density contrast and a Cauchy probability distribution at large values. The corresponding abundance of primordial black holes may be larger than the Gaussian one by several orders of magnitude. The mass function is also shifted towards larger masses.