Bugs, such as microorganisms and insects, are present in the environment and sometimes can be health-hazardous if the living environment is not maintained following proper hygienic regulations. In the present scenario of increasing public awareness, environmental consciousness, and growing demand for easy-care, and disinfected textiles, the manufacturing of protective and easy-to-care textiles has become a key necessity of the modern world. Comfortable, clean, hygienic, antimicrobial, and insect repelling properties of textile goods are gaining the accelerating research momentum as a basic requirement to produce multifunctional textiles. These functional finishes have numerous applications such as in-home textiles, bed nets, and tenting, camping gear as well as in military uniforms. Synthetic antimicrobial and insect repellents are quite effective against insects and microscopic organisms but are slightly toxic to the human being and the environment. To overcome these problems, researchers are considering natural agents for functional finishes, but their effectiveness is less durable to textile material. Besides needful advantages, the excessive use of dyes in finishing processes heavily required washing cycles and ultimately release various types of hazardous dyes or wasteful effluents in the environment. This review reports the chemical composition and recent developments in textile finishes, particularly antimicrobial and insect repellent textile finishes. A large number of commonly used antimicrobial agents (i.e. chitosan, zwitterionic compounds, silver and silver-based compounds, titanium dioxide nanoparticles, imidazolium salts, triclosan and quaternary ammonium salts) and insect repellent textile finishes (i.e. N‑N‑diethyl‑m‑toluamide, permethrin, cypermethrin, pyrethrum, picaridin, bioallethrin, citriodiol and essential oils) have been presented. Finally, the review is wrapped up with major research gaps/challenges, concluding remarks, and future opportunities in this area of research., (Copyright © 2019 Elsevier B.V. All rights reserved.)