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The article discusses tips to help Americans achieve financial maturity and financial stability. These tips include budgeting money through some principles and establishing priorities, managing debts including student loans and medical debt and improving credit score, and saving early for retirement and other saving goals.

The article provides practical financial advice tailored to different life stages, emphasizing the importance of seeking guidance and understanding from experienced individuals to navigate complex financial decisions effectively.

The article discusses how home buyers can avoid high mortgage rates by buying homes with assumable low-rate loans. Topics discussed include the listing of thousands of homes with an assumable mortgage which can be transferred from the existing homeowner to the new buyer, the benefits of assumable mortgages to buyers and home sellers, and challenges in finding assumable mortgages.

The article reports on the lawsuits filed by several states including Missouri challenging the U.S. President Joe Biden's SAVE repayment program, which would provide student debt relief. Issues discussed include unlawfulness of SAVE, difference of the SAVE plan from other repayment programs, the argument that the Education Department overstepped its authority by turning to the major questions doctrine, and inability of borrowers enrolled in SAVE to enroll in other repayment plans.

The article reports on the efforts by the U.S. Labor Department to protect investors by creating a rule aimed at fixing the flaws of the existing regulatory framework. Under the proposed final rule, more financial professionals are required to act as fiduciaries and put the investors' interest first. The rule will cover retirement plans, annuities, and related investment vehicles.

The article reports on the occurrence of Internet theft of social security accounts in the U.S. Topics mentioned include the scheme used by fraudsters to steal money online, the increase in social security scams during the pandemic, and the recommendations issued by the Social Security Administration during the launch of the portal.

The article reports that the U.S. legislation known as Secure 2.0, which included a package of retirement-related provisions intended to boost savings, would make it easier for people with education loans to save for retirement while paying what they owe. Topics covered include the companies which introduced the benefit to employees, how the benefit can help employers and how the plight of student debt borrowers has become a national focus.

The article focuses on President Biden's new student loan repayment plan, which faced setbacks when federal judges in Kansas and Missouri issued injunctions blocking some of its benefits temporarily, casting uncertainty over its implementation and leaving millions of borrowers.

The article offers a look at how Bitcoin exchange-traded funds (ETF) works as well as its underlying risks. Cited are the regulatory protections that come with Bitcoin exchange-traded products, whether the approval by the U.S. Securities and Exchange Commission (SEC) is a suggestion that these investment product is safe for ordinary investors, and the tax implications of Bitcoin and other digital currencies.

The article suggests a safety plan for writing checks to avoid check fraud. These include using the entire line or drawing a line to the end when writing the payee's name, using gel pens with ink that are difficult to wash, contacting the bank for unusual checks, keeping a separate account for check writing, reporting check theft to the U.S. Postal Service, taking pictures of checks as proof, and using a bank's online bill-payment platforms over paper checks.

The article discusses Visa and Mastercard agreeing to cap swipe fees for merchants, potentially saving 30 billion U.S. dollars over five years, following a 20-year legal battle, with mixed reactions from smaller merchants and calls for legislative change.

The article highlights U.S. President, Joe Biden's move to cancel student debt for 78,000 borrowers, predominantly public sector workers, contributing to a total cancellation of nearly four million borrowers, focusing on fixing the Public Service Loan Forgiveness program.

The article focuses on the Alabama Supreme Court's recent decision impacting in vitro fertilization treatments, prompting questions about the financial implications of moving embryos to states with different regulations, including concerns about the cost.

The article focuses on the complexity of the American tax code for the current year, highlighting new provisions and changes, including increased penalties and interest rates for unpaid taxes, as well as the introduction of the IRS's new Direct File program for residents in certain states.

The article focuses on the Biden administration's announcement that, starting in February, Federal student loan borrowers enrolled in the SAVE income-driven repayment plan, who initially borrowed 12,000 U.S. dollar or less for college and have made at least 10 years of qualifying monthly payments.