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Information about Annual International Consumer Credit Conference in Cincinnati, Ohio is presented. Topics included the consumer borrowing that has grown rampantly since the world war second and the associated reasons. It also mentions two important issues that remain unanswered which includes concerns related to sharp recession and occurrence of inflation in the economy.

The article offers information on the problems plaguing the U.S. industry. It highlights recession as the biggest impediments, along with rising costs, and lagging employee productivity. The article states that according to a number of companies the biggest problem lies in the managerial area, and focuses on them.