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Purpose – This study aims to identify the determinants of purchasing decisions for bottled mineral water among generation Z Muslims in Indonesia, particularly in light of product boycotts. Methodology – The sample consisted of 189 respondents, with the criteria being generation Z Muslims in Indonesia who have made purchases of mineral water after the boycott actions against several mineral water brands in Indonesia due to the conflict between Israel and Palestine. Findings – Purchasing decisions for mineral water by generation Z Muslims in Indonesia are influenced by halal labeling, brand perception, and promotions related to social and ethical issues, including boycotts against certain brands. The analysis results indicate that consumers not only consider the quality and halal aspects of the product, but also actively respond to the values promoted by the brand, especially in relation to controversies involving brand affiliations with entities that do not align with Islamic principles. Implications – The mineral water industry needs to manage brand image and marketing strategies by considering the cultural and social values of consumers, particularly generation Z Muslims in Indonesia. With the growing awareness of ethical and political issues, the industry must ensure that its products meet quality and halal standards, as well as avoid associations with controversies that could trigger boycotts. Originality – This study integrates social and ethical aspects, such as responses to boycott actions and halal awareness, into consumer behavior analysis, providing a new perspective on understanding market dynamics influenced by cultural values and religious beliefs.

This research aims to obtain clustering results from the K-Means and K-Medoids methods for grouping communities per sub-district in Bojonegoro Regency based on several types of Social Assistance. The method used is one of the data mining methods, namely the clustering method. As a comparison, the clustering methods used are the K-Means and K-Medoids methods. The research variable used is annual data on Family Social Assistance from the Bojonegoro Regency Social Service from 2020 to 2021, which contains several types of assistance, namely Regional Contribution Assistance, Regional Direct Assistance, Village Direct Assistance, Social Food Assistance Affected by the COVID-19 Pandemic, and the Family Hope Program in the form of discrete data with a ratio scale. The results obtained by modifying the Elbow method obtained the best clustering method is the K-Means method with 5 optimal clusters. The sub-district clusters in 2020 and 2021 are different because in 2020 there is more focus on COVID-19 pandemic assistance, while in 2021, there is more focus on direct Regional and Village assistance

Good service from a bank will be an added value to improve the company's image and is directly proportional to customer loyalty. Customer loyalty can prevent customers from switching to using services from other companies. This study aims to examine the role of the mediating variable, customer loyalty, which relates to the effect of company image and trust on customer intention to switch. The object of this research is the customer of Bank Muamalat Indonesia. After reviewing the literature and formulating hypotheses, the data collected through the questionnaire method were 213 respondents from Bank Muamalat Indonesia customers. The sampling applied the convenience sampling technique. The data obtained were then analyzed using Structural Equation Modeling (SEM), while the hypothesis test used the Smart-PLS 3.0 application. This study indicates that loyalty can fully mediate the influence of company image and trust on switching intention. Creating loyalty means building customer image and trust as a company investment in the long term. Managers need to build corporate image and customer trust to compete in Indonesia's financial industry.

The Covid 19 has changed the routine of the global community, including in Indonesia. This service program aimed to empower and develop the potential of village cooperative members, especially during the Covid 19 pandemic, especially in Kasihan village. This program was carried out in 3 stages, handwashing soap manufacture training, production of products to be marketed, and organizational training. The output of this program is the creation of ready-to-sell products, business and marketing strategies, packaging that meets health standards. The development of village cooperatives for the welfare of cooperative members is also the output of this empowerment program. Partners in this service program are the Kasihan hamlet community who are members of the Harum Manis Cooperative. The choice of this partner was chosen because the problems that the community has in the midst of the Covid 19 pandemic are very urgent to find a solution, and the Harum Manis has just started a business so that business programs are needed to develop. In order to achieve the success of this activity, material delivery, discussion and practical training, business and marketing training had been carried out. The steps were through observation of the service team to partner villages, delivery of organizational materials, workshops and mentoring, and post-program monitoring.

This paper aims to determine the level of Islamic financial literacy (IFL) and identify factors that have a relationship and influence on the level of IFL in various communities. The research was conducted because there have been inconsistencies in previous studies regarding the factors that influence the level of financial literacy, both general and Islamic financial literacy. Demographic factors such as gender, education level, and income level are often used in this type of research. This paper is compiled in two steps with mixed method. The first calculates the IFL index level, and the second analyzes the factors affecting the IFL index level using ethnographic studies. Islamic financial literacy indicators consist of knowledge, skills, beliefs, attitudes, and behavior based on the aspects of religiosity and Maqasid al-Shari'ah. The factors that influence the Islamic financial literacy index are determined using ethnographic studies. The result is the education level affects the financial literacy index in one community. But the results will be different when different communities are compared. One of the influencing factors is the financial socialization agent, and this is very closely related to the political socialization theory. In this case, the Bank or Islamic financial institution acts as a potential agent.

This study aims to develop the Halal Food Literacy scale (HFL) concept and measurement. The concept of HFL in this study is based on the concept of literacy for consumers. In this case, the SDGs are the theoretical basis for building the HFL concept. Cognitive aspects related to Bloom's concept of Taxonomy were used as the basis for compiling this concept. The study includes four stages: developing, compiling, and describing the concept of Halal Food Literacy based on literature studies, interviews, discussions with experts and scholars, drafting items, testing the validity of the contents, and lastly, data testing with exploratory factor analysis. The results of the scale test revealed that there are four HFL factors, namely Halal awareness, Halal knowledge, Behavioral beliefs, and halal-related label beliefs. These four factors contributed 69.758% of the general variant and 57.828% of the variance from 11 items.

This study aims to determine public behavior related to the use of social media as a source of information and knowledge about halal and the role of social media and its function as an agent of socialization to transfer knowledge and information about halal and build halal awareness in the community. This research was conducted with a Netnographic study. Netnography is an interpretive approach to study consumer behavior from various cultures and communities in cyberspace or the Internet. This approach is also referred to as "digital ethnography" or "virtual ethnography". This study uses the 'halal corner' virtual community account as the object of study and data source to observe the process of transferring halal information and knowledge in shaping halal awareness in the community. This research found that social media acts as an agent for halal socialization and plays a role in shaping halal awareness of Muslim communities.

Abstract: The purpose of this research is to find out and analyse the relationship between the Islamic financial literacy index and the Islamic financial inclusion index of the DIY community in the Islamic banking sector. The research uses descriptive quantitative methods. Data collection was carried out by distributing 663 questionnaires in the DIY province. The calculation of the index of Islamic financial literacy and inclusion was carried out by referring to the OJK calculation and Sharma method. From the results of the calculation of the Islamic financial literacy index in DIY Province, the results were 32.47% while the Islamic financial literacy index, specifically for the Islamic banking sector was 26.15%. This result is much higher than the calculation of the Islamic financial literacy index conducted by OJK in 2016. Financial literacy is closely related to financial inclusion so that there needs to be conformity and continuity between both of them. Achievement of financial literacy and inclusion strategies will be more efficient if carried out together so that the achievement of public access to the financial services sector can be done more optimally and can utilise financial products and services that are suitable to achieve sustainable economic prosperity. Abstrak: Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis keterkaitan antara indeks literasi keuangan syariah dan indeks inklusi keuangan syariah masyarakat DIY pada sektor perbankan Syariah. Penelitian menggunakan metode kuantitatif deskriptif. Pengumpulan data dilakukan dengan menyebarkan kuisioner di propinsi DIY. Perhitungan indeks literasi dan inklusi keuangan syariah dilakukan dengan merujuk pada perhitungan OJK dan metode Sharma. Dari hasil perhitungan indeks literasi keuangan Syariah di Propinsi DIY didapatkan hasil sebesar 32,47% sedangkan indeks literasi keuangan Syariah khusus untuk sektor perbankan syariah adalah 26,15%. Hasil ini jauh lebih tinggi daripada perhitungan indeks literasi keuangan syariah yang dilakukan OJK di DIY pada tahun 2016. Pencapaian strategi literasi dan inklusi keuangan akan lebih efisien jika dilakukan secara bersama-sama sehingga pencapaian akses masyarakat ke sektor jasa keuangan dapat dilakukan dengan lebih optimal dan dapat memanfaatkan produk dan layanan jasa keuangan yang sesuai untuk mencapai kesejahteraan keuangan yang berkelanjutan.

Sampah organik khususnya sampah tulang ayam, belum dimanfaatkan dengan baik sehingga dapat berdampak negatif bagi lingkungan sekitar. Salah satu pengelolaan sampah tulang yang baik adalah dengan memanfaatkannya sebagai bahan tambahan pada pakan itik. Penelitian ini bertujuan untuk mengetahui pengaruh penambahan tepung tulang ayam pada pakan dengan variasi konsentrasi 3 %, 5 % dan 7 %, terhadap peningkatan produktivitas telur itik yang ditinjau dari berat dan jumlahnya. Penelitian ini merupakan eksperimen dengan desain pre-test and post-test with only group dengan obyek penelitian adalah 60 ekor itik Mojosari yang berumur 9 bulan di Dusun Singgihan, Kabupaten Trenggalek, dan pemberian campuran pakan dilakukan selama 15 hari. Data yang diperoleh dianalisis dengan uji one way anava dan uji Kruskal Wal- lis, dan kemudian dengan uji t-test terikat, semuanya pada derajat kepercayaan 95 %, dimana hasilnya menunjukkan bahwa berat telur yang dihasilkan oleh tiap kelompok penelitian, secara statistik terbukti berbeda (nilai p < 0,001) dan konsentrasi 7 % adalah yang paling tinggi ke- naikkan rata-ratanya, yaitu 5,1 gram. Demikian pula untuk parameter jumlah telur, hasil uji sta- tistik memperlihatkan bahwa tiap kelompok penelitian menghasilkan telur dalam jumlah yang berbeda secara bermakna (nilai p < 0,001) dan konsentrasi tepung tulang ayam 7 % adalah ju- ga yang memberikan rerata kenaikan yang paling besar, yaitu sebanyak 2,1 butir. Oleh karena itu dapat disimpulkan bahwa pemberian tepung tulang ayam ke dalam pakan bebek memberi- kan hasil yang positif.

Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh pengeluaran pemerintah fungsi kesehatan, pendidikan, perumahan dan fasilitas umum di Indonesia tahun 2008 – 2013. Variabel dalam penelitian ini adalah pengeluaran pemerintah fungsi kesehatan, pendidikan, perumahan dan fasilitas umum dan jumlah penduduk miskin provinsi di Indonesia tahun 2008-2013. Data dianalisis dengan metode kuantitatif. Metode penelitian menggunakan analisis regresi data panel dengan tingkat signifikansi 95% (α=5%). Hasil analisa data dengan uji t dan F menunjukkan seluruh variabel independen berpengaruh secara negatif terhadap variabel dependen. Hasil penelitian dapat diberi saran yaitu (1) Pemerintah daerah sebaiknya menyesuaikan alokasi anggaran fungsi kesehatan hingga 10% (2)Pemerintah daerah perlu menyesuaikan alokasi anggaran pendidikan hingga mencapai 20%(3) diperlukan pembangunan sektor perumahan yang berpihak pada golongan miskin (pro poor). The purpose of this study is to find out how much is the influence of the government’s expenditure on the function of health, education, housing and public facilities in Indonesia during 2008-2013. The sample of this study were the government’s expenditure on the function of health, education, housing and public facilities as well as the number of poor residents in Indonesia during 2008-2013. The collected data was analyzed using quantitative method. This study used panel data regression analysis with 95% significance (α=5%). The result of the analysis on t test and F test showed that all of the independent variables were influential towards the dependent variables. The suggestion corresponding to the result of this study are (1) The government should adjust the budget allocation for health function by 10% (2) the government should adjust the budget allocation for education function by 20% (3) there should be development in housing sector which is in favor of the poor residents (pro poor).

The three grouper species most heavily fished for the live reef fish trade (LRFT) in Indonesia are Plectopomus leopardus (greatest catch volume), and two species classified as Vulnerable on the International Union for Conservation of Nature (IUCN) Red List: Plectropomus areolatus and Epinephelus polyphekadion. Understanding the reproductive biology of these fishes is essential for sustainable management, but relevant data are limited. This study aimed to determine reproductive dynamics, so as to inform management measures to maintain the reproductive capacity of these groupers. Grouper gonad samples collected from fish caught for the LRFT were analyzed histologically. Data were also collected from participatory mapping and interviews with fishermen, and underwater monitoring of three known spawning aggregation sites in the Wakatobi National Park, Eastern Indonesia. Based on observed gonad development, the respective lengths and weights at first maturity were: 37.7 cm and 759 g (P. leopardus); 36.65 cm and 771.2 g (P. areolatus); 36.95 cm and 889.9 g (E. polyphekadion). The mean weight of the groupers market-based sampled was higher than the size at first sexual maturity. Sex transition was observed in P. leopardus; sex reversal was not observed in E. polyphekadion, and the sex pattern of P. areolatus was unresolved. Based on the fisher surveys and spawning aggregation monitoring, spawning occurs around the new moon from September to April, with reproductive peaks in November and December. Fisheries management measures that are suggested to sustain grouper stocks include enforcing appropriate size limits, temporal spatial closures (spawning aggregation sites), and a trading ban during the peak spawning season (November−December).