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The article discusses about the significance of electronic-form series EE savings bonds in tax planning in the U.S. Topics discussed include savings bond income and the tax liability, deduction for investment interest and tax rates for the final return of a deceased taxpayer in relation to the tax rate of the estate or beneficiaries.

The article discusses the U.S. stock market as of June 26, 1978. The author focuses on six-month and eight-year savings certificates, the opinion of Robert B. Rivel president of Union Dime Savings Bank of New York on the certificates, and Treasury notes. Also mentioned are certificates' insurance, options for withdrawing them early, and interest. Further discussed are Treasury notes' brokerage commission, quoted price, and liquidity.

The author shares his views about the yield trap. He emphasizes that after inflation is taken into account, all bond interest and many company dividends are just a return of capital without any real yield. He advises that investors should look for companies that have outstanding management, superb positions in industries, are making lots of money in spendable cash and have opportunities to plow back. He declares it a fallacy that stocks with high yields but low growth are safer.

The article discusses types of deposit accounts that help the consumer earn more interest on their savings. It lists nationally available deposit accounts in the U.S. including money market deposit accounts, savings accounts, high-yield checking accounts, certificates of deposits, and savings bonds. It also presents the author's choices including the Salem Five Direct Eone Savings account, the Americanet Bank Mega Money Market account, and the Lake Michigan Credit Union's Max Checking account.

The article focuses on the Series EE Bonds which provides an attractive tax benefits which includes federal tax deferral on bond interest and tax-exempt interest at local and states levels. It states that its impossible to sidestep tax on the gain through gifting a Series EE bond to others due of a transfer of ownership which triggers a tax liability. It adds that the Series EE Bond were not marked up when people die, and even death would not get people out of paying the taxes on bond interest.

State of Maryland's Notice of Bond Sale [ABSTRACT FROM AUTHOR]

Ruling may lead to the requirement to pay interest on the bonds despite the ERS bankruptcy. [ABSTRACT FROM AUTHOR]

The article discusses ways to make savings bonds pay, providing information on the EE bonds and I bonds and offers tips on how to avoid four mistakes that can cost money.

The article focuses on the positive aspects of the trouble created by collateralized debt obligations (CODs) in the financial markets. According to accrued interest, interest on a bond or loan, CDOs have resulted as a way of diversifying credit risk by creating tranches of assets ranging from equity to senior debt. It mentions the people's mentality to create so many CDOs.

The article reports on the possibility that American energy company Energy Future Holdings Corp. will file for bankruptcy so it can avoid a $270 million bond interest payment on November 1, 2013. It discusses the business performance of the company which went private in 2007 for $45 billion and has been struggling with debt since then. However, it adds that Energy Future has managed to extend the maturity of almost $28 billion of debt.

The article reports on the ratings upgrade of ratings agency Moody's Investor Service for the transportation revenue bonds of the New York Metropolitan Transportation Authority (MTA) from A2 to A1 that can result in interest savings. It mentions the aim of MTA to refund about 500 million dollars in transportation revenue bonds, the upgrade of credit in response to an improvement in operating environment and the plan to tender and remarket general resolution and transportation revenue bonds.

The article presents information on payment of interest to bondholders by The Virginia Tobacco Settlement Financing Corporation (VTSFC) by digging into their reserves. The company states that the financial difficulty is due to the unscheduled draw on debt service reserves. Reference is made to issuance of tobacco bonds and settlement with Lehman Brothers. Credit ratings as done by Moody's Investors Service and Standard & Poor have gone down.

The article presents the author views regarding the approaches for addressing the needs of the national infrastructure. Topics discussed include surtax on the tax-exempt bond interest, tax deductions and exemptions and the municipal bond tax exemption. He also discusses the role of the state and federal government in the issue of the tax exempt bonds for raising capital.