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Gregory Elliehausen of Board of Governors of the Federal Reserve System reviews, 'No Slack: The Financial Lives of Low-Income Americans.' by Michael S. Barr. The Econlit abstract of this book begins: 'Eleven papers explore the financial constraints and choices of low-income families and examine the ways that low-income families use services through both formal and informal financial institutions, focusing on households in the Detroit area. Papers discuss managing money; banking for all; preferences for plastic; which way to the bank?; borrowing to make ends meet; high-cost homeownership; living on the edge of bankruptcy; expensive tax refunds; paying to save; behaviorally informed regulation; and crisis and reform. Barr is Professor of Law at the University of Michigan Law School.' [ABSTRACT FROM AUTHOR]

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