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The article discusses the engagement of an outside investor to share in the down payments of aspiring U.S. home owners as of June 2018. It states that shared equity firm Unison provides at least half of a consumer's down payment in exchange for a home's appreciation value profit when it is sold, and that it aims to provide home buyers with more options. Also noted is the home buyer's need to calculate upfront cash now versus less proceeds later before entering into shared equity.