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Kansas State University has been offering a graduate certificate in financial therapy for over 15 years. The program was created in response to the stress experienced by financial planners and therapists during the Great Recession. The certificate program teaches financial planners skills such as asking better questions, tracking nonverbal cues, and improving communication and listening skills. It also encourages planners to examine their own money values and goals in order to better guide their clients. Financial therapy can also help couples resolve financial disagreements and achieve their financial goals. Additionally, therapy can help individuals address and overcome financial traumas that may be influencing their behavior. The Certified Financial Planner Board of Standards has recently added therapy training to its requirements for certification. Those interested in financial therapy can find qualified planners through the Financial Therapy Association. [Extracted from the article]

The article offers suggestions on how people can help their aging parents with their finances. Topics discussed include the need to start the conversation with the parents regarding financial planning, with topics such as estate-planning and powers of attorney; the need to review the bank and credit card statements of the parents; and the need to assess their assets and income. Also mentioned is the need to take help from financial advisors if needed.

The article discusses how more automated advisory services are giving clients the chance to consult with financial planners and investment counselors. The Department of Labor's fiduciary rule, in effect since June 2017, requires anyone giving investment advice regarding a 401(k) or an IRA to act in the client's best interest.. Some firms are reported to have swapped their commission-based pay structure for one that charges clients a fee based on a percentage of assets under management.

The article focuses on maximizing retirement benifits through proper retirement planning. Topics discussed include selection of financial adviser for maximizing the same; services offered by robo advicers, brokers, and registered investment advicers; and fees charged by financial planners in return of their investments.

The article offers advice for financial planning to help individuals reach their personal financial goals into retirement. Topics include regularly reviewing an investment portfolio especially following major life events, spreading out assets among investments and diversifying within asset classes, early investment in a 401(k) account, and making a budget that includes an emergency fund. It also discusses various options for getting assistance in making financial decisions and mentions potential charges by financial advisers that one may anticipate. INSETS: How to Get Started;When to Call In a Pro;Where to Get Help.

The article discusses the difficulty people of modest means can experience in obtaining financial advice, and describes how several individuals succeeded at this task. Some financial planners avoid taking on clients with assets below a set minimum because it is not profitable for them to do so. Occasionally a planner will agree to meet with a family member of a client, even if that person doesn't necessarily meet the planner's financial requirements. INSETS: How to Hire Your Personal CFO;Start Your Search;Go-To Sites for Online Advice.

The article offers advice to consumers on selecting and hiring a financial adviser. It emphasizes the importance of asking for references even before starting the search for a financial adviser. It outlines questions that can guide an individual in determining his or her needs for a financial adviser. Consumers can also consult big firms, such as Fidelity Investments, Vanguard, Charles Schwab or TD Ameritrade, if an independent adviser does not appeal to them. INSET: Personal Service, Lower Fees.

The article offers suggestions on retirement planning. Gerontologist Ken Dychtwald explains two misconceptions on retirement. He says that one should have a vision and dream for the life he wants to live and the capacity to fund it. For many workers, access to employer-provided health insurance is one important factor in deciding when to retire. Several reasons why working until 65 is no longer the definitive retirement model, are discussed. INSETS: Friendly cities for job-hunting boomers;4 steps to your encore job;Resources for work after retirement.

This article offers ideas on how to find a quality retirement adviser. The capabilities of financial planners are described. The estimated number of financial advisers in the U.S. is given, as of October 2005. The factors to consider in choosing financial advisers are outlined. Several questions to ask potential financial advisers are provided.

The article presents advice on selecting a financial planner. Commentary is presented on reasons for hiring one, how much a planner's services cost, how to find the right planner, and questions to ask before making a commitment. It is noted that saving for retirement and reducing financial anxiety are among reasons why one might choose to engage a planner.

The article presents an interview with financial planner Lori Atwood on financial planning. Other topics of conversation include her practice of charging by the hour rather than requiring a minimum amount of assets under management, clients' inability to live within their personal means, and her development of the Fearless Finance website and app at www.fearlessfinance.com.

In this article, the author talks about financial planning for building an addition at their house in Washington, D.C. Topics discussed include tax planning strategies for managing retirement accounts due to financing with home-equity loan, gold standard as the certified financial planner (CFP) credential and meeting a CFP Lori Atwood, for tracking income and outgo and coming up with a budget for helping us save for goals.

The article discusses how the more one will save and the better one will manage one's cash and credit considering one's future. It notes that empowerment is the key to emotional well-being, at least when it comes to finances. It adds that people who believe they create their own financial destiny are happier with respect to their money than those who believe they have less power.

An introduction is presented in which the editor discusses various reports within the issue on topics including financial security for women, retirement income for women, and in-person consultation for financial planning.

The author comments on the significance of artists and music companies having the right financial advisors around them to help them understand their business and move it forward. Most good business advisors will help artists and companies maximize their success by making the most of their individual and business income.

The article discusses a 2013 survey of investment advisers by consulting firm Price-Metrix indicating that they are focusing on customers with larger asset portfolios, as well as charging a lower percentage in fees to manage accounts. Information is provided on services for beginning investors including the Garrett Planning Network and MyFinancialAdvice.com.

The author presents advice on choosing a financial planner. It is recommended that consumers first determine their own tolerance for risk and the level of service they will want from a planner. Planners who charge only a flat rate per hour are said to be less likely to sell inappropriate financial products.

The article offers tips on maintaining one's 401(k) plan in a bear market. Talk to a financial planner about the right asset allocation for one's age, income, wealth, goals and tolerance for risk. See whether the administrator of a firm's 401(k) plan has some online advice or will send a planner to help educate employees.

The article offers tips to consumers on consulting a financial adviser and outlines several questions that consumers can ask to open the communication lines between them and the adviser. It warns consumers against haggling about the fees and charges of advisers. It advises consumers to avoid coming across as belligerent even if they are upset because of the wrongdoing of another financial outfit. It enumerates the questions that consumers can ask to the adviser.

Relates the way married couple Ron and Annette Habin deal with financial matters. Career background of Annette; Opportunity to meet with a financial planner; Consolidation of the couple's investments.

Relates the lifestyle of Robin Berry, a finance manager from Orlando, Florida who competes in triathlons. Challenges of the Ironman triathlon; Costs of competing in triathlons; Goal of Berry with regards to competing; Retirement plans; Appeal of financial planning to Berry.

Focuses on how financial planner Terry Gustafson helped architect Robyn Bisbee manage her inheritance. Information on the financial problem of Bisbee.