Search

Higher rates benefit those who can save, but for borrowers, falling rates would reduce bills on credit cards, student loans and other forms of debt. While the Federal Reserve is [...]

Federal regulators have made it easier for everyday investors to buy funds that track the price of Bitcoin, using traditional brokerage accounts. Most financial advisers remain skeptical. Nearly a dozen [...]

Federal regulators have made it easier for everyday investors to buy funds that track the price of Bitcoin, using traditional brokerage accounts. Most financial advisers remain skeptical. Nearly a dozen [...]

Next month, federal student loan borrowers may have their debt canceled if they are enrolled in the SAVE plan, initially borrowed $12,000 or less and made 10 years of payments. [...]

El fraude con cheques va en aumento y a las instituciones financieras les cuesta miles de millones de dólares, además de afectar las finanzas de mucha gente. Las máquinas de [...]

Should you keep a separate checking account for writing checks? Is there a specific pen you should use? We answer some reader questions. Typewriters vanished, and then cassette tapes and [...]

Should you keep a separate checking account for writing checks? Is there a specific pen you should use? We answer some reader questions. Typewriters vanished, and then cassette tapes and [...]

Welcome back from what I hope was a relaxing long weekend. This week, I’m continuing my reporting on https://www.nytimes.com/2023/12/09/business/check-fraud.html https://www.nytimes.com/2024/03/09/business/social-security-scams.html. It’s a problem that plagues people of all ages, but [...]

The earlier you begin trying to save, the easier you’ll make things for your future self. Financial Boot Camp for 20-Somethings: Day 5 of 5 Getting Started With Savings When [...]

How to make a plan for tackling your debt, improving your credit score and feel like the money you owe isn’t controlling you. Financial Boot Camp for 20-Somethings: Day 4 [...]

Advice, explainers and exercises on taking advantage of job benefits, creating a budget, paying off debt and thinking about your future. Financial Boot Camp for 20-Somethings: Day 1 of 5 [...]

In a series of articles in recent weeks, we have documented what appears to be a growing phenomenon: banks shutting down customer checking accounts with little warning, explanation or opportunity [...]

When Pam Berns mailed a few checks to pay bills, she had no idea such a routine task would throw her small publishing business into chaos. One of the checks, [...]

Savers benefit from higher rates, but borrowers have faced bigger bills on credit cards, student loans and other forms of debt. Policymakers at the Federal Reserve will announce their latest [...]

The announcement that the toymaker was eliminating nearly 17 percent of its work force came during the critical holiday shopping season. Hasbro, the toymaker behind popular brands like Peppa Pig, [...]

Here’s what bank security employees might be thinking when deciding whether to shut down a customer account after detecting unusual activity. In a series of articles in recent weeks, we [...]

When Pam Berns mailed a few checks to pay bills, she had no idea such a routine task would throw her small publishing business into chaos. One of the checks, [...]

Bella Cummins has run Bella's Hacienda Ranch, her Nevada brothel, for nearly four decades -- and for four decades, she's been shunned by much of the banking industry. She's been [...]

Bella Cummins has run Bella’s Hacienda Ranch, her Nevada brothel, for nearly four decades — and for four decades, she’s been shunned by much of the banking industry. She’s been [...]

Surprised individuals and small-business owners can't pay rent or make payroll, and no one ever explains what they did wrong. The reasons vary, but the scene that plays out is [...]

Savers benefit from higher rates, but borrowers have faced bigger bills on credit cards, student loans and other forms of debt. Policymakers at the Federal Reserve will announce their latest [...]

The Education Department said miscalculations had caused many borrowers to see higher monthly payments than they actually owed. Now that the federal student loan machinery has been set back into [...]

The Education Department said miscalculations had caused many borrowers to see higher monthly payments than they actually owed. Now that the federal student loan machinery has been set back into [...]

Millions of Social Security beneficiaries, from retirees to disabled workers, will receive the cost-of-living adjustment, which is far less than last year's but still higher than average. More than 71 [...]

Millions of Social Security beneficiaries, from retirees to disabled workers, will receive the cost-of-living adjustment, which is far less than last year’s but still higher than average. More than https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf [...]

Missed payments will be reported as a forbearance rather than as delinquencies. But your credit score could still be affected. With federal student loan payments due again for the first [...]

Missed payments will be reported as a forbearance rather than as delinquencies. But your credit score could still be affected. With federal student loan payments due again for the first [...]

Policyholders should check the details of their auto insurance, which will automatically enroll them in extra spousal coverage -- even if they're single. Most of us don't spend time studying [...]

Policyholders should check the details of their auto insurance, which will automatically enroll them in extra spousal coverage — even if they’re single. Most of us don’t spend time studying [...]

Savers benefit from higher rates, but borrowers have faced bigger bills on credit cards, student loans and other forms of debt. Policymakers at the Federal Reserve will announce their latest [...]

A three-year payment pause ends in October. A more affordable repayment plan is available, and some borrowers will receive a fresh start. After about 42 months, the student loan payment [...]

A three-year payment pause ends in October. A more affordable repayment plan is available, and some borrowers will receive a fresh start. After about 42 months, the student loan payment [...]

He built Countrywide Financial into the country's largest mortgage lender, but its increasingly risky loans helped precipitate the 2008 financial crisis. Angelo Mozilo, a founder of Countrywide Financial who presided [...]

He built Countrywide Financial into the country’s largest mortgage lender, but its increasingly risky loans helped precipitate the 2008 financial crisis. Angelo Mozilo, a founder of Countrywide Financial who presided [...]

The Education Department announced that more than 800,000 borrowers would see their debt eliminated thanks to fixes made to its income-driven repayment programs. Tens of thousands of borrowers with federal [...]

Responses to queries about financial aid, 529 plans, need-blind schools and more. The Supreme Court decisions that struck down affirmative action programs and President Biden's student debt cancellation plan will [...]

Responses to queries about financial aid, 529 plans, need-blind schools and more. The Supreme Court decisions that struck down affirmative action programs and President Biden’s student debt cancellation plan will [...]

Those who didn't complete their degrees and many parents are among the borrowers likely to face challenging times ahead. The Supreme Court has barred the Biden administration from carrying out [...]

The administration took a step this fall that could make it easier for the most vulnerable student borrowers to clear their debts: https://www.nytimes.com/2020/11/07/your-money/student-loans-bankruptcy.html. Unlike credit card bills, medical bills and [...]

The pandemic pause on student loan payments will end soon, but a new system for calculating repayments may lower monthly bills. Now that the Supreme Court has blocked President Biden’s [...]

We will answer your questions about applying to, and paying for, college. With rulings from the Supreme Court on https://www.nytimes.com/live/2023/06/29/us/affirmative-action-supreme-court and https://www.nytimes.com/live/2023/06/30/us/student-loans-supreme-court-biden, the new college landscape might need navigating. What [...]

Savers benefit from higher rates, but borrowers have faced bigger bills on credit cards, student loans and other forms of debt. After raising interest rates 10 times over the past [...]

Weather-driven disasters are causing rates to skyrocket in high-risk regions. But there are things owners can do to save on costs. As the 2018 https://www.fire.ca.gov/incidents/2018/7/6/west-fire swept through Alpine, Calif., a [...]

Weather-driven disasters are causing rates to skyrocket in high-risk regions. But there are things owners can do to save on costs. As the 2018 West Fire swept through Alpine, Calif., [...]

A deal to raise the debt ceiling would require borrowers of federal student loans to resume paying for the first time since early in the pandemic. After a three-year break, [...]

The Supreme Court blocked President Biden’s debt cancellation plan. Borrowers must now resume payments for the first time in three years without that relief. After a three-year break, student loan [...]

Changes to fees applied to federal mortgages have led to a misconception that borrowers with low credit scores will pay less at the expense of borrowers with good credit. Mortgage [...]

The Supreme Court is deciding on student loan forgiveness and payments may resume in the coming months. How have you been coping and planning for the future? If you have [...]

The brokerage giant, which has been swept into the turmoil surrounding the banking sector, seemed to ease fears about its financial health in its latest earnings report. Charles Schwab generated [...]

Increasing attention to suspicious-seeming transactions has led to some people suddenly losing access to their bank accounts. The reasons are often a mystery. Naafeh Dhillon had just left the holiday [...]