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Banks tightened the criteria used to approve loans over the past year. Analysis shows that their tighter lending standards can be partially explained by economic conditions that reduce demand for loans and increase their potential risk, such as policy rate increases and a slowing economy. The unexplained part may reflect a restrained credit supply, specifically related to banks being less willing or able to take on risk. What are the potential economic consequences? Past credit supply shocks have had significant long-lasting effects on unemployment but less impact on inflation. [ABSTRACT FROM AUTHOR]

The article explores ways the generative artificial intelligence (AI) tool ChatGPT can support speech-language treatment. It presents the case of a student wherein therapy materials were developed by feeding ChatGPT a prompt to generate a story and could be used by SLPs. It outlines limitations of the therapy material including developmentally inappropriate semantics, orthography not distinguished from phonology and insufficient understanding of language disorders and treatment.

A brief Windows history It's funny, and a little sad, how Microsoft approaches new OS releases now, compared to when it brought out Windows 95. Microsoft's changing focus Once upon a time, the rollout of products like Windows 95 was driven less by needs of the market and more by the need to generate revenue. Microsoft's Windows 11 is now almost a year old and has gotten its first major update. [Extracted from the article]

The Japanese government's strong response to the economic fallout from COVID-19 presents an opportunity to examine whether expansionary fiscal policies raise long-term inflation expectations. Analyzing market-based estimates of long-term inflation expectations in Japan shows that announcements of government fiscal stimulus under COVID-19 had no meaningful impact on investors' long-term inflation expectations. This illustrates the challenge of moving long-term expectations after they become anchored below a central bank's inflation target, as they have been in Japan. [ABSTRACT FROM AUTHOR]

The US IT job market has experienced fluctuations in unemployment rates and job growth over the past few years. While there has been a decrease in job postings for IT professionals in some months, the overall demand for tech talent remains high. The tech sector has seen growth in areas such as AI, cybersecurity, and data analysis, with companies like Google, Amazon, and Apple still hiring. However, there is a shortage of qualified candidates to fill these positions. Salaries for IT professionals have been increasing, and remote work options have become more popular. The IT job market is projected to continue growing in the coming years, but there are concerns about inflation and a potential economic downturn. [Extracted from the article]

The article reports on the announcement by the American Library Association (ALA) and the Financial Industry Regulatory Authority's Investor Education Foundation on January 29, 2024 that 300 public libraries will receive a Thinking Money for Kids program kit.

According to reports from CompTIA, the tech industry in the US has seen growth in employment, with job growth led by new hiring in technology services, software development, cloud infrastructure, and related positions. The unemployment rate for tech occupations has decreased, and there are a variety of paths to a job in technology, with many job postings not requiring a four-year degree. The states with the highest volumes of tech job postings are California, Texas, and Virginia, and the most active metro areas are Washington, New York, Dallas, Chicago, and Boston. The demand for AI and machine learning skills remains high, and there is a global talent shortage in the tech industry. However, there have been recent layoffs in the tech sector, and the job market is stabilizing. The IT job market has seen fluctuations, but overall, the industry is growing and employers are actively hiring. The highest paid tech workers are engineering managers, and specialized engineers in AI, cybersecurity, data, and back-end engineering are in high demand. The tech industry has seen stable hiring throughout the year, but there is a shortage of available tech talent to fill job openings. Organizations in the IT industry have optimistic hiring plans, but there is a lack of available talent. The tech sector has added jobs every month for the past two years, but concerns over the health of the economy and inflation persist. The tech industry has experienced steady hiring growth for the past two years, but tech job postings had been declining until recently. The tech industry [Extracted from the article]

Every day, on average, two black nurses are referred to the nursing regulator over concerns about their practice. [ABSTRACT FROM AUTHOR]

The article talks about the opposition by the American Speech-Language-Hearing Association (ASHA) to the proposed fee cuts in the 2023 Medicare Physician Fee Schedule (MPFS) final rule issued by the U.S. Centers for Medicare and Medicaid Services (CMS). Topics covered include the expansion of the audiology provision advocated by the ASHA, the suggestion of ASHA on how to implement hearing assessments without a physician order, and ASHA's analysis on the MPFS.

Trained as an urban planner and known for innovative community spaces in Chicago, Gates is the first non-architect to design the annual event's centerpiece. See charleston.org.uk Reset: Toward a New Commons New York Through September 3, 2022 The Center for Architecture presents an exhibit that analyzes the role of architecture in relation to the dynamics of community. Upcoming Exhibitions Serpentine Pavilion 2022: Black Chapel by Theaster Gates London June 10-October 16, 2022 The 22nd annual Serpentine Pavilion in Kensington Gardens was designed by Chicago-based artist Theaster Gates, with architectural support from Adjaye Associates. [Extracted from the article]

A federal court ruling in Tucson, Arizona is expected soon regarding a lawsuit filed by Arizona Tribal Nations and environmental groups against the $11 billion SunZia transmission project. The plaintiffs are seeking to halt construction on 50 miles of the project, claiming it would damage an area of religious significance. The project, developed by Pattern Energy Group LP, aims to generate 3,000 MW of power for western states by linking a wind energy project in New Mexico. The tribes argue that they had requested a less harmful route for the project back in 2009. [Extracted from the article]

The article focuses on the growth of the energy industry job market, highlighting challenges in finding qualified workers despite significant job growth. Topics discussed include the factors contributing to job market expansion, difficulties in recruiting skilled labor, and efforts to address workforce shortages through training and educational initiatives.

Native American tribes in Oklahoma have had a significant economic impact on the state, contributing over $15.6 billion and generating additional revenue through partnerships with businesses. The tribes are involved in various industries, including gaming and hospitality, manufacturing, real estate, retail, and professional services. The Muscogee (Creek) Nation has made a substantial economic impact in Tulsa through its gaming and hospitality divisions, with plans for further growth. The Cherokee Nation is the largest tribe in the US and has a diverse portfolio of businesses, including gaming, federal contracting, and cultural tourism. The Osage Nation is focusing on the future of autonomous flight technology and is developing the Skyway36, an autonomous flight technology center. The center will also be prepared for advanced air mobility and will attract businesses in the drone industry. These developments have been supported by local municipalities and have the potential to bring economic growth and job opportunities to the region. [Extracted from the article]

The article discusses that Blockchain technology bears enormous implications for libraries and publishers. Topics discussed include the recent proliferation of NFTs introduces further opportunities for institutions eager to progress beyond legacy systems; and libraries are uniquely positioned to capitalize on the NFT upswell because their platforms are designed to distribute ideas, art, and community organization.

The article focuses on the application of precision technologies in cattle genetics and emphasizes the importance of aligning breeding objectives with farm or ranch goals. It reports on genetic tools such as crossbreeding and selection, highlighting the impact of environmental factors and economic considerations in trait selection. It discusses the factors influencing genetic change, including intensity of selection, accuracy, additive genetic variance, and generation interval.

The article discusses struggle of chemical distributors with price volatility and postponement of shipments with allocations from suppliers. Topics discussed include international supply-chain disruption caused by the COVID-19 pandemic, threat of product shortages due to Russian invasion of Ukraine and growth of operating gross profit.

The article features music industry veteran and Hipgnosis founder Merck Mercuriadis and his latest projects and advocacy as of February 2021. Also cited are how Mercuriadis managed the careers of artists like Beyoncé, Elton John, and Guns N' Roses, the investors in his company including Investec Wealth & Investment, Aviva Investors, and AXA Equitable, and his plan to convince songwriters to campaign for an increase in their royalties.

A political standoff in the US may delay semiconductor initiatives and raise concerns about the country's viability as a prime location for chip production. A provision that would have allowed projects funded by the 2022 CHIPS Act to skip federal environmental checks was removed from key defense legislation due to opposition from Republican lawmakers. Without an exemption from environmental reviews, semiconductor initiatives in Arizona and Ohio could face significant delays. This decision could have far-reaching economic implications, potentially leading to a stagnation in technological innovation and allowing other regions, such as Europe, India, and Japan, to gain an advantage in the global chips race. [Extracted from the article]

The top job slot went to fullstack developer, which offers a median annual salary of$130,000 and allows for a mostly remote or hybrid workplace.. Eight tech jobs were among the top 10 positions on Indeed's listthis year; that compares with just two tech jobs in the top 10 onlast year's list. February 2021 Even as the overall US economy struggled in January -- addingjust 6,000 private sector jobs and 49,000 jobs overall -- theseasonally adjusted IT job growth last month was 18,200,according to the latest figures from IT employment consultancyJanco Associates. Even as the US surpassed analyst expectations for jobs added to the economy last month, the tech sector is seeing a drop in hiring and salaries Using a much broader definition of IT, including sales positions,CompTIA estimated that 50,000 IT-related jobs were added inMarch across all industries, following a 178,000-job gain in inFebruary and a 78,000-job gain in January. Using a much broader definition of IT, including sales positions,CompTIA estimated that 50,000 IT-related jobs were added inMarch across all industries, following a 178,000-job gain in inFebruary and a 78,000-job gain in January. [Extracted from the article]

What lessons should we take from a difficult year--and what should our priorities be for 2021? Overcoming the harsh and uneven economic impacts of COVID-19 and returning to full employment and sustainable 2% inflation will be the Federal Reserve's chief concerns. But success will require us to have confidence in the power of our tools. The following is adapted from a presentation by the president and CEO of the Federal Reserve Bank of San Francisco to the Arizona State University Economic Forecast Luncheon on December 1. [ABSTRACT FROM AUTHOR]

An introduction is presented in which the guest editors discuss the theme of the issue, process industry economics being an inextricable part of chemical engineering education, reflecting its importance in professional practice.

The article emphasizes tourism as a sector providing diverse job opportunities, especially for youth in Africa with limited formal education. It underscores the potential of tourism in addressing widespread youth unemployment, highlighting its accessibility, economic impact and potential for personal growth.

The article informs that the U.S. Pentagon is using special contracting mechanisms to try to promote innovation and bring nontraditional partners into the acquisition fold, and the transaction authority agreements has increased. Topics include bureaucratic red tape and speed prototyping and delivery of new capabilities to the military; and transaction authority agreements could come under more intense scrutiny.

With interest rates high, cities and counties would have to "delay or cancel many projects, such as bridges and sewer system upgrades, until interest rates return to normal", Anthony continued. As debate over thedebt ceiling continues, cities and counties across the nation are facing an uncertain future as American Rescue Plan Act funding dries up. [Extracted from the article]

The article reports on the state of the U.S. construction industry in the first five months of 2020. Topics covered include the decline of the overall construction starts as the global coronavirus disease-2019 (COVID-19) continues, the negative impact of the pandemic and recession on the sector, and the stability of the construction material prices during the period.

Focuses on the changing situation of the U.S. airlines carrier United Airlines Inc. following the terrorist attacks of September 11, 2001. Analysis of the situation of US Airways Inc. and Southwest Airlines Corp.; Steps being taken by airline services to overcome the financial crisis faced by the industry.

Triggered by the pandemic, the remote work trend has taken off in recent years. As of last month, 13% of all American employees were fully remote, and 28% worked in some sort of hybrid arrangement, with the rest working fully on site. [Extracted from the article]

Se presenta una entrevista con el vicepresidente ejecutivo y gerente de desarrollo de negocios de la empresa, Uster Technologies AG, Sivakumar Narayanan. Los temas discutidos en la entrevista son los desafíos económicos para las empresas después de la pandemia de covid-19, las entregas de limpiahilos para el control de calidad en la hilatura y Múltiples desafíos globales para atender la creciente demanda de sus productos en la industria textil.

The objective is to increase real per capita income by about 20 per cent, based on an average GDP growth rate of 5.4 per cent and population growth rate of 1.9 per cent per annum during the Plan period. These factors will continue to affect economic activity in the medium-term; thus warranting policy reforms in the area for boosting the trading sector of the economy. By: Kiran Naqvi, While both exports and imports grew between 1998-99 and 2007-08, the sluggish economy, structural and policy issues have kept the ratios of exports, imports and trade short of the GDP from any significant growth. [Extracted from the article]

The article offers information on the performance of mergers and acquisitions (M&A) market in Ireland in 2015. According to law firm Matheson corporate partner Patrick Spicer, the early exit of Ireland from bailout instilled confidence that has driven growth in capital markets and M&A activity. Law firm William Fry lawyer Shane O'Donnell states that there is a significant amount of capital capable to be deployed in the M&A and there are positive indicators that should see deal making activity.

This article reveals that Carilion Clinic, a health system in Roanoke, Virginia, has adopted the patient-centered medical home model and made some serious headway. Topics discussed include the comment from Anthony Stavola, a family physician employed by Carilion Clinic, on how the model changed the way he practices medicine, the introduction of the first version of the patient-centered medical home in 2008, and participation in the medical-home model by 48,617 clinicians as of May 2015. INSETS: Upside & Downside: Medicare care coordination payment;Ochsner: Embracing mobile tech to boost chronic care.

The article discusses the need for speech-language pathologists (SLP) to demonstrate their value and support their scope of practice that it is vital to home health. It cites the Medicare payment system known as the Patient-Driven Groupings Model implemented on January 1, 2020 and the COVID-19 pandemic as factors that has brought a drastic change to home health care. It emphasizes the need for SLPs to determine what the home care agency values in SLP services.

The article offers information regarding the impact of the damage caused by Hurricane Harvey on the prices of feedstocks and resins in the U.S. as of September 2017. It discusses the increase in the prices of certain materials reported by purchasing consultants from Resin Technology Inc. (RTI) and Michael Greenberg of the Plastics Exchange in Chicago, Illinois including polyethylene (PE), polypropylene (PP), and polystyrene (PS).

The article discusses findings of a report conducted by the PM Food & Dairy Consulting on trends of demographic, political and economic factors which impacts the performance of world dairy industries from 2017-2025. The report examines the external developments to the dairy sector and analyzes the consequences in the supply and demand for dairy and milk products. It also adds the challenges for dairy sector on extended unpredictable events which may affect the performance of dairy industries.

The article offers information on how economy is at a crisis point-no joke. Topics include Americans of all political persuasions are looking for leadership that can quickly end this bizarre darkness in which we find ourselves, and the anticipated return to government assistance is helping fuel consumer spending before it starts to stutter again.

The article offers information on domestic and global economic conditions tend to affect cotton markets more precipitously than for grains, cereals and produce. Topics include the consumers can put off buying new shirts, bedding, or towels, but they can't quit eating, and the cotton plays a critical role in rural economies across the Cotton Belt and farmers continue to refine production and marketing strategies to keep the crop viable.

The article presents questions and answers related to Medicare beneficiaries including how to enroll in Medicare, whether audiologists and speech language pathologists (SLPs) can opt out of Medicare, and whether pediatricians can see adults and Medicare beneficiaries. INSET: 'Incident-to' Billing.

The article explores the challenges posed by the retirement of the members of the Baby Boom generation on the health care sector in the U.S. It explains that the number of retirement-age baby boomers will reach more than 71 million by 2029. It also predicts Medicare expenditures to reach one trillion dollars by 2022. The article also considers various strategies to cope with the health care demand of the baby boomers. INSETS: Teaming up on eldercare;EXECUTIVE CORNER.

The article discusses the aims of the Relative Value Scale Update Committee (RUC) of the American Medical Association (AMA), and other issues that put RUC on spotlight. It also discusses RUC's answers to various criticisms against them. Comments from research director David Muhlestein of Leavitt Partners LLC, medical director Dr. William L. Rich III of American Academy of Ophthalmology, and former board chairman Dr. Glen Stream of American Academy of Family Physicians (AAFP) are included. INSET: How RUC determines the value of health care.

The article offers information on good buildings have been defined by measurable benchmarks tied to creating wealth. Topics include the shelters were seen as tools that enabled vulnerable humans to survive, building performance metrics were likely determined by a community's population, and the success of these buildings was probably based on the number of people that the accumulated materials and food could support.

The article reports that the University of Georgia Center for Agribusiness and Economic Development conducted an economic impact study, which was used by Georgia's Rural Center to create a strategic plan for the Expo. Topics include strategic plan was determine the kind of impact the Expo has on the agriculture industry, economy, and local area; and educational opportunities available at event have created the view that Expo serves several groups, including students and the general public.

The article discusses the response of local fire departments along the New Jersey shore to the impact of Hurricane Sandy, which struck on October 29, 2012. Special focus is paid to the way local fire departments dealt with burning buildings, the search and rescue of residents, and assessing the damage caused by the storm.

The article discusses the recovery and reconstruction process after the Hurricane Sandy, which hit the U.S. states of New York and New Jersey at the end of October 2012. Special attention is paid to the damages caused by the hurricane on the landscape, infrastructure and buildings. Several assistance initiatives for supporting the rebuilding process, launched by individuals and organizations, are also discussed.

The article focuses on the mergers and acquisition of firms in chemical industry to cope with the sagging demand of chemicals. It mentions that major buyers in the industry includes BASF, Air Products & Chemicals, and Air Liquide. Topics of the article include movement of BASF into materials for advanced batteries in 2007, acquisition of BiotechMarine by Air Liquide in January 2013, and heightened selection criteria of Air Products in buying potential firms.