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Financial counsellors will help people struggling with BNPL debts and can even advocate on their behalf Getting help with BNPL debt If you find yourself struggling to keep up repayments to a BNPL service, there are concrete steps you can make to take control. 76% of BNPL users had struggled to make repayments THE SUMMER ISSUE Tackling BNPL debt When it comes to facing your finances, the first port of call is to address any debts. NEED TO KNOW £ As the cost of living rises, more and more people are succumbing to buy now, pay later (BNPL) debt. Start 2023 in control of your finances by dedicating some time to getting on top of any BNPL (buy now, pay later) debt, making sure your savings account is the best one for you, and giving your superannuation a health check. [Extracted from the article]

CHOICE product ratings are based on lab tests, expert assessments and consumer surveys. COMMENT Australians love a bargain, so the end of financial year sales are typically a peak season for retailers. Amex was recently taken to court by the Australian Securities and Investments Commission (ASIC) over sales practices that allegedly saw some people who thought they'd signed up to a loyalty scheme ending up with a credit card. [Extracted from the article]