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The article offers insights from several bankers on their outlook for the local economy in California for 2019. Among the bankers include Umpqua Bank executive vice president Richard Cabrera, HomeStreet Bank regional president Michael Hahn, and First Foundation chief executive Scott Kavanaugh. Topics they discussed include the impact of tax policy, volatility, and tariffs, the increase of deposit and credit rates earnings, and the rise of merger and acquisition (M&A).

The article inform the pandemic has caused an unparalleled shift to remote working, even with the upbeat vaccination announcement from Pfizer and Moderna.

The article provides an account of 2017-2021 business and investment immigration policy under the U.S. President-elect Donald J. Trump. Topics include questions relating to the EB-5 Investment Immigration Program, need of greater transparency for investors from the government, optional practical training (OPT) program, and visa categories.

A letter to the editor about the leadership of English National Opera (ENO) artistic director John Berry is presented.

Letters to the editor are presented in response to reports published in previous issues, including "By the People, For the People" in the January 30, 2013 issue, one commenting on the proposal of the Hawai'i state government to build the tallest building in the Islands in Kaka'ako and one proposing that the Honolulu city government to start a full-court press on issuing traffic tickets.

Two letters to the editors are presented including the need of the member of the U.S. Congress to spend less time raising funds and the impact of mortgage interest tax credit in boosting the housing market in the country.

Two letters to the editor are presented in response to articles in the previous issue such as on tax mortgages in the June 8, 2010 issue and proposed home tax credit scheme of Senator Harry Reid in the June 14, 2010 issue.