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Your search keyword '"Avery, Robert B."' showing total 21 results
Start Over Author "Avery, Robert B." Publication Type News
21 results on '"Avery, Robert B."'

1. The mortgage market in 2011: highlights from the data reported under the Home Mortgage Disclosure Act

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Henning, Nicholas W., and Stolarsky, Shira E.

Subjects
United States. Federal Housing Administration -- Political activity, United States. Department of Housing and Urban Development -- Political activity, United States. Department of Veterans Affairs -- Political activity, Wells Fargo & Co. -- Political activity, Financial disclosure -- Political aspects, Mortgages -- Ethnic market -- Political aspects, Banking industry -- Ethnic market -- Political activity -- Political aspects, Mortgage insurance -- Ethnic market -- Political aspects, Financial institutions -- Political aspects, Mortgages, Banking industry, Banking, finance and accounting industries, Business, Government
Abstract

Since 1976, most mortgage lending institutions with offices in metropolitan areas have been required under the Home Mortgage Disclosure Act of 1975 (HMDA) to disclose detailed information about their home-lending [...]

Published
2012

2. The mortgage market in 2010: highlights from the data reported under the home mortgage disclosure act

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Henning, Nicholas W., and Stolarsky, Shira E.

Subjects
United States. Federal Housing Administration, United States. Rural Housing Service, United States. Department of Housing and Urban Development, Mortgage insurance, Disclosure of information, Banking, finance and accounting industries, Business, Government
Abstract

The Continuing Role of Government in the Mortgage Market The HMDA data for 2008 and 2009 showed that the share of new mortgage loans either explicitly or implicitly guaranteed by [...]

Published
2011

3. The mortgage market in 2010: highlights from the data reported under the home mortgage disclosure act

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Henning, Nicholas W., and Stolarsky, Shira E.

Subjects
United States. Federal Housing Administration, United States. Department of Veterans Affairs, Financial disclosure, Consumer protection, Mortgages, Mortgage insurance, Mortgages, Banking, finance and accounting industries, Business, Government
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) is a consumer protection statute requiring most mortgage lending institutions with offices in metropolitan areas to publicly disclose detailed information about their [...]

Published
2011

4. The 2009 HMDA data: the mortgage market in a time of low interest rates and economic distress

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., and Canner, Glenn B.

Subjects
United States. Federal Housing Administration, United States. Department of Housing and Urban Development, United States. Federal Reserve Board, United States. Government National Mortgage Association, United States. Department of Veterans Affairs, Fair Isaac Corp., Financial disclosure, Financial services industry -- Ethnic market -- Prices and rates, Mortgage-backed securities -- Ethnic market -- Prices and rates, Insurance industry -- Ethnic market, Interest rates, Financial services industry, Insurance industry, Company pricing policy, Banking, finance and accounting industries, Business, Government
Abstract

Data made available annually pursuant to the Home Mortgage Disclosure Act of 1975 (HMDA) provide an opportunity to explore changes in mortgage market activity along a host of dimensions. (1) [...]

Published
2010

5. The 2008 HMDA data: the mortgage market during a turbulent year

Author

Avery, Robert B., Bhutta, Avery, Brevoort, Kenneth P., Canner, Glenn B., Gibbs, Christa N., Cooper, Cheryl R., and Coyer, Christine

Subjects
United States. Federal Reserve Board, Financial disclosure, Mortgage insurance -- Ethnic market -- Prices and rates, Company pricing policy, Banking, finance and accounting industries, Business, Government
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information about their home-lending activity. The information includes the [...]

Published
2010

6. The 2008 HMDA data: the mortgage market during a turbulent year

Author

Avery, Robert B., Bhutta, Neil, Brevoort, Kenneth P., Canner, Glenn B., Gibbs, Christa N., Cooper, Cheryl R., and Coyer, Christine

Subjects
United States. Federal Reserve Board, Financial disclosure, Mortgage insurance -- Ethnic market -- Prices and rates, Insurance industry -- Ethnic market, Banking, finance and accounting industries, Business, Government, Insurance industry, Company pricing policy, Ethnic market, Prices and rates
Abstract

[Note: This article is forthcoming in the Federal Reserve Bulletin.] The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly [...]

Published
2009

7. The 2007 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Cooper, Cheryl R., Gibbs, Christa N., Tsang, Rebecca, and Wallace, Sean

Subjects
Mortgage banks -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Home Mortgage Disclosure Act of 1975, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information about their home-lending activity. The information includes characteristics [...]

Published
2008

8. The 2006 HMDA data

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Tsang, Rebecca, and Wallace, Sean M.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial disclosure -- Laws, regulations and rules, Mortgages -- Laws, regulations and rules, Mortgage insurance -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government, Government regulation, Mortgages, Laws, regulations and rules
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required public disclosures from most mortgage lending institutions with offices in metropolitan areas. The release of the information, which includes the [...]

Published
2007

9. Higher-priced home lending and the 2005 HMDA data: (Table 8 revised September 18, 2006)

Author

Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B., Coslett, Caitlin G., and Wallace, Sean M.

Subjects
United States. Federal Reserve Board -- Laws, regulations and rules, Financial disclosure -- Laws, regulations and rules, Mortgage insurance -- Prices and rates -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government, Government regulation, Company pricing policy, Prices and rates, Laws, regulations and rules
Abstract

Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions with offices in metropolitan areas to disclose to the public information about the geographic location and [...]

Published
2006

10. New information reported under HMDA and its application in fair lending enforcement

Author

Avery, Robert B., Canner, Glenn B., Cook, Robert E., Mok, Shannon C., Coslett, Caitlin G., Dykes, Patricia J., and Freeland, Sylvia A.

Subjects
United States. Department of Housing and Urban Development -- Management, United States. Federal Reserve Board -- Management, Bank holding companies, Mortgage banks, Mortgages, Disclosure of information, Credit unions, Banking, finance and accounting industries, Business, Government, Mortgages, Company business management, Management
Abstract

Most lending institutions with offices in metropolitan statistical areas are required by the Home Mortgage Disclosure Act of 1975 (HMDA) to disclose information to the public about applications for home [...]

Published
2005

11. Community banks and rural development: research relating to proposals to revise the regulations that implement the Community Reinvestment Act

Author

Avery, Robert B., Canner, Glenn B., Mok, Shannon C., Sokolov, Dan S., and Tenkean, Onka L.

Subjects
Rural development -- Finance -- Laws, regulations and rules, Banking law -- Interpretation and construction -- Laws, regulations and rules, Community banks -- Laws, regulations and rules, Community Reinvestment Act of 1977, Banking, finance and accounting industries, Business, Government, Government regulation, Company financing, Finance, Interpretation and construction, Laws, regulations and rules
Abstract

Since 1977, the Community Reinvestment Act (CRA) has required that federally insured banking institutions--commercial banks and savings associations--be evaluated on their records of helping to meet the credit needs of [...]

Published
2005

12. An overview of consumer data and credit reporting

Author

Avery, Robert B., Calem, Paul S., and Canner, Glenn B.

Subjects
United States. Federal Reserve Board -- Reports -- Analysis, Consumer credit -- Reports -- Analysis, Banking, finance and accounting industries, Business, Government, Analysis, Reports
Abstract

For some time, the Board of Governors of the Federal Reserve System has sought to obtain more detailed and timely information on the debt status, loan payment behavior, and overall [...]

Published
2003

13. Changes in the distribution of banking offices

Author

Avery, Robert B., Bostic, Raphael W., Calem, Paul S., and Canner, Glenn B.

Subjects
Charters, Branch banks -- Management, Commercial banks, Banking, finance and accounting industries, Business, Government, Company business management, Management
Abstract

Over the past twenty years, major structural changes, including rapid consolidation among institutions, have altered the shape of the banking industry. Structural change has been driven by advances in technology, [...]

Published
1997

14. Credit risk, credit scoring, and the performance of home mortgages

Author

Avery, Robert B., Bostic, Raphael W., Calem, Paul S., and Canner, Glenn B.

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Credit management -- Methods, Risk management -- Methods -- Standards, Banking, finance and accounting industries, Business, Government, Mortgages, Risk management, Standards, Methods
Abstract

Institutions involved in lending, including mortgage lending, carefully assess credit risk, which is the possibility that borrowers will fail to pay their loan obligations as scheduled. The judgments of these [...]

Published
1996

15. Credit report accuracy and access to credit

Author

Avery, Robert B., Calem, Paul S., and Canner, Glenn B.

Subjects
Commercial credit -- Access control -- Management -- Laws, regulations and rules, Business reports -- Laws, regulations and rules -- Management, Banking, finance and accounting industries, Business, Government, Government regulation, Company business management, Access control, Management, Laws, regulations and rules
Abstract

Information that credit-reporting agencies maintain on consumers' credit-related experiences plays a central role in U.S. credit markets. Creditors consider such data a primary factor when they monitor the credit circumstances [...]

Published
2004

16. CRA Special Lending Programs

Author

Avery, Robert B., Bostic, Raphael W., and Canner, Glenn B.

Subjects
Finance -- Laws, regulations and rules, Banking, finance and accounting industries, Business, Government
Abstract

Increasing the flow of credit to lower-income households and communities has been the focus of many public-sector programs, such as those of the Federal Housing Administration and the Rural Housing [...]

Published
2000

18. Financial characteristics of high-income families

Author

Avery, Robert B., Elliehausen, Gregory E., Canner, Glenn B., Gustafson, Thomas A., and Springer, Julia

Subjects
Leisure class -- Economic aspects, Social accounting -- Research, Wealth -- Research, Banking, finance and accounting industries, Business, Government
Published
1986

19. Changes in the use of transaction accounts and cash from 1984 to 1986

Author

Avery, Robert B., Elliehausen, Gregory E., Kennickell, Arthur B., Spindt, Paul A., and Halperin, Marla

Subjects
Cash management -- Surveys, Checking accounts -- Surveys, Income maintenance programs -- Surveys, Banking, finance and accounting industries, Business, Government
Published
1987

20. The use of cash and transaction accounts by American families

Author

Avery, Robert B., Elliehausen, Gregory E., Kennickell, Arthur B., Spindt, Paul A., DeMarco, Garland, and Springer, Julia

Subjects
Personal finance -- Management, Consumer credit -- Statistics, Bank accounts -- Management, Banking, finance and accounting industries, Business, Government
Published
1986

21. Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act

Author

Avery, Robert B., Bostic, Raphael W., Calem, Paul S., Canner, Glenn B., Bryant, Kelly A., and Matson, John E.

Subjects
Mortgage banks -- Marketing -- Statistics, Mortgages -- Statistics -- Marketing, Banking industry -- Analysis -- Statistics -- Marketing, House buying -- Statistics -- Analysis, Community Reinvestment Act of 1977, Banking, finance and accounting industries, Business, Government, Company marketing practices, Mortgages, Banking industry, Statistics, Analysis, Marketing
Abstract

Consolidation among banking institutions has substantially changed the structure of the banking industry. Between 1975 and 1997, the number of commercial banks and savings associations declined more than 40 percent. [...]

Published
1999

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