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Seven 2001 issues of the newsletter of TASH, formerly The Association for Persons with Severe Handicaps, comprise this document. Each issue typically contains news items, a column by the organization's executive director, reports from special interest groups, legislative testimony, conference information, and several major articles relating to equity, quality and social justice for people with disabilities. The February through November/December 2001 issues address: (1) self-determination, which includes the articles On Choice (Steven J. Taylor), Reflections on Risk (Dick Sobsey), Self Determination (Liz Obermayer), and Securing the Future for People with Disabilities (Al Etmanski); (2) families planning together, which includes A Recovering Behaviorist (Jim McFalls), The Path to Community Participation (Dale Borman Fink), Families Planning Together (Michael W. Smull and others), The Evolution of an Unlikely Partnership between Researchers and Culturally Diverse Families: Lessons Learned (Betsy Santelli and others), and Draft Principles for Individual and Family Self-Determination Partnerships; (3) increasing homeownership opportunities for people with disabilities, which includes articles on Unlocking a Universe of Opportunities in Housing (Becca Vaughn), Expanding Our Thinking on Housing Choice (Charlene Dwyer and Jerry Vogt), Sharing Their Story: The Massarelli Family Shows Legislators the Value of Homeownership (Catriona Johnson and others), and Accessible Home Mean Barrier-Free Friendships (Laura Hershey); (4) the agenda and workshops offered at the 2001 TASK conference; (5) transition as a component of the education process, which includes the articles Inclusion Goes to College: A Call to Action (Cate Weir and others), High School Inclusion + Seamless Transition = Desired Outcomes (Caren Sax and others), and Transition Is a Component of the Education Process (Richard L. Rosenberg and Bonnie Bolton); (6) building friendships and community connections, which includes Fully Funding the IDEA? How about Fully Complying with the IDEA? (Reed Martin), For Whom the Bell Tolls: Relationships, Love and Marriage for People with Developmental Disabilities (Dave Hingsburger), Attitude, Educational Practices Serve as Barriers to Friendship (Zech Rossetti and Carol Tashie); and (7) issues in early child care and education, which includes Young Childrens Citizenship in the Literate Community: Significant Disability and the Power of Early Childhood Inclusion (Chris Kleiwer and others), Early Childhood Intervention Personnel Preparation: Backward Mapping for Future Planning (Pamela J. Winton), and A Guide to Achieving Successful Inclusive Child Care--The Harry Potter Way (Peggy Florio). (CR)

Issues concerning mortgage-backed student loans are examined, with attention to the new tax law, policy and practical concerns that a college should address before starting this type of loan program, public policy issues, and two types of plans. The Tax Reform Act of 1986 phases out the deductibility of consumer interest charges and as a result will cause the expense of most loans to increase. However, loans secured by a home mortgage are fully deductible, and special consideration is offered for home loans used to finance educational and medical expenses. The following requirements that must be met are discussed: qualified residence interest, qualified indebtedness, and qualified educational expenses. Colleges should consider administrative and logistical problems before beginning a mortgaged-backed lending program, including title searching and mortgage recording. Public policy issues include: whether higher education may abuse the tax law for self-serving reasons, whether colleges will compete unfairly with the commercial sector, and whether the plans are fair to students and their families. Information is provided on two protypical programs offered by the University of Pennsylvania and the Massachusetts Education Loan Authority. (SW)

You've got log walls and a roof over your head. Now, it's time to accessorize. Use this guide to furnish your home from top to bottom with one-of-a-kind style. What [...]

Glass box extensions come in all shapes, sizes and designs, making them hugely popular with homeowners for all types of houses--they're just as suitable for adding a modern twist to [...]

About 20 anglers and homeowners are already anchored at Bayard Point, a conservation area south of Green Cove Springs, when the St. Johns Riverkeeper skiff motors up. It's April 15, [...]

This article from Australian House & Garden discusses the renovation of a heritage-listed home in Sydney's Lower North Shore. The owners of the house connected with Chrissie Jeffery, the owner of No Chintz textiles store, and collaborated with her to bring their renovation vision to life. The renovation was done in two stages due to heritage restrictions, with a new kitchen-living-dining room added in the first stage and an additional level with a bedroom, dressing room, ensuite, and living room added later. The owners and Chrissie incorporated vibrant colors, patterns, and textiles throughout the house, creating a joyful and personalized space. The article also mentions that the house provided ample space for the family during the COVID-19 lockdown. [Extracted from the article]

This article from Country Homes & Interiors tells the story of James and Rose Fox, who transformed a compact country cottage and adjacent barn into a magnificent family home. The property, located in rural Kent, was originally built in the early 1600s and was converted into a "forever" home by James. Rose, who grew up in Thailand, brought her eclectic style to the home, seamlessly blending Asian and English influences. After a devastating flood in 2019, the couple had to rebuild the entire structure, but they used the opportunity to make positive changes, such as relocating the kitchen for better entertaining space. The article also includes information about the house's features and recommendations for local attractions and shops. [Extracted from the article]

This article discusses the transformation of a 1950s mock Tudor house in Surrey into a modern and family-friendly home. The owners, Maya Modha and her husband Gus, were initially unsure about the extensive renovation needed, but they were drawn to the location and the beautiful grounds. With the help of interior designer Bradley Pickering-Taylor and his team, the house underwent a year-long renovation that included opening up the space, raising the ceilings, and adding a central staircase. The result is a light-filled interior with statement pieces, luxurious textures, and rich colors. Maya and Gus are thrilled with the design and consider living in the house a dream come true. [Extracted from the article]

The article focuses on the legal requirements for obtaining a permit for tree removal or modification in Germany, specifically the necessity for an expert opinion to be submitted by property owners. It discusses the obligations of municipalities and the implications of existing regulations surrounding tree protection, emphasizing the importance of balancing public safety with private property rights.

Effie Gibson and her husband Darren Phizacklea have transformed an ancient cottage in the Sussex Weald into a magical home. The cottage, dating back to the late 16th century, had suffered from neglect and required extensive repairs. Effie and Phiz employed local tradespeople to restore the cottage, preserving its historic charm. The interior design is simple and showcases the cottage's unique features, with vintage ceramics and curios adding a touch of nostalgia. Effie's own ceramic creations, influenced by the Japanese concept of wabi sabi, fit seamlessly into the cottage's aesthetic. The couple's love for the countryside is evident in their appreciation for wildlife and local attractions. [Extracted from the article]

This article discusses the transformation of an 18th-century farmhouse in Gloucestershire into a new home for Liz and Richard Wilkinson. The couple, who previously ran a residential center for inner-city children, wanted to create a space that blended their family's history with the property's past. Their daughter, an interior designer, helped them achieve this by incorporating handmade elements, reusing existing furniture, and selecting tiles with interesting finishes. The redesign also included the creation of a vaulted bedroom and a playroom for their grandchildren. The article highlights the couple's love for the countryside and their enjoyment of simple pleasures. [Extracted from the article]

This article discusses the renovation of a barn conversion in Sussex. The owner, who had been following the designer on Instagram, approached her for help in transforming the rundown and poorly laid out barn into a family home. The designer worked closely with an architect to create a layout suitable for young children, raising the roof in some areas and removing old beams. The finished home features a grand staircase, upholstered window seats, and a cohesive interior design that reflects the owner's taste for calm and faded tones. [Extracted from the article]

The article discusses how racist government-sponsored mortgage loan practices in the 1930s and '40s led to the segregation of metropolitan areas in the United States, with many of those boundaries still existing today. The author, an English teacher, used interactive maps to help students understand the impact of past housing policies on their present neighborhoods. Through exploring historical maps, restrictive covenants, and demographic data, students gained insight into how racist policies shaped their city's racial divisions and the lasting impact of segregation on opportunity, income, and health. The article emphasizes the importance of educating students about the roots of racism and its ongoing effects on society. [Extracted from the article]

This article features personal stories from Real Simple readers about their most memorable trips. The first story is about a couple's trip to Croatia, where the narrator realized they wanted to marry their girlfriend while watching a sunset. The second story is about a woman's trip to Mexico to connect with her family's heritage and meet relatives for the first time. The third story is about a family canoe trip in Maine, where they bonded and found a new mantra. The fourth story is about a woman's solo trip to Seattle after a breakup, where she found healing and self-love. The final story is about a mother-daughter trip to Japan, where they bonded and created lasting memories. [Extracted from the article]

Anne Spratling and John Ayris unexpectedly found themselves renovating a former vicarage in a small Kent parish after a chance conversation with friends. The couple were accepted by the community and purchased the property, which was originally a four-bedroom house with a granny annexe and conservatory. They made changes to the disjointed layout and worked with architects to create a new extension, car port, swimming pool, and first-floor main bedroom. The couple now enjoy living in the house throughout the seasons, welcoming visitors and orphaned lambs in the summer and cozying up in the snug during the winter. [Extracted from the article]

Designer Alina Wolhardt has created a relaxing holiday home for her client, Lilli Gordon, who wanted a place where her family could gather and enjoy outdoor activities like kayaking. The house underwent renovations and extensions to create an open layout concept and a new landscaped pool area. The design scheme combines classic and contemporary architectural details with furniture pieces upholstered in textural fabrics, creating a welcoming and timeless space. The completed house feels lived-in and has a mix of vintage pieces that add soul to the design. [Extracted from the article]

HOMEOWNERS Clive Barrett and Sue Prytherch LOCATION Cambridgeshire PROJECT Newbuild HOUSE TYPE Detached 1.5-storey, four-bedroom house SIZE 375[m.sup.2] house; 55[m.sup.2] garage BUILD ROUTE Builder, subcontractors, DIY BUILD TIME 16 months [...]

HOMEOWNERS Mike and Jane Cuva HOUSE TYPE Detached two-storey five-bedroom house HOUSE SIZE 375[m.sup.2] LOCATION Woking, Surrey PROJECT Extensive remodel and extension BUILD ROUTE Self-managed subcontractors and DIY BUILD TIME [...]

HOMEOWNERS Teresa Townsend and Keith Hayes LOCATION Devon PROJECT Class Q barn conversion HOUSE TYPE Detached four-bedroom house SIZE 492[m.sup.2] BUILD ROUTE Architect and building company BUILD TIME 16 months [...]

DECKING AVON PLASTICS Designed for aesthetics, durability and longevity. Armadillo Decking offers a 50-year, non-prorated warranty. The warranty is backed by research, development and rigorous testing and is offered to [...]

In New York State, there are 2.8 million acres of residential lawns. This staggering statistic highlights how much of our state is dedicated to idealistic lawns and yards. Heavily manicured [...]

Built in the garden of her listed cottage, Sally Robinson's contemporary new detached house was studiously designed to be a fully accessible lifetime home HOMEOWNER Sally Robinson LOCATION Northamptonshire PROJECT [...]

Granny flat. Casita. She shed. Carriage house. In-law suite. There are as many names for accessory dwelling units (ADUs) as there are uses, from workfrom-home offices to backyard yoga studios [...]

New research from British Gas has found that Brits are confused about tackling energy efficiency in the home. Polling UK homeowners, the energy giant found that a whopping 74% find [...]

AGAINST the backdrop of an aging housing stock and high mortgage rates, many homeowners find they might be staying put longer than they anticipated. Consequently, they have become more willing [...]

The custom home created by Portico Homes was initially designed to be a showhouse in the Heron's Bay neighborhood of Lake Caroline. It only took observing the initial stages of [...]

It's not every day that a new HVAC company enters the U.S. market. However, thanks to a $33 m illion investment led primarily by environmental venture capital firms, such as [...]

The advent of smart home technology has revolutionized the way homeowners interact with their living spaces. And it will likely continue, as home automation is expanding in just about every [...]

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The offers and details on this page may have updated or changed since the time of publication. See our article on (https://www.businessinsider.com/personal-finance/mortgages/current-heloc-rates) Business Insider for current information. Affiliate links for [...]

Owning a home in high-climate risk states like Florida is becoming tougher amid rising costs. Still, owning may be preferable as renters have significantly less policy support than homeowners. Experts [...]

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WRITTEN BY LAURA SHIMKO PHOTOGRAPHY BY STACY ZARIN-GOLDBERG DESIGN BY GTM ARCHITECTS BRIGHT IDEAS. With raised-panel cabinets; a calm, neutral palette; and hardware and lighting that look and feel old, [...]

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Byline: Marc Lutz In a move to help one of the largest segments of homebuyers, several Realtors have earned certification to help educate and aid clients. Ten of Caldwell-based Berkshire [...]

EFU General in collaboration with Faysal Bank Limited (FBL) is proud to announce the launch of the 'EFU Mehfooz Ghar Takaful Plan,' a groundbreaking house Takaful plan designed to provide [...]