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Summary: In the current competitive scenario, the banking industry must contend with multiple challenges tied to regulations, legacy systems, disruptive models/technologies, new competitors, and a restive customer base, while simultaneously pursuing new strategies for sustainable growth. Banking institutions that can address these emerging challenges and opportunities to effectively balance long-term goals with short-term performance pressures could be aptly rewarded. This book comprises a selection of papers addressing some of these relevant issues concerning the current challenges and opportunities for international banking institutions. Papers in this collection focus on the digital transformation of the banking industry and its effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the industry, the connections between sustainability and financial performance, and other general sustainability and corporate social responsibility (CSR) topics related to the banking industry. The book is a Special Issue of the MDPI journal Sustainability, which has been sponsored by the Santander Financial Institute (SANFI), a Spanish research and training institution created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support, and promote knowledge, study, talent, and innovation in the financial sector.

"Perspectives on University Learning Workshops" brings together conference papers from the 11th International Conference of University Learning Workshops in February 2018 in Erfurt. It invites you to immerse yourself in the broad discourse on conceptual considerations, research and practical experiences in and about university learning workshops. Emphasising the interplay of individual, community, thing and space, four thematic fields and interdependent relationships that are constitutive for university learning workshops will be addressed: What opportunities and challenges do learning workshops offer for individual development? How can cooperative and collaborative learning processes be promoted in communities? What is the significance of things, artefacts, media, technologies for learning and education in learning workshops? How are different discursive practices and learning processes realised in spaces and spatial constellations of learning workshops? Translated with www.DeepL.com/Translator (free version), „Perspektiven auf Hochschullernwerkstätten“ bündelt Tagungsbeiträge der 11. Internationalen Tagung der Hochschullernwerkstätten im Februar 2018 in Erfurt. Es lädt dazu ein, in den breiten Diskurs über konzeptionelle Überlegungen, Forschungen und Praxiserfahrungen in und über Hochschullernwerkstätten einzutauchen. Mit der Betonung des Wechselspiels von Individuum, Gemeinschaft, Ding und Raum werden dabei vier Themenfelder und Interdependenzbeziehungen aufgegriffen, die für Hochschullernwerkstätten konstitutiv sind: Welche Chancen und Herausforderungen bieten Lernwerkstätten für die individuelle Entwicklung? Wie können kooperative und kollaborative Lernprozesse in Gemeinschaften gefördert werden? Welche Bedeutung haben Dinge, Artefakte, Medien, Technologien für Lernen und Bildung in Lernwerkstätten? Wie realisieren sich in Räumen und Raumkonstellationen von Lernwerkstätten unterschiedliche diskursive Praxen und Lernprozesse? (DIPF/Orig.)

This volume contains a collection of papers which deal with Romance linguistics from the perspective of discourse and interaction. Some contributions cover areas such as spoken corpora, speech and linguistic description, and phonetic aspects of speech. Others focus on multimodality, pragmatics, and conversation and discourse, and there are also contributions which deal with speech and sociolinguistics, and speech in multilingualism/bilingualism. This volume is multilingual, containing as it does contributions written in English, French, Italian, Portuguese and Spanish.

New genetic technologies cut across a range of public regulatory domains and private lifeworlds, often appearing to generate an institutional void in response to the complex challenges they pose. As a result, a number of new social formations are being developed to legitimate public engagement and avoid the perceived democratic deficit that may result. Papers in this volume discuss a variety of these manifestations in a global context, including: genetic data banks committees of inquiry non-governmental organisations (NGOs) national research laboratories. These institutions, across both health and agriculture, are explored in such diverse locations as Amazonia, China, Finland, Israel, the UK and the USA. This volume exhibits a clear thematic coherence around the impact of the new genetics and their associated technologies on new social formations, and the case studies included have a significant international focus, showing a balance between theoretical and empirical approaches in this rapidly changing field. This innovative new volume will be of interest to postgraduates and professionals in the fields of sociology, social anthropology, science and technology studies, and environmental studies.