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Small businesses often face a high risk of bankruptcy and harsh financing conditions, which can hamper them from engaging in innovation. This paper investigates whether a bankruptcy system that guarantees a good recovery rate for creditors in case of firms’ liquidation stimulates small businesses’ innovation investments through lower interest rates and therefore easier access to credit. With the help of a borrower-lender model, we derive insights about the interactions between bankruptcy recovery rate, borrowing interest rates and firms’ investments in innovation. The model gives theoretical underpinnings for a subsequent empirical analysis. By using a crosscountry sample of micro (1–9 employees)-, small (10–49 employees)-, and medium (50–249 employees)-sized enterprises (MSMEs), our study provides three main results. It shows that an increase in the bankruptcy recovery rate a) is positively associated to MSMEs’ investments in innovation (investment effect); b) reduces the share of MSMEs that are credit constrained because the cost of borrowing is too high (constraint effect); c) reduces the interest rates dispersion for highly profitable MSMEs (dispersion effect). Overall, our findings suggest that improving creditors recovery rate can help promote the innovative behaviour of small businesses through easier financing conditions.

This study aims to determine factors impacting the intention of Micro, Small, and Medium Enterprises (MSMEs) in using fintech lending applications as an optional source of business financing using the technology acceptance model approach. The population in this study were MSMEs in Indonesia. Samples were taken by purposive sampling with the criteria of having used a licensed fintech lending application for business financing. The samples used were 171 samples. This study used structural equation model (SEM) as the analysis technique. The results of this study showed that Perceived Ease of Use had an impact on Perceived Usefulness but had no effect on Attitude Toward Using. The factor Perceived Usefulness had an effect on Attitude Toward Using, and Attitude Toward Using influences Behavioral Intention to Use. Fintech companies can play a role by providing education and empowerment to foster understanding of digital literacy for MSME stakeholders. The governments need to develop policy frameworks that can balance innovation and risk mitigation. RESUMO Este estudo tem como objetivo determinar os fatores que impactam a intenção de Micro, Pequenas e Médias Empresas (MPMEs) em usar aplicativos de empréstimo fintech como uma fonte opcional de financiamento de negócios usando a abordagem do modelo de aceitação de tecnologia. A população neste estudo eram MPMEs na Indonésia. As amostras foram coletadas por amostragem intencional, selecionando indivíduos com base no critério de terem utilizado um aplicativo de empréstimo fintech licenciado para financiamento de negócios. A amostra consistiu de 171 indivíduos. Este estudo utilizou o modelo de equação estrutural (SEM) como técnica de análise. Os seus resultados mostram que a Facilidade de Uso Percebida tem impacto na Utilidade Percebida, mas não teve efeito na Atitude Face ao Uso. O fator de Utilidade Percebida tem um efeito na Atitude Face ao Uso, e Atitude Face ao Uso influenciam a Intenção Comportamental de Uso. A empresa fintech pode desempenhar um papel ao fornecer educação e capacitação para promover a compreensão da alfabetização digital para as partes interessadas das MPME. Os governos precisam desenvolver estruturas políticas que possam equilibrar inovação e mitigação de riscos.

This study aims to see the growth performance of the halal industry through the perspective of business actors within the framework of tolerance and the creative economy. The city of Salatiga was chosen as the research location because it has the achievement of being the most tolerant city in Indonesia; this is a new reference base for developing the halal industry from a sociocultural perspective. Through qualitative research with a case study approach, the key person for this research is the Head of the MSMEs Division of the Cooperatives and MSMEs Office of Salatiga City and 22 MSMEs entrepreneurs who will receive free halal certification services in 2021. The data obtained in the form of primary data are analysed using the Atlas t.i application. The data is then validated through triangulation of data with secondary data. The research instrument was developed from the halal balanced scorecard theory, which has four (4) perspectives: learning and growth, internal business, customer, and financial. The results of the data analysis show that government support significantly impacts the process of growing MSMEs awareness to learn to provide halal guarantees for the products they produce. This affects their internal business, so they always evaluate critical points in their production activities. This is done because running a business on a consumer-oriented basis so that halal needs must be met to gain consumer confidence in the end financially, their income has increased. Based on these results, this research can be a recommendation for BI, KNEKS, and the Ministry of Cooperatives and MSMEs to determine the policy direction for developing MSME-based halal industries based on the approach of social and cultural values that still need to be prioritised.

Purpose: The Government Schemes and policies along with Digital innovation are accelerating the growth and opportunities for MSMEs for inclusive economic growth and Sustainability through Entrepreneurship for transforming MSMEs/SMEs both in rural areas and urban areas, the innovations are catalysts for social, and economic development with associations such as NITI Aayag, FICCI, CII, ONDC, OCEN, NDEAR NPCI-peer to peer lending. PMMY, ASPIRE, the Pharmaceutical Technology upgradation assistance Scheme (PTUAS), CGSSD-(Credit Guarantee Scheme for Subordinate Debt), Self-reliant India Fund for equity infusion through Fund of Funds (FoF], Skill India, Startup India, Make in India, FDI norms, Ease doing Business(EodB), FinTech Digital lending, Udyam, CLCS - [Credit Linked Capital Subsidy for technology up-gradation], Mudra, Coir Board, Khadi and Village Commission, Khadi e-market portal for the vocal to local, E-marketplace(GeM),The New Logistics Policy, and zero defect and zero effect revision of MSME Classification, PMEGP, Atma-Nirbhar Bharat Abhiyan (ANBA) packages for The MSME/SME sector too contributes extensive employment opportunities, industrial production, exports, contributing to GDP, SHGs programmes under the startup village Entrepreneurship Programme (SVEP), PMKVY, National Skill India Mission GST exemption for SHG with support of NABARD, SIDBI, the backbone for MSMEs in financing Green sectors like renewable energy (RE) Industries, Health Products, Agriculture and electric vehicles (EVs), Technology Centers(TCs) in policy framework promotes the sustainable Development Goals(SDGs), Atma Nirbhar MSMEs and to achieve 5 trillion dollar economy. Design/ Methodology/Approach: The research is based on secondary data collected from the annual report, Newspaper articles, news, website and published data of the Ministry of MSMEs and both the conceptual and empirical studies have been reviewed. Findings/Result: This paper analyses economic growth through various schemes such as ECLGS, startup India SAMRIDH, Startup India Seed Fund scheme to SME,MSME, and Atmanibhar Bharat contribution towards MSME and SME. It also focused on the importance of ONDC, OCEN, and NDEA to enhance the productivity, fintech, and smooth functioning of E-Commerce and also create functions and opportunities for a job which leads to uplifting the economy of the country. Originality /Value: BDEF approach, i.e., Better customer experience, Decision making, Empowerment and entrepreneurial competence, and Facilitating speedy execution of business processes are the main key factors to achieve MSMEs /SMEs for sustainable and Inclusive Economic Growth. Social Impact: This research is expected to provide the impact of government Schemes and digital frameworks to build and strengthen the MSMEs for sustainable development, global trend and social changes. Paper Type: Viewpoint

The Covid-19 pandemic that is currently ravaging Indonesia, especially in Bali, has caused Micro, Small, and Medium Enterprises who had not previously used digital platforms as an alternate method of payment to do so. The existing lack of understanding among MSMEsplayers in Padangsambian village regarding the usage of digital payment systems would almost surely reduce customer interest in transacting with the items on sale. As a result of the issues, there will be educational outreach on the benefits of digital payment platforms for MSMEs through the usage of an e-wallet. The purpose of this socialization is to increase the knowledge of MSMEs owners so that they can take advantage of the e-wallet platform as an alternative digital payment tool in the midst of a pandemic, so as to increase the effectiveness and attractiveness of consumers in making transactions. The method used is to implement a communication strategy to the owners of Micro,Small and Medium Enterprises (MSMEs). The results of this socialization will help MSMEs in Padangsambian village to increase sales and become more competitive in the digital era., Pandemi Covid-19 yang dihadapi Indonesia khususnya di Bali saat ini, memaksa usaha mikro kecil dan menengah yang sebelumnya tidak menggunakan platform digital sebagai alternatif alat untuk pembayaran kini harus menerapkan dalam usaha mereka. Minimnya pengetahuan para pelaku UMKM di desa Padangsambian Bali saat ini akan manfaat dari platform pembayaran digital tentu akan berakibat pada menurunnya tingkat ketertarikan konsumen untuk melakukan transaksi terhadap produk yang ditawarkan. Melihat permasalahan yang terjadi, maka akan dilakukan sosialisasi edukasi mengenai manfaat dari platform pembayaran digital melalui pemanfaatan e-wallet bagi UMKM. Tujuan dari program sosialisasi edukasi untuk meningkatkan pengetahuan pemilik UMKM agar dapat memanfaatkan platform e-wallet sebagai alternatif alat pembayaran digital ditengah pandemi sehingga dapat meningkatkan efektifitas serta daya tarik konsumen untuk melakukan transaksi. Metode yang digunakan adalah dengan menerapkan strategi komunikasi kepada pemilik usaha mikro kecil dan menengah (UMKM). Hasil dari sosialisasi ini akan membantu UMKM di desa Padangsambian untuk meningkatkan penjualan dan menjadi lebih kompetitif di era digital.

Purpose: Over the decades MSMEs have been reckoned as the driving force of the Indian economy and they have geared up the industrialization process to a large extent. This sector contributes about 40 percent towards the export of the country and attracts Foreign Direct Investment. India is privileged as a global manufacturing corridor by encouraging and supporting MSMEs to create employment opportunities, especially in rural areas, and to increase the purchasing power of individuals at the bottom of the pyramid. In this scenario, efforts have been made: one, to study the role of MSMEs in the Indian economy, and two, to do the Strengths, Weaknesses, Opportunities, and Challenges (SWOC) analysis, for understanding the internal and external factors which influence the MSMEs. Design/Methodology/Approach: Present paper adopted conceptual research, based on the secondary data gathered from various statutory bodies like RBI and annual reports of the Government Ministry of MSME, research papers published in refereed journals and websites. Findings/Results: MSMEs contribute to generating employment, by mitigating regional imbalances through the development of business in economically backward areas. Likewise, they generate a significant contribution to improving the Gross Domestic Product of India. During the recent pandemic period, it contributed 30% towards GDP. Within the MSME sector, while 630.52 lakh enterprises are operating in a micro-sector, 3.3 lakh and 0.05 lakh enterprises are operating in the small and medium sectors respectively. More than 51% of MSMEs are established in rural regions and 49% in urban regions. The study observes that there is parity between rural and urban areas. At present, MSMEs provide 110 million employments, out of which 76% are male and 24% female based on gender. This sector has many strengths and weaknesses. Likewise, it also provides greater opportunities to uplift the Indian Economy by initiating the activities like Atmanirbhar Bharat and Production Linked Scheme (PLC), incentives, subsidies, and funding support. These policy changes will push the MSMEs to face global competition and facilitate India as the manufacturing hub of the world. Value: Apart from providing a broad view of MSMEs’ performance in India, this paper attempts to analyze such performance within the Strengths, Weaknesses, Opportunities, and Challenges (SWOC) framework. Researchers, who would like to have an impressionistic view of the MSME sector in the Indian economy during the recent past, can make the best use of this paper. Paper Type: Performance Analysis of MSMEs is a case study.

Purpose − This study examines the effect of knowledge of Islamic FinTech products and services of Micro, Small, and Medium Enterprises (MSMEs) actors on their intentions to adopt it.Methodology − This study adopts a quantitative method with primary data filled in by MSME actors in Indonesia. A hundred samples were analyzed using Partial Least Square - Structural Equation Modeling (SEM) by SmartPLS software.Findings − The results showed that both Perceived Usefulness (PU) and Perceived Ease of Use (PEoU) were empirically proven to have a significant positive effect on Attitude Toward Behavior (ATB). Likewise, ATB has been proven to be significant in mediating PU and PEoU on the Behavioral Intention (BI) of MSME actors in using Islamic FinTech products and services. The main finding in this research is that the higher the knowledge/literacy of Islamic finance by MSMEs, the more they will strengthen their intention to use FinTech products.Implications − The socialization of Islamic FinTech products and services by regulators such as the Financial Services Authority through collaboration with the industry players, professional and expertise organizations, the Muslim entrepreneur community, and universities need to be continuously to improve Islamic financial literacy. In addition, amid ongoing business digitalization, MSMEs are expected to be integrated with FinTech, not only in terms of funding but also in improving business performance regarding operations, finance, human resources, and others.Originality − This paper extends TAM with product knowledge on objects in the form of MSME actors in Indonesia.

Financial literacy has been recognized as a crucial factor in the success of micro, small, and medium-sized enterprises (MSMEs). Therefore, this study aims to investigate the impact of financial literacy practices on the business performance of MSMEs. Specifically, it aims to identify the financial literacy practices that are most effective in improving the financial management skills of MSME owners and their impact on the growth and sustainability of their businesses. This study applies descriptive quantitative research design with convenient selection of participants. The primary gathering tool was a modified survey questionnaire. The data gathered from the survey questionnaire was analyzed and interpreted using interval data measurement on a Five-point Likert scale. The study is significant as it provides insights into the factors that contribute to the success of MSMEs and highlights the importance of financial literacy in promoting entrepreneurship and economic development. The findings of this research will be of value to policymakers, business owners, and other stakeholders in the MSME sector, as they seek to promote the growth and sustainability of small businesses. It came to light that digital marketing strategies significantly affects customers’ brand awareness to a great extent with a Pearson r correlation coefficient value of 0.920 interpreted as ‘Very Strong Correlation.&rsquo

This research aims to determine the effect of total quality management implementation on MSMEs performance in the Culinary Sector MSMEs in Antapani District, Bandung. Measuring the implementation of total quality management uses the characteristic dimensions of total quality management and performance measurement uses the performance dimensions of MSMEs. The type of research used is quantitative research using primary data from MSMEs and IBM SPSS v25 application. The population in this study is the owner of the Culinary Sector SMEs in Antapani District, Bandung. Based on data from the Bandung City Cooperatives and UMKM Service, the number of owners of the Culinary Sector MSMEs in Antapani District, Bandung is 56 people The sampling method used in this study is the saturated sampling method which uses the entire population, namely 56 owners of the Culinary Sector MSMEs in Antapani District, Bandung. The data analysis technique used simple linear regression analysis. The results of this study indicate the effect of 58,1% of the application of total quality management on the performance of MSMEs in the Culinary Sector MSMEs in Antapani District, Bandung. The Implementation of Total Quality Management (TQM) has a positive and significant impact on the performance of MSMEs in the Culinary Sector in Antapani District, Bandung. This means that if there is an increase or decrease in Total Quality Management (TQM), it will affect the performance of MSMEs.

Marketing is an activity where business actors offer their products to consumers either directly or indirectly to be able to receive these products with all their ideas and ideas so that these products can be of interest to customers. The study was conducted to determine the Marketing Strategy of Natural Soap (Hand Made Industry) in Small and Medium Enterprises (UMKM) Tambora, Dompu Exotic Regency. The research method is carried out with a qualitative approach, namely a case study approach using a semi-structured interview technique for MSME owners and participants in the object with a research duration of 4 months from July to November 2021. The results of the study state that marketing is an important element that must be considered in order to match expectations, namely getting expected customer loyalty. Various types of MSMEs with various kinds of products produced and offered are almost the same because MSME products are easy to make with materials that are not so expensive so that a marketing strategy is needed to be able to increase the competitiveness of the products produced by MSMEs. In an effort to develop a marketing strategy, it is very necessary to have complete information related to the market.

Questions: Why are we interested in the question of MSMEs and cyber readiness? Linking it to the SME Programme at ITU (Rahul) and WTO MSME Informal Working Group (Kathryn) Evolution of the digital economy and how digital trade has evolved over the past 10-20 years (literature review, see UNCTAD and OECD) What is “digital” (review of the many definitions from UN Agencies/OECD etc. and what our papers' focus will be)? What is cyber readiness for MSMEs in this context? (Academic Researcher + Digital SMEs perspectives) Theoretical conceptualisation of Cyber readiness as a formative or reflective latent variable. (to be decided upon literature review) Is cyber readiness the same as business digitalization; how do these concepts differ from digital transformation, digitisation etc.? How do others define it? What definition will we use (it might be a function of what data are available) What cyber readiness is required for international trade participation? What do MNCs require, and what is needed, in terms of cyber readiness in order for MSMEs to participate in GVCs? MSME participation in digital trade and the need for cyber readiness (e.g., cyber readiness can be a determinant of MSME participation in trade (various presentations received on cyber readiness to WTO MSME Group WTO | Informal Working Group on Micro, Small and Medium-sized Enterprises (MSMEs)), either as part of domestic value chains, to participate in e-commerce where digital platforms can facilitate international transactions by firms of any size, or to participate in digital trade including digital services that is an area where MSMEs can excel (for example with born global firms)). Case studies Finalise list of questions to be asked directly to the MSMEs for Questions can be floated via 1-1 interview sessions (recorded) or Microsoft Forms. Data What is a MSME for this paper (most likely number of employees, use OECD definition micro are less than 10 employees, small are 10-49, medium are 50-249, and large are greater than 250 employees) Most likely goods trade from World Bank data with firm size characteristics (answering the question as to whether "cyber ready" MSMEs, or MSMEs in economies that are more cyber ready; trade more. Modelling ITU stats for a digitalization indicator (country and firm levels) World Bank (other?) stats for trade Policy Implications Conclusion

By observing 1026 samples of Indonesian MSMEs, this study tries to explain the effect of internal factors proxied by the agility of MSMEs to conduct technology adaptation and innovative financial practice, as well as the external factors proxied by the financial policy-related factors on sustainable competitive performance and the survival-recovery of MSMEs in the crisis era. Data were analyzed using the PLS-SEM technique with the CFA approach through SMARTPLS software version 3.3.0. Samples were selected and collected through a purposive sampling technique by setting a series of criteria and deploying it online and offline. The results showed that the agility to conduct technology adaptation and innovative finance by MSMEs positively and significantly affected their sustainable competitive performance during a crisis. Innovative financial practices positively moderate the relationship between technology adaptation and sustainable competitive performance. In addition, preferential policies of the bank have a positive and significant impact on the sustainability of financial performance directly or indirectly through the mediating role of perceived policy effectiveness. The capital support by the government positively and significantly affects the sustainable competitive performance of MSMEs through the mediating role of perceived policy effectiveness. Eventually, the sustainable competitive performance affected the survival-recovery of MSMEs.

By observing 1026 samples of MSMEs in Indonesia, this study tries to answer whether factors related to assistance policies of the government in the case of Indonesia affect the sustainability performance and recovery of MSMEs during the pandemic crisis. This research also highlighted the mediating role of perceived policy effectiveness amid the relationship between policy-related factors and sustainability performance. Data analysis was carried out using the PLS-SEM technique with a CFA approach through SMARTPLS 3.3.0, which was collected by purposive sampling. The results show that capital support from the government affects both direct and indirect sustainability performance via the mediating role of perceived policy effectiveness. Meanwhile, preferential policies of the bank and the part of professional associations only affect sustainability performance via mediating role of policy effectiveness. In contrast, the tax-supporting policy has no significant effect on sustainability performance either directly or indirectly. Finally, sustainable competitive performance significantly positively affected the survival-recovery of MSMEs

The goal of this study is to examine the MSMEs sector's defense and recovery from the COVID-19 pandemic's slump. Not only is the COVID-19 epidemic wreaking havoc on people's health, but it's also wreaking havoc on the global economy, which has seen a substantial drop. Because the MSMEs sector was formerly a large contributor to Indonesia's Gross Domestic Product, it is one of the sectors most hit by the COVID-19 epidemic. More than half of all MSMEs had previously gone bankrupt and had to close their doors. The drop in product demand resulted in a fall in MSMEs actors revenue turnover, which had an impact on the laid-off workforce. However, in light of the current circumstances and conditions, the government and MSMEs owners are not powerless to find a way out of this downturn. In this epidemic era, the government has partnered with digital e-commerce platforms like as Lazada, Shopee, Bukalapak, Tokopedia, and others to give facilities for MSMEs players to survive and grow their businesses. Furthermore, MSMEs owners take use of the potential of social media to advertise their MSMEs goods, allowing them to continue their company without having to meet with potential customers face to face. Even though the COVID-19 epidemic has not yet finished, this is projected to turn MSMEs into national economic restorers.

Mantab Rasa Madiun is a home-based business in the city of Madiun that manages and supplies soybean tempe products with a capacity of 150-200 kg of soybeans per day. Providing product availability in the market is quite a complicated issue for Mantab Rasa, especially for food products that have a perishable product life. The delay in conveying information to the production department causes the accuracy of the production quantity to be unsuccessful so that many requests cannot be fulfilled or products that are not absorbed. Strategies to solve the problem include the formulation of a method of identifying market demand per day so that the response of the production section to meet demand is almost accurate. The method offered is to collect demand data from sales through the WA group so that the demand data can be centralized and easy to enter into the forecasting application formulation of demand data then forecast with an MS Excel-based application. From the forecasting results, it is then included in the MRP-Like time phasing formula with the aim that operational managers can more easily decide how many kg of raw and soaked soybeans to boil today. The systematics that have been made have been socialized to partners and tested for 7 days. The results obtained are the managers have a recapitulation of centralized daily demand data and quickly get a decision on how much soybeans are processed to meet demand., Mantab Rasa Madiun merupakan salah satu usaha rumahan di kota Madiun yang mengelola dan memasok produk tempe kedelai dengan kapasitas 150-200 kg kedelai per hari. Menyediakan ketersediaan produk di pasar merupakan persoalan yang cukup rumit bagi Mantab Rasa, terutama untuk produk-produk makanan yang memiliki umur produk singkat (perishable product). Keterlambatan dalam menyampaikan informasi ke bagian produksi menyebabkan ketepatan jumlah produksi tidak berhasil diperoleh sehingga banyak permintaan yang tidak dapat dipenuhi atau produk yang tidak terserap. Strategi untuk menyelesaikan permasalahan diantaranya adalah rumusan metode identifikasi permintaan pasar per hari sehingga respon bagian produksi memenuhi permintaan mendekati akurat. Cara yang ditawarkan adalah mengumpulkan data permintaan dari para sales melalui grup WA sehingga data permintaan dapat terpusat dan mudah untuk dimasukkan ke aplikasi perumusan forecasting data permintaan kemudian diramalkan dengan sebuah aplikasi berbasis MS Excel. Dari hasil peramalan kemudian dimasukkan dalam rumusan yang MRP-Like time phasing dengan tujuan pengelola operasional dapat lebih mudah memutuskan berapa kg kedelai mentah dan rendaman yang harus direbus hari ini. Sistematika yang dibuat telah disosialisasikan kepada mitra dan dilakukan uji coba selama 7 hari. Hasil yang diperoleh adalah pengelola memiliki rekapitulasi data permintaan haria terpusat dan cepat mendapatkan mengambil keputusan berapa jumlah kedelai yang diolah untuk memenuhi permintaan.

Purpose: Digital India, Make in India opened new avenues of innovation to promote the digital economy, the government of India in association with the department for the promotion of industry and internal trade launched ONDC the open source e-commerce ecosystem infrastructure similar to UPI. It is one of 17 sustainable Development Goals to promote innovation, infrastructure, Decent work in e-commerce and decentralization and democratisation. The e-commerce in SME and MSME business sectors to adapt B2B, B2C, C2C, and M-commerce across the segment such as mobility, grocery, food order, delivery hotel booking travel, with a partnership with customers, suppliers, distributors, warehouse, logistics, payments with the support by the government policy on FDI, PE/VC in e-commerce with API infrastructure, and Consumer Protection Bill 2018 regulate the online transactions by including the e-commerce sector. The worth of the e-commerce market in India is US$200 billion by 2026 led by Walmart, Flipkart, and Amazon market share of 31.9%, 31.2% in India and social commerce market share is $800 and mobile phones. Internet penetration drives the opportunity to develop network-based open protocol e-commerce appsto have scope for wider reach and support micro, small, and medium enterprises get into the online platform for small merchants as well as consumers of urban, semi-urban, and rural areas and it leads to a bank to introduce digitally product based lending improve the flow of credit to SMEs. The Aatmanirbhar Bharat movement gave a huge opportunity to Indian entrepreneurs to contribute to GDP by providing E-commerce credit to customers and bringing more inclusiveness, and sustainability to the consumer digital economy. Design/Methodology/Approach: The Descriptive study and secondary data are collected from relevant and government websites to analyse the result and ABCD Listing Framework. Findings/Result: Contribution of ONDC and other players of e-commerce towards the inclusive and economic growth of the country. The data shows that E-commerce start-ups have raised VC&PE funding for technology adoption, BNLP, B2B, and open network technology provide a huge opportunity backed by the Digital India revolution. Research limitations/implication: First hand data of ONDC and other player’s information is not taken for the study. Social implications: It is E-Commerce digital tool to integrate small traders with integrate small traders with integration of all apps Big tech for more sustainable in incomes, business expansion, employment, economic growth. It is designed to provide equal opportunity to small retailers and merchants in the e-commerce market alongside big players like Amazon and Flipkart. Originality/ Value: To Promote SME/ MSME Sector for Inclusive and Sustainable Digital Economic growth, it is important to know the ONDC infrastructure. Paper Type: Conceptual and Empirical.

Usaha Mikro, Kecil, dan Menengah memiliki peran dalam pembangunan ekonomi di Indonesia. Namun, saat pandemi covid-19 terjadi perubahan dari aspek sosial dan ekonomi di UMKM serta sektor lainnya. Munculnya permasalahan yang tidak terduga, mengharuskan pemilik usaha untuk membuat strategi alternatif dalam mengembangkan usaha dengan memaksimalkan kekuatan dan peluang yang ada. Penelitian ini bertujuan untuk mendeskripsikan mengenai dampak sosial ekonomi UMKM saat pandemi dan strategi alternatif yang dapat digunakan untuk pengembangan usaha di era new normal. Dalam penelitian ini menggunakan pendekatan deskriptif kualitatif. Metode pengumpulan data menggunakan wawancara, observasi, dan dokumentasi. Dalam menganalisis data menggunakan metode pengumpulan data, reduksi data, penyajian data, dan penarikan kesimpulan. Hasil dari penelitian menunjukkan bahwa jumlah pengunjung berkurang, pelatihan dibatasi, hasil penjualan menurun, dan meningkatnya pengangguran di Desa Kedensari. Strategi pengembangan usaha yang dapat diterapkan oleh UMKM berdasarkan perhitungan QSPM yaitu meningkatkan promosi melalui media penjualan online, eksplorasi usaha lain saat pandemi, dan melakukan focus grup discussion (FGD) dengan sesama pelaku usaha.

To analyze and obtain the real description regarding the management of human resource at Micro, Small and Medium Enterprises (MSMEs) of Tourism Sector, which is understood through five aspects, which respectively are Transglobal Leadership, Job Involvement, Quality of Work Life, Organizational Citizenship Behavior, and Human Resource Performance. besides that, it is also necessary to understand the management of tourism marketing, which is understood through two aspects, that are Responsibility Marketing and Competitive Sustainability Tourism. The population of this research includes all human resource personnel at MSMEs of the Tourism Sector and all foreign and domestic tourists in East Java. The sample in this study was 200 MSMEs of the Tourism Sector that are selected from 10 regions with tourism potentials in East Java Province. From each MSME, there are 4 employees and 3 tourists who are chosen as respondents. This research involved 800 employees and 600 tourists, either foreign or domestic. Analysis technique uses Biplot / Cluster Analysis, which is aimed to obtain real description concerning human resource management and tourism marketing management at MSMEs of Tourism Sector. The results show that MSMEs in the Tourism Sector with Transglobal Leadership competitive advantages are found in Sidoarjo, Kediri, Blitar, and Malang districts. The competitive advantage of Quality of Work Life is found in Malang City and Kediri City. The competitive advantage of Organizational Citizenship Behavior is in Pasuruan Regency. The competitive advantage in Human Resources Performance is in Batu City. The competitive advantage of Responsibility Marketing is in Pasuruan Regency. Competitive advantages in Competitive Sustainability Tourism are found in Pasuruan City and Blitar City. This study introduces an integrated holistic compilation of the theoretical concepts of human resource strategy and marketing strategies implemented through the concept of responsible tourism marketing, which is applied to the MSMEs in the Tourism Sector in East Java Province.

The purpose of this study is to analyze the positive impact of the issuance of Government Regulation no. 23 of 2018 on the growth of MSMEs in terms of capital, profits, and business value. The research method uses a qualitative phenomenological Tran-sendental approach to the concept of "I" with the affirmation of the existence of "I" distinguish one UMKM from another UMKM in seeing the impact of reducing tax rates. The results of this study are that both informants explicitly stated they felt supported by the government with a reduction in the {noema} tax rate so that for them it provided more benefits., Tujuan dari penelitian ini adalah untuk menganalisis dampak positif dikeluarkannya Peraturan Pemerintah nomor 23 tahun 2018 terhadap pertumbuhan UMKM dari segi modal, laba, dan nilai usaha. Metode penelitian menggunakan pendekatan kualitatif fenomenologi Transendental pada konsep “Aku” dengan penegasan keberadaan “Aku” membedakan satu UMKM satu dengan UMKM lainnya dalam melihat dampak dari penurunan tarif pajak. Hasil dari penelitian ini adalah kedua informan secara eksplisit menyatakan merasa didukung oleh pemerintah dengan adanya penurunan tarif pajak {noema} sehingga bagi mereka hal itu memberikan keuntungan yang lebih.

RESUMEN Este artículo tiene como objetivo explorar acerca de las características y motivaciones que generan las iniciativas de emprendimiento de las mujeres de la comuna cinco de la ciudad de Villavicencio. Estableciendo como condición para develar dichas características y motivos, la formalización de las unidades empresariales. La metodología empleada responde a un enfoque mixto; mediante el tipo cuantitativo se efectuó la caracterización de las 16 unidades empresariales que se encontraron lideradas por mujeres en el contexto de estudio y a través del método cualitativo se profundizó en las motivaciones del emprendimiento directamente de las seis mujeres que aceptaron responder una entrevista semiestructurada. Los resultados evidencian que las emprendedoras, en su mayoría iniciaron por necesidad y con fines de auto empleo; no obstante, por la experiencia y el conocimiento adquirido la gran mayoría ha logrado la sostenibilidad de sus negocios, al superar una existencia de más de diez años, posibilitando su categorización como empresarias establecidas. JEL: J16; M10; M13; M14; M20 ABSTRACT This article aims to explore the characteristics and motivations that entrepreneurship initiatives generate for women in commune five in the city of Villavicencio. Establishing as a condition to reveal these characteristics and motives, the formalization of business units. The methodology used responds to a mixed approach; By means of the quantitative type, the characterization of the 16 business units that were found to be led by women in the study context, was carried out and through the qualitative method, the motivations of entrepreneurship were deepened directly from the six women who agreed to answer a semi-structured interview. The results show that the entrepreneurs, for the most part, started out of necessity and for self-employment purposes; However due to the experience and knowledge acquired, the vast majority have achieved the sustainability of their businesses, overcoming an existence of more than ten years, making it possible to classify them as established entrepreneurs. JEL: J16; M10; M13; M14; M20 RESUMO Este artigo tem como objetivo explorar as características e motivações que as iniciativas de empreendedorismo geram para as mulheres na comuna cinco na cidade de Villavicencio. Estabelecendo como condição para revelar essas características e motivos, a formalização das unidades de negócios. A metodologia utilizada responde a uma abordagem mista; Por meio do tipo quantitativo, foi realizada a caracterização das 16 unidades de negócios encontradas lideradas por mulheres no contexto do estudo e, pelo método qualitativo, foram aprofundadas as motivações do empreendedorismo diretamente das seis mulheres que concordaram em responder a uma entrevista semiestruturada. Os resultados mostram que os empreendedores, na maioria das vezes, começaram por necessidade e por conta própria; No entanto, devido à experiência e ao conhecimento adquiridos, a grande maioria alcançou a sustentabilidade de seus negócios, superando a existência de mais de dez anos, possibilitando classificá-los como empreendedores estabelecidos. JEL: J16; M10; M13; M14; M20

The performance of fisheries processing industry could be known through the production of processed fish and income which obtained by the entrepreneurs. Fisheries processing in Sukabumi Regency as an industry certainly has various factors that influence its performance. The purpose of this research was to analyze the effect of MSMEs and MSME actors characteristics on the performance of MSMEs in Sukabumi Regency. The research was conducted in Sukabumi Regency with the consideration that Sukabumi has superior MSME fishery processing industry products. The data used in the research were obtained from the results of interviews using the questionnaire. The number of samples used was 99 units of MSMEs which were selected by proportional cluster random sampling technique. The research data obtained were analyzed using the Structural Equation Modeling (SEM) method with the help of SmartPLS 3.2.7 software. The results showed that the characteristics of MSMEs had a positive and significant effect on the performance of MSMEs, and the characteristics of MSME actors consisting of demographic, psychological and cultural characteristics had a positive and significant effect on the performance of MSMEs. Based on these results, a psychological and cultural approach is needed for each program that will be carried out related to improving the performance of MSMEs in the fisheries processing industry in Sukabumi Regency.

Goyor woven sarong craft is one of the Micro, Small, and Medium Enterprises (MSMEs) in Wonosari Hamlet, Sambirembe Village, Kalijambe Sub-District, Sragen Regency, Central Java Province, Indonesia. The woven sarong craft is a cultural heritage passed down from generation to generation. The woven sarong craft business has survived even though the industrial-scale businesses have spread widely. In economic practice, economic actions among business actors of the woven sarong craft are based on cultural values. This research aims to analyze (1) the embeddedness of cultural values in economic practices of Goyor woven sarong; (2) the relational embeddedness between middlemen, collectors, and craftswomen; (3) the economic strategy of the Goyor woven sarong business. This research was qualitative research with a case study approach. The research analysis used the concept of economic actors’ embeddedness in the social networks approach by Granovetter. Research data was collected through in-depth interviews and direct observation. Informants were selected using a purposive sampling technique. The result shows that: 1) there is the embeddedness of cultural values on the woven sarong craft business sustainability. Woven sarong craft is a cultural heritage and work ethic has become the main foundation for business sustainability; 2) the relational embeddedness was manifested through mutual trust between the collectors, middlemen, and craftswomen through a sense of “ewuh pekewuh” (feeling bad, embarrassment, feeling uncomfortable), and through mutual need between the collectors, middlemen, and craftswomen; 3) the economic strategy of the Goyor woven sarong business actors follows the flow of community culture.

Innovation performance can be an important indicator for organizations because it can enhance competitive advantage. In the organizational context, the results of innovation can be drawn by increasing efficiency, productivity, quality, competitive advantage, and market development. Micro, small, and medium entreprises (MSMEs) generally have to face challenges such as limited financial resources, sub-optimal operations, inefficient supply chains, limitations in technology application, and unpreparedness in facing competition and market changes. To be able to face this challenge, MSMEs need to take an innovative approach in business operationsThis study aims to improve understanding of the effectiveness of knowledge sharing in organizations. An understanding of knowedge sharing activities through the business innovation process is expected to be able to produce a mechanism to improve MSME performance. Research data were obtained by distributing questionnaires directly and online to SMEs Data processing is done by testing the conceptual model using PLS-SEM. The conceptual model was tested with 137 samples obtained directly and online from MSME actors. From the test results, it can be seen the factors that encourage knowledge sharing activities so that they can influence business innovation and encourage the performance of MSMEs namely trust, organizational culture, organizational structure, employee attitudes, and motivational methods.

RESUMEN Las políticas de crédito son las reglas que la alta dirección diseña e implementa dentro de las organizaciones cuando las operaciones se realizan a crédito y las políticas de cobranzas son consideradas como reglas que establecen las empresas para la recuperación del crédito otorgado. El objetivo general de la investigación es analizar la gestión de las políticas de crédito y cobranza de las MIPYMES para su sustentabilidad financiera en Asunción. La metodología utilizada para este trabajo de investigación fue el enfoque cuantitativo, con un diseño no experimental de corte transversal y descriptiva. El tipo de muestro fue probabilístico, cuyo proceso de recolección de datos fue realizado a través de encuestas online durante los meses de agosto a octubre de 2017, mediante un cuestionario semiestructurado de 25 preguntas, a una muestra de 234 empresas categorizadas como MIPYMES. Las técnicas de procesamiento de datos consistieron en el uso del Microsoft Excel (2013) y estadística descriptiva. Las conclusiones más relevantes fueron: El 88% de las empresas comercializan sus ventas a crédito, el 56% de las empresas mercantiles no aplica las políticas de crédito y cobranzas y el 70% desconocen o no aplican los tipos de políticas crediticias. ABSTRACT Credit policies are the rules that senior management designs and implements within organizations when operations are carried out on credit and collection policies are considered as rules established by companies for the recovery of the credit granted. The general objective of the research is to analyze the management of the credit and collection policies of MSMEs for their financial sustainability in Asunción. The methodology used for this research work was the quantitative approach, with a non-experimental cross-sectional and descriptive design. The type of sampling was probabilistic, whose process of data collection was carried out through online surveys during the months of August to October 2017, through a semi-structured questionnaire of 25 questions, to a sample of 234 companies categorized as MSMEs. The data processing techniques consisted of the use of Microsoft Excel (2013) and descriptive statistics. The most relevant conclusions were: 88% of companies sell their sales on credit, 56% of commercial companies do not apply credit and collection policies and 70% do not know or do not apply the types of credit policies.

This study aims to uncover the motives for Social Responsibility (Makacua) actions that are implemented by traditional fishermen. Their business may be classified as Micro, Small and Medium Enterprises (MSMEs). Makacua is one of the local culture of the Bugis tribe that is still held firm from the past until now. This research site is in the fishing village of Larea-rea, Sinjai Regency, South Sulawesi. This study uses a qualitative-interpretive method with Spradley’s ethnographic approach consisting of 12 stages. Data collection uses participatory observation, interview with key informant, and documentation. The process of data analysis takes place in four stages, namely domain analysis, taxonomy, compatibility and cultural themes. The results showed that the implementation of various makacua actions by traditional fishermen in their business activities was based on three motives. First, makacua's actions reflect “good faith” (mappideceng) to establish harmonious relationships between fellow humans and the surrounding environment. Second, the existence of the makacua action signifies the life of spiritual values (maringngerrang) in the business activities of the traditional fishermen. Third, the traditional fishermen assume that makacua actions as a way to bring “full of luck” in their business activities (masempo dalle).

The development of the creative economy in Indonesia is appropriate through the Micro, Small and Medium Enterprises (MSMEs) model. One of the potential cities for the development of MSMEs is Tasikmalaya City. However, the competitiveness of MSMEs in Tasikmalaya City is still considered low. The determinat variables that observed in this study are human resources, technology, managerial, institutional, promotion, and capital. The aim of the study is to analyze the competitiveness of MSMEs in Tasikmalaya City as an effort in developing the regional economy. This research uses quantitative descriptive method. Data was collected through an interview process using a questionnaire. Data is processed using Geographic Information System (GIS). The results showed that human resources were the most important factor in increasing MSMEs competitiveness (42%). In addition to improving skills in human resources, revitalization in managerial systems and easy access to technology in MSMEs are also needed.Keywords: Competitiveness; Geographic Information System; MSMEsAbstrak.Pengembangan ekonomi kreatif di Indonesia sangat tepat dilakukan melalui model Usaha Mikro, Kecil dan Menengah (UMKM). Salah satu kota yang potensial untuk pengembangan UMKM yaitu kota Tasikmalaya. Namun, daya saing UMKM di Kota Tasikmalaya dinilai masih rendah. Variabel penentu daya saing dalam penelitian ini adalah sumber daya manusia, teknologi, manajerial, kelembagaan, promosi, dan modal. Tujuan dari penelitian ini adalah untuk menganalisis daya saing UMKM di Kota Tasikmalaya sebagai upaya mengembangkan ekonomi daerah. Penelitian ini menggunakan metode deskriptif kuantitatif. Data dikumpulkan melalui proses wawancara menggunakan kuesioner. Pengolahan data dilakukan dengan menggunakan Sistem Informasi Geografis (SIG). Hasil penelitian menunjukkan bahwa sumber daya manusia adalah faktor yang paling penting dalam meningkatkan daya saing UMKM (42%). Selain peningkatan keterampilan dalam sumber daya manusia, diperlukan juga revitalisasi dalam sistem manajerial dan kemudahan akses teknologi pada UMKM. Kata Kunci: Daya Saing; Geographic Information System; UMKM

Purpose: The study aims to examine the role of Sustainable Entrepreneurship through the lens of Triple Bottom Line (TBL) with intervention of environment dimensions in Indian MSMEs context. Theoretical framework: Sustainability has become the most important concern in today’s world due to the changes in the climate and environment deterioration. The TBL approach includes the people, planet and profit perspective; environment dimensions include the green and non-green initiatives that would help entrepreneurs to achieve their sustainable goals. Design/methodology/approach: The quantitative research design is adopted to collect 107 entrepreneurs’ data from Delhi NCR using purposive sampling. The study examines the relationship among Sustainable Entrepreneurs (profit, planet and people) and environmental dimensions (green and non-green initiative) using SPSS and Hayes PROCESS. Findings: The study concludes that there exists a correlation between people and planet; people and non-green initiatives; planet and profit; planet and non-green initiatives; and lastly green initiatives and non-green initiatives. In addition, non-green initiative mediates the relationship between people and planet. However, planet is correlated with only profit. Research, Practical & Social implications: The research discusses various approaches for MSME to endeavour sustainability with the help of environment dimensions. The appropriate practice of adopting such sustainable approaches will eventually drive enterprises towards profit, thus becoming sustainable entrepreneurs. Originality/value: TBL approach is viewed along with the environmental dimensions for the purpose of protecting environment and enabling an enterprise move towards higher profit. The study also discusses strategies for policymakers, education institutes for promoting sustainable entrepreneurship.

Asian Political Science Review, 6, 1, 28-35

Small businesses in the food and beverage sector are currently experiencing rapid development, including in Indonesia. Although more and more studies on small businesses occur, but the key factors for companies to survive in a certain period of time – during the last three and a half years in this study, still need to be ex-plored. Especially in Indonesia, small businesses as part of micro, small and medium enterprises (MSMEs) are able to contribute 60.34% of national Gross Domestic Product (GDP). This research method belongs to the type of explanatory research. Determination of the first level sample uses purposive sampling, namely small businesses engaged in food and beverages, at least 3.5 years old. Based on the analysis it was concluded that the Service Innovation and Product variables had a positive effect on Operational Improvement, Service Innovation and Products had a positive effect on Survival SMEs, Operational Improvement had a positive effect on Survival, Financial Performance had a positive effect on Operational Improvement and Financial Performance had effect on Survival.

The purpose of this study was to describe a business model that can be applied to the Seluang Fish Fried product of the Ayakh Ugan brand in Baturaja, Indonesia. The data was collected by using an interview with the owner and observation. The results analysis with the mapping of the canvass business model and blue ocean strategy. The application of these two combinations generates an overview of new strategies that can be applied to increase sales. From the result can be concluded elements that play an important role and can be improved, namely the value proposition, channels, revenue streams, key activities, and cost structures. The second step that needs to be reduced is dependence on the connector. In the third step, there are no elements that need to be eliminated. Then the final step on the elements of the value proposition, customer relations, main resources, and cost structure are the points that need to be created. This research provides an overview of the mapping of business models that can be applied to micro business products. this study is useful for business owners in creating new strategies to expand marketing and increase sales through the results of mapping methods that can be improved and created from important elements. This result can also be taken into consideration for other micro business owners to apply to their businesses.

RESUMEN: Este artículo pretende conocer si existe una relación entre el nivel de formalización de las prácticas de gestión humana (CH) y la productividad de las mipymes. Se revisaron 42 publicaciones a través de un estudio de metrías, en el que se evidencia que las mipymes le dan relevancia a la implementación de procesos de CH, dependiendo del sector al que pertenecen. Se concluyó que la relación entre la productividad y las prácticas de CH es indirecta, cuyo enlace es la eficiencia en el trabajo; sin embargo, aunque la formalización de las prácticas de CH es un factor clave para la productividad, no garantiza directamente mejores resultados en el rendimiento productivo. ABSTRACT: This article seeks to find whether there is a relationship between the degree of formality of human resource management (HRM) practices and MSMES productivity. For this purpose, we made a review through a study of metrics of 42 publications that shows that MSMES consider the implementation of certain HRM processes according to the sector they belong. It was concluded that the relationship between productivity and HRM practices is indirect, with a particular focus on efficiency in the workplace. It was also found that although the formalization of HRM practices is a key factor for productivity it does not guarantee better results regarding productive performance. RESUMO: Este artigo tem como objetivo saber se existe uma relação entre o nível de formalidade das práticas de gestão humana e a produtividade das micros, pequenas e médias empresas (MPMES). Para isso, foram revisadas 42 publicações por meio de um estudo de métricas, no qual foi demonstrado que as MPMES dão relevância à implementação de determinados processos de gestão humana segundo o setor a que pertencem. Concluiu-se que a relação entre a produtividade e as práticas de gestão humana é indireta, cuja ligação é a eficiência no trabalho; contudo, embora a formalização das práticas de gestão humana seja um fator-chave para a produtividade, não garante diretamente melhores resultados no desempenho produtivo. RÉSUMÉ: Cet article vise à savoir s'il existe une relation entre le niveau de formalisation des pratiques en matière de CH et la productivité des MPME. Une étude de métriques a passé en revue 42 publications, dans lesquelles il est évident que les MPME sont pertinentes pour la mise en œuvre des processus de CH en fonction du secteur auquel elles appartiennent. On a conclu que la relation entre la productivité et les pratiques en matière de CH est indirecte, le lien étant l'efficacité du travail ; cependant, bien que la formalisation des pratiques de CH soit un facteur clé de la productivité, elle ne garantit pas directement de meilleurs résultats en termes de performance productive.

Resumen Las micro, pequeñas y medianas empresas (Mipymes) son la base de la estructura económica de un país. Su contribución al desarrollo económico y social es trascendental, pues generan empleo, aportan al Producto Bruto Interno (PBI), entre otros. Por tal motivo, es necesario que desarrollen procesos de gestión y toma de decisiones innovadoras para hacer frente al entorno de incertidumbre, complejidad y competitividad en el que se encuentran inmersas. La investigación consistió en utilizar la prospectiva e inteligencia estratégica para proponer una metodología que facilite la toma de decisiones de las Mipymes en el mediano y largo plazo. El resultado fue una metodología estructurada en tres fases: Conociendo la empresa, Posibilidades de la empresa y Estrategias para la empresa. No obstante, ésta deberá ser aplicada en diversas Mipymes para validarla y generar información respecto a la planeación y proceso de toma de decisiones. JEL:M10, M15, M19 Abstract The micro, small and medium enterprises (MSMEs) are the basis of the economic structure of a country. Its contribution to economic and social development is transcendental; since they generate employment, contribute to the Gross Domestic Product (GDP), among others. For this reason, it is necessary that they develop innovative management and decision-making processes to face the environment of uncertainty, complexity and competitiveness in which they are immersed. The research consisted of using foresight and strategic intelligence to propose a methodology that facilitates the decision making of MSMEs in the medium and long term. The result was a structured methodology in three phases: Knowing the company, Possibilities of the company and Strategies for the company. However, this must be applied in various MSMEs to validate it and generate information regarding the planning and decision-making process. JEL:M10, M15, M19 Resumo As micro, pequenas e médias empresas (MPMEs) são a base da estrutura econômica de um país. Sua contribuição para o desenvolvimento econômico e social é transcendental, pois geram emprego, contribuem para o Produto Interno Bruto (PIB), entre outros. Por essa razão, é necessário que desenvolvam processos inovadores de gestão e tomada de decisão para enfrentar o ambiente de incerteza, complexidade e competitividade em que estão imersos. A pesquisa consistiu no uso de prospectiva e inteligência estratégica para propor uma metodologia que facilite a tomada de decisão das MPMEs a médio e longo prazo. O resultado foi uma metodologia estruturada em três fases: Conhecendo a empresa, Possibilidades da empresa e Estratégias para a empresa. No entanto, isso deve ser aplicado em várias MPMEs para validá-lo e gerar informações sobre o processo de planejamento e tomada de decisões. JEL:M10, M15, M19

The Micro Small and Medium Enterprises (MSMEs) in Denpasar city faced a various obstacles in developing their business such as limited access to capital or collateral despite having a feasible business, limited working capital conditions and lack of government's role in order to encourage the development of MSMEs. This study aims to analyze the effect of regional credit guarantee, working capital and government’s role on income and welfare of Denpasar’s MSMEs and welfare of Denpasar’s MSMEs through income. The research use Partial Least Square (PLS) approach analysis. The study was conducted on Denpasar city by examining 87 samples from 652 populations. Determination of sample with stratified random sampling. The results of the analysis show that regional credit guarantee, working capital and government’s role significantly affect income of Denpasar’s MSMEs. Regional credit guarantee, working capital and income affect welfare of Denpasar’s MSMEs while government’s role has no significant effect on welfare of Denpasar’s MSMEs. Regional credit guarantee, working capital and government’s role have an indirect effect on welfare of Denpasar’s MSMEs through income.

The Limited Financial Rationality by Owners or Administrators of Mexican Micro-Enterprises work aims to evaluate the rationality limited per responsible individual subjected to choosing the direction to follow that allows survival in the market. Empirical research is based on a data collection instrument applied to a sample of microenterprises. The main objective is to hierarchically categorize behaviors, ideas and orientations that explain rational construction by owners or managers towards financial decision making. Our contribution is the construction of a behavioral map by micro-entrepreneurs under two financial rationalities, strong and weak, determined by the learning curve (learning by doing). Where the model did prove that limited financial rationality is positively influenced by business maturity explained by the analogy between intuition and the financial situational perception of the microentrepreneur, which is guided by learning, knowledge, risk aversion and is not only defined by the business scale. Resumen El trabajo de Racionalidad Limitada Financiera por Propietarios o Administradores de las Micro-Empresas Mexicanas pretende evaluar la racionalidad limitada por individuo responsable sometido a elegir el rumbo a seguir que permita supervivencia en el mercado. La investigación empírica se apoya en un instrumento de recolección de datos aplicado a una muestra de microempresas. El objetivo principal es categorizar jerárquicamente los comportamientos, ideas y orientaciones que expliquen la construcción racional por los propietarios o administradores hacia la toma de decisión financiera. Nuestro aporte es la construcción de un mapa de comportamientos por micro-empresarios bajo dos racionalidades financieras, fuerte y débil, determinada por la curva de aprendizaje [learnig by doing. Donde el modelo si probo que la racionalidad limitada financiera esta positivamente influida por la madurez empresarial explicada por la analogía entre la intuición y la percepción situacional financiera del microempresario la cual es orientada por los aprendizajes, conocimientos, aversiones al riesgo y no únicamente es definida por la escala empresarial. Résumé Le travail de Rationalité Financière Limitée par les propriétaires ou administrateurs de micro-entreprises mexicaines vise à évaluer la rationalité limitée par individu responsable soumis pour choisir la voie à suivre qui permet la survie sur le marché. La recherche empirique repose sur un instrument de collecte de données appliqué à un échantillon de micro entreprises. L’objectif principal est de catégoriser hiérarchiquement les comportements, les idées et les orientations qui expliquent la construction rationnelle par les propriétaires ou gestionnaires vers la prise de décision financière. Notre contribution est la construction d’une carte comportementale par des micro-entrepreneurs sous deux rationalités financières, forte et faible, déterminées par la courbe d’apprentissage [learning by doing]. Lorsque le modèle a prouvé que la rationalité financière limitée est influencée positivement par la maturité entrepreneuriale expliquée par l’analogie entre l’intuition et la perception financière situationnelle du micro entrepreneur qui est guidée par l’apprentissage, la connaissance, l’aversion au risque et ne se définit pas uniquement par l’échelle entrepreneuriale.

This study aims to analyze the conditions and the level of information technology (IT) adoption in micro, small, and medium enterprises (MSMEs) in Jambi City and its factors. The data was obtained by carrying out a sample survey on MSMEs in Jambi City. The study uses descriptive analysis and Structural Equation Modeling-Partial Least Square (SEM-PLS). The results of the study found that: 1) the level of IT adoption in MSMEs in Jambi City is still relatively low. About one third of MSMEs is still using IT only for internally oriented functional integration. On the contrary, only 1.89 percent of MSMEs have been in the stage of business scope redefinition under influence of IT; 2) Behavior intention has a significant effect on the level of IT adoption in MSMEs. Furthermore, there are five variables that influence behavioral intention of MSMEs related to the use of IT. Those are effort expectance, social influence, hedonic motivation, price value, and habit.

Micro, Small and Medium Enterprises (MSMEs) is one of the economic activities conducted by most people in Indonesia. MSMEs have an important role in helping the development of the economy in Indonesia. However MSMEs is one of the important factors in economic development in Indonesia, but there are still many MSMEs perpetrators that have not applied accounting practice to their business. In fact, accounting information is very useful for MSMEs because it is a tool used by information users for decision making . This research aimed to analyze the influence of intrinsic motivation, extrinsic motivation, and competence towards accounting practice in Local Regency. This research used the 2 factors motivation theory and Goal Setting Theory. Motivation theory in this research will support the measurement of intrinsic motivation and extrinsic motivation MSMEs owners to do accounting practices in MSMEs. Meanwhile, goal setting theory is used as the base of assumption about the relationship between goals set and performance owner or managers of MSMEs. The population of this research was 34.455 business on the Department of Industry and Trade of MSMEs in Local Regency. The sample was 100 business unit MSMEs with trade, hotel, and restaurant sectors that calculated by Slovin formula. Stratified sampling technique is used in this research. Data collection in this study uses a questionnaire that is distributed directly to respondents. The results show that intrinsic motivation and competence variable has a positive affect on accounting practice in Local Regency. Extrinsic motivation has a negative effect on accounting practice in Local Regency.

Micro, small and medium enterprises (MSMEs) are one of the business fields that have an essential role in economic growth in Indonesia. The part of micro, small and medium enterprises (MSMEs) is also often associated with the government's efforts to reduce poverty and equalize income. Still, the resilience of micro, small and medium enterprises (MSMEs) in Indonesia is being tested again in the face of economic impacts due to the spread of the COVID-19 virus. This study aims to determine the effect of the COVID-19 pandemic on MSMEs in the Kambu District and find out the strengths, weaknesses, opportunities, and threats to micro, small and medium enterprises in Kambu District and strategies for SMEs to be able to maintain their business during the COVID-19 pandemic. The research was conducted from October-September 2021 in Kambu District. The population in this study is micro, small and medium enterprises (MSMEs) in Kambu District, totalling 81 units who are engaged in the culinary business, using the cluster random sampling technique method, which is a random sampling that is not individual, but small unit groups, which takes 20% of the entire population to make a sample so that 16 people are obtained as research samples. Data analysis used SWOT analysis using IFAS (Internal Factor Analysis Strategic) and EFAS (External Factor Analysis Strategy) matrices.

COVID-19 Pandemic posed a great threat and challenges to the business world, especially the Micro, Small and Medium Enterprises (MSMEs). Many of these enterprises suffered a great downturn in business activities and reduction in profit volume. Many of them were forced to close down while others survived on the margin. The government and other stakeholders in the MSMEs have provided solutions to their problems but most of them have not really yielded the desired result. This paper investigates the challenges that MSMEs in Lagos State encountered as well as the strategic options for their survival during the Covid-19 Pandemic era. A survey research design was adopted and primary data were collected with the help of questionnaire. The population of study was 3,224,324 registered MSMEs in Lagos State, while the sample size of 400 was determined with Yamane (1967) formulae. A simple random sampling technique has been employed to administer 400 copies of questionnaire out of which 297 were properly filled and returned. The findings from the regression analysis and the descriptive statistics revealed that there is no significant effect of MSMEs Covid-19 challenges (such as: decline in productivity, business closure, supply chain breakdown, low customer demand, reduction in profit volume, self-isolation, reduced opportunities to meet new clients) on business survival. Also, it was revealed that most of the respondents adopted cutting expenses as a strategic option for the survival of their businesses. However, the study concluded that Covid-19 Pandemic is a major threat to MSMEs survival and growth. It was recommended that MSMEs should embark on cutting expenses in order to survive Covid-19 and further, they should embrace crisis management response, finance and liquidity, operation and supply chain, determine and activate the business continuity plan, monitor the implementation to enhance their survival and readjust their response approach towards environmental changes.

Based on research in the MSME sector in Indonesia experienced the impact of the COVID-19 Pandemic. The successive impacts are declining sales, capital difficulties, product distribution barriers, and raw material difficulties. The government has issued :p of social assistance to poor and vulnerable MSMEs, (b) tax incentives for MSMEs; relaxation and restructuring of credit for MSMEs; expansion of working capital financing of MSMEs; placing ministries, state-owned enterprises and local governments as buffers for MSME products; and e-learning Training. To support government policy, several short-term strategies and long-term strategies need to be considered by the government and encourage government collaboration with corporations in empowering MSMEs.

This study focuses on modeling community empowerment programs for MSMEs affected by Covid-19 in DIY. Pandemic Covid-19 that has occurred since the end of 2019 has impacted the cessation of activity of MSMEs in DIY. The absence of activity in the tourist area, the implementation of online learn- ing has a slight influence on this condition. The research method used in this research is the descriptive exploratory qualitative research method. The purpose of this research is to determine the appropriate empowerment model for MSMEs during the Covid-19 pandemic and to contribute in the form of an academic policy paper for relevant stakeholders. This study uses a desk study and interview technique. Desk studies are carried out through secondary data tracking. Interviews were conducted with regional apparatus organizations (OPD) which handle MSMEs and MSMEs’ actors. From the research conducted, it is known that the efforts made by the Provincial / Regency / City Governments within the scope of DIY or CSO in order to help MSMEs actors to survive in this pandemic situation if they are framed by using the empowerment models are used the second and third models. The second model seeks to strengthen the potential or power possessed by the community by implementing concrete steps, accommodating various inputs, providing good infrastructure and facilities. The third model seeks to empower the community in the sense of protecting and defending the interests of the weak community. From the research, it concludes that the model of empowering MSMEs affected by Covid-19 in DIY, both carried out by the local government and by CSO such as Muhammadiyah / ‘Aisyiyah is done to strengthen the potential or power possessed by MSMEs by implementing real steps, accommodating various inputs, providing infrastructure and facilities good and empowering the community in the sense of protecting and defending the interests of MSMEs.

Las MIPYMES se han convertido en un motor de desarrollo para la República Dominicana. La región noroeste, una de las zonas más desfavorecidas del país, cuenta con numerosas empresas en su territorio, si bien, hasta la fecha, no se conoce el impacto que tienen estas MIPYMES en la región. Además del impacto, tampoco se conoce muchos detalles de estas empresas por varios motivos: el primer motivo, por la falta de estudios científicos y, el segundo, porque las instituciones gubernamentales no generan estadísticas actualizadas sobre las mismas. En este sentido, esta investigación propone un modelo para medir las relaciones entre la responsabilidad social corporativa (enfocada hacia los empleados, proveedores, clientes, comunidad local y medio ambiente), la capacidad y acciones de innovación, las políticas de orientación tanto al cliente como a la competencia, la capacidad de aprendizaje de la organización, la calidad del producto o servicio, el desempeño empresarial y el desempeño financiero. Estas variables del modelo fueron construidas en base a una revisión de la literatura científica y según las características de la región noroeste de la República Dominicana. Este análisis es necesario para obtener información que ayude a generar estrategias y acciones que impulsen el desarrollo de las MIPYMES en las provincias de la región noroeste: Dajabón, Monte Cristi, Santiago Rodríguez y Valverde. En este sentido, este trabajo de investigación pretende profundizar en la relación de las variables indicadas anteriormente, con el propósito de que los diferentes stakeholders con competencias en las MIPYMES de la República Dominicana establezcan políticas y estrategias que garanticen el desarrollo y desempeño de estas. Para realizar esta investigación se ha aplicado un cuestionario estructurado y cerrado, a través del cual se recogió información útil para la consecución de los objetivos propuestos. Una vez que fueron recopilados en formato papel todos los cuestionarios, se procedió a su tabulación y tratamiento estadístico mediante Microsoft Excel 2016 y los programas estadísticos SPSS v24 y Smart-PLS v.3.2.8. Los resultados de esta investigación muestran que las políticas y acciones de responsabilidad social corporativa hacia los empleados de las MIPYMES de la región noroeste de la República Dominicana influyen en la capacidad/acciones de innovación que estás realizan. También, que las políticas y acciones de orientación al competidor por parte de las MIPYMES de la región noroeste de la República Dominicana influyen tanto en la capacidad/acciones de innovación como en el propio desempeño empresarial de la organización. Las acciones para mejorar la capacidad de aprendizaje de las MIPYMES de la región noroeste de la República Dominicana también influyen en su desempeño empresarial. Otro de los resultados del modelo indica que la calidad de los productos y servicios de las MIPYMES de la región noroeste de la República Dominicana influyen en su desempeño empresarial. Por último, también se ha demostrado que la capacidad y acciones de innovación de las MIPYMES de la región noroeste de la República Dominicana influyen tanto en el desempeño general de la organización como en su desempeño financiero. Estos resultados son de especial interés para las propias MIPYMES y para el Gobierno Central, Regional y Provincial de la República Dominicana. MSMEs have become a development engine for the Dominican Republic. The northwest region, one of the most disadvantaged areas of the country, has numerous companies in its territory, although, to date, the impact that these MSMEs have in the region is unknown. In addition to the impact, not many details of these companies are known either for various reasons: the first reason, due to the lack of scientific studies and, the second, because government institutions do not generate updated statistics on them. In this sense, this research proposes a model to measure the relationships between corporate social responsibility (focused on employees, suppliers, clients, the local community and the environment), the capacity and actions of innovation, the policies of orientation to both the client and the to the competition, the learning capacity of the organization, the quality of the product or service, the business performance and the financial performance. These variables of the model were constructed based on a review of the scientific literature and according to the characteristics of the northwest region of the Dominican Republic. This analysis is necessary to obtain information that helps to generate strategies and actions that promote the development of MSMEs in the provinces of the northwest region: Dajabón, Monte Cristi, Santiago Rodríguez and Valverde. In this sense, this research work aims to deepen the relationship of the variables indicated above, with the purpose that the different stakeholders with competencies in the MSMEs of the Dominican Republic establish policies and strategies that guarantee their development and performance. To carry out this research, a structured and closed questionnaire has been applied, through which useful information was collected for the achievement of the proposed objectives. Once all the questionnaires were compiled in paper format, they were tabulated and statistically processed using Microsoft Excel 2016 and the statistical programs SPSS v24 and Smart-PLS v.3.2.8. The results of this research show that the policies and actions of corporate social responsibility towards the employees of MSMEs in the northwestern region of the Dominican Republic influence the innovation capacity / actions that you are carrying out. Also, that the policies and actions aimed at the competitor by the MSMEs of the northwest region of the Dominican Republic influence both the capacity / actions of innovation and the business performance of the organization itself. Actions to improve the learning capacity of MSMEs in the northwest region of the Dominican Republic also influence their business performance. Another of the results of the model indicates that the quality of the products and services of MSMEs in the northwestern region of the Dominican Republic influence their business performance. Finally, it has also been shown that the capacity and innovation actions of MSMEs in the northwestern region of the Dominican Republic influence both the overall performance of the organization and its financial performance. These results are of special interest for the MIPYMES themselves and for the Central, Regional and Provincial Government of the Dominican Republic.

Coaching training in making corporate financial reports is very important for MSMEtaxpayers because from the company's financial reports can monitor or see the extent towhich the company is making profits, company performance, control of the flow of fundswithin the company, the values of company assets, the value of company liquidity. , aswell as the ability to handle all accounts receivable responsibilities. However, there arestill many MSMEs that feel they do not need accounting information because it isconsidered difficult and all the limitations they have. This has an impact on tax reportsthat can affect state income. This socialization was carried out through CommunityService activities. In this Community Service activity, MSMEs players are given simplefinancial accounting material, insight into the importance of financial accounting for taxreporting, provide motivation for compliance in carrying out tax obligations, and financialaccounting training. The PKM results show an increase in knowledge about the principlesof financial accounting for MSMEs and an awareness that financial accounting is veryeasy.&nbsp

Одрживи индустријски развој директно је повезан са стварањем повољних услова за спровођење иновативних активности. Главни изазов на пољу управљања иновацијама је избор и рангирање индикатора који омогућавају стварање иновација, како на нивоу државе / регије (макро нивоу), тако и на нивоу предузећа (микро нивоу).Oво истраживање је спроведено за оба нивоа одвојено. Рангирање индикатора на макро нивоу извршено је за појединачне државе чланице ЕУ и за ЕУ као јединствену регију За ту сврху примењена је метода статистичког учења. На микро нивоу, урађена је студија случаја за рангирање индикатора иновацијског потенцијала за сектор ММСП у Србији, коришћeњем методe структурираног упитника и методe вишекритеријумске анализе. Резултати истраживања пружају прилику да се укаже на значај појединих индикатора у процесу стварања иновације, како на макро тако и на микро нивоу. Održivi industrijski razvoj direktno je povezan sa stvaranjem povoljnih uslova za sprovođenje inovativnih aktivnosti. Glavni izazov na polju upravljanja inovacijama je izbor i rangiranje indikatora koji omogućavaju stvaranje inovacija, kako na nivou države / regije (makro nivou), tako i na nivou preduzeća (mikro nivou).Ovo istraživanje je sprovedeno za oba nivoa odvojeno. Rangiranje indikatora na makro nivou izvršeno je za pojedinačne države članice EU i za EU kao jedinstvenu regiju Za tu svrhu primenjena je metoda statističkog učenja. Na mikro nivou, urađena je studija slučaja za rangiranje indikatora inovacijskog potencijala za sektor MMSP u Srbiji, korišćenjem metode strukturiranog upitnika i metode višekriterijumske analize. Rezultati istraživanja pružaju priliku da se ukaže na značaj pojedinih indikatora u procesu stvaranja inovacije, kako na makro tako i na mikro nivou. Sustainable industrial development is directly related to the creation of favorable conditions for the implementation of innovative activities. The main challenge in the field of innovation management is the selection and ranking of indicators that enable the creation of innovation, both at the state/region level (macro level) and at the enterprise level (micro level). This research was conducted for both levels separately. The ranking of indicators at the macro level was done for individual member states of EU, and for the EU as a unique region. For this purpose, the method of statistical learning was applied. At the micro level, a case study for ranking the indicators of innovation potential was done for the MSME sector in Serbia, using the method of a structured questionnaire and the method of multi-criteria analysis. The results of the research provide an opportunity to see the importance of individual indicators in the process of creation of innovation, both at the macro and micro levels.

India is a transition economy, moving away from agriculture to serve as a major contributor to GDP. India is expected to emerge as one of the leading economies in the world over the next decade in the light of a positive political and economic scenario. The Micro, Small &Medium Enterprises (MSME) segment is expected to play a significant role in the emergence of the Indian economy. The development of this segment is extremely critical to meet the national imperatives of financial inclusion and generation of significant levels of employment across urban, rurban and rural areas across the country. Further, it can nurture and support development of new age entrepreneurs who have the potential to create globally competitive businesses from India. Due to the ‘Black swan event’ of 2020, i.e. COVID-19 pandemic, the whole world has come into a halt by shutting all the economic activities, lockdowns affecting billions of people. And this has affected the ground roots of MSMEs too by causing threats to small scale sectors. Through this paper, an attempt has been made to provide an overview of the importance of MSMEs in India, which can provide adrenaline to the economy post-Covid-19 pandemic. &nbsp

This study aims to find out how the online business transformation in Micro, Smalland Medium Enterprises (MSMEs) during the Covid-19 pandemic. The Covid-19pandemic has made the majority of economic sectors, especially MSMEs stagnant.The majority of MSME actors cannot develop and many end up in bankruptcy. Thisis what makes MSME business actors change their sales strategy throughdigitalization schemes. The digitization scheme is by utilizing a marketplace(intermediary) and using social media as a marketing technique. In addition, digitalMSME actors must be able to synergize with netizens in marketing products andservices. Thus, the digital MSME development scheme can be an alternative tosaving business actors in the midst of the Covid 19 pandemic. This research usesdescriptive qualitative method. The formulation of the problem in the research is:how MSMEs adapt to the online business transformation in the era of the Covid-19pandemic, the impact of MSME turnover on the Covid-19 pandemic, and how bigthe impact of the COVID-19. The pandemic is on the MSME workforce. This studyarguesthatthedevelopment of digital MSMEs has become an alternative to saving as well as developing digital entrepreneurship in Indonesia during the Covid-19pandemic.&nbsp

Purpose The aim of this study is to identify and rank the factors of innovation capability (IC) in Indian micro, small and medium enterprises (MSMEs). This study focuses on ascertaining the important factors that help in enhancing the IC with an emblematic focus on the MSME sector of India. Design/methodology/approach This paper proposes a multicriteria decision-making methodology, which is based on fuzzy analytic hierarchical process to prioritize the factors that enhance the IC of MSMEs. Finally, sensitivity analysis is conducted to examine the ranking stability. Findings Knowledge management is the most important enabler, followed by creativity and idea management and organizational culture. Practical implications Several organizations promote the strategic measures for enhancing the IC. To increase their capability to innovate, there is a need to identify, acknowledge and implement the drivers of IC into practice. Originality/value Prioritization done in the study facilitates the entrepreneurs to determine the most important factors that need crucial attention in dealing with sensitive issues of IC. Entrepreneurs can take several steps to implement the most important factors for enhancing the IC into practices for meeting the needs of the consumers, generating profits and enhancing the competitiveness.

Studi ini menjelaskan hubungan antara modal sosial dan kinerja usaha dengan orientasi kewirausahaan sebagai variabel antara. Penelitian dilakukan di 4 (empat) komunitas Usaha Mikro, Kecil dan Menengah (UMKM) di kota Malang dengan populasi sebanyak 324 pelaku usaha. Penarikan sampel menggunakan teknik Proportional Cluster Random Sampling, melibatkan 90 responden yang tergabung dalam komunitas UMKM dan menggunakan kuesioner sebagai alat pengumpulan data. Hasil penelitian dapat diketahui bahwa modal sosial secara signifikan dapat memepengaruhi orientasi kewirausahaan maupun kinerja usaha. Orientasi Kewirausahaan juga memiliki hubungan yang signifikan terhadap Kinerja Usaha. Modal Sosial memiliki pengaruh lebih besar terhadap Kinerja Usaha melalui Orientasi Kewirausahaan sebagai variabel antara. Kata Kunci: Modal Sosial, Orientasi Kewirausahaan, Kinerja Usaha, UMKM ABSTRACT This research analyzes the relationship between social capital and business performance with entrepreneurship orientation as an intermediary variable. This research was conducted in 4 (four) communities of micro, small and medium enterprises (MSMEs) in Malang city with a population of 324 business actors. Proportional Cluster Random Sampling technique was applied, involving 90 respondents who are members of the MSMEs community. The data was gathered through questionnaires. The findings showed that social capital significantly affects entrepreneurial orientation as well as business performance. It is also found that Entrepreneurship Orientation has a significant influence on Business Performance. Lastly, it is found that the effect of Social Capital on Business Performance was mediated by Entrepreneurial Orientation. Keywords: Social Capital, Entrepreneurial Orientation, Business Performance, MSMEs

La investigación relacionada con la innovación responsable se ha enfocado principalmente en grandes empresas. Sin embargo, existe evidencia de conocimiento de la innovación responsable en el contexto de las mipymes disperso entre diferentes disciplinas y comunidades de investigación. A través del análisis de 75 artículos y documentos publicados entre el periodo 2010-2015, obtenidos de las bases de datos EBSCO, Emerald y Scopus, este artículo contribuye a la identificación teórica de constructos conceptuales y metodológicos, y resultados empíricos que permiten recuperar los factores que inciden en el emprendimiento de innovaciones responsables en mipymes, proporcionando una visión integral del fenómeno. Las mipymes con orientación emprendedora, al desarrollar innovaciones radicales como parte de la búsqueda de innovadoras soluciones a los múltiples problemas medioambientales y sociales, jugarán un papel decisivo y protagónico en los ciclos de innovación responsable venideros. Research related to responsible innovation has focused mainly on large companies. However, there is evidence of disperse knowledge on responsible innovation in the context of msmes among different disciplines and research communities. Through the analysis of 75 papers and documents published between 2010-2015, obtained from the databases EBSCO, Emerald and Scopus, this article contributes to the theoretical identification of conceptual and methodological constructs and provides empirical results for recovering the factors that affect the entrepreneurship of responsible innovations in msmes, presenting a comprehensive perspective of the phenomenon. Results show that msmes with an entrepreneurial orientation will play a decisive and leading role in the cycles of responsible innovation to come, as part of the search for solutions to the multiple environmental and social problems through radical innovations. A pesquisa relacionada com a inovação responsável tem se focado, principalmente, em grandes empresas. Contudo, existe evidência de conhecimento da inovação responsável no contexto das micros, pequenas e médias empresas (mpmes) disperso entre diferentes disciplinas e comunidades de pesquisa. Por meio da análise de 75 artigos e documentos publicados entre 2010 e 2015, obtidos das bases de dados ebsco, Emerald e Scopus, este artigo contribui para identificar teoricamente os construtos conceituais e metodológicos, bem como os resultados empíricos que permitem recuperar os fatores que incidem no empreendimento de inovações responsáveis em mpmes, proporcionando uma visão integral do fenômeno. As mpmes com orientação empreendedora, ao desenvolverem inovações radicais como parte da busca de soluções inovadoras aos múltiplos problemas meio ambientais e sociais, desempenharão um papel decisivo e protagonista nos ciclos de inovação responsável futuros.

RESUMEN El Estado ha desempeñado un papel preponderante en la demanda de bienes y servicios en las economías de todo el mundo y las MIPYMES se han destacado asimismo como agentes oferentes relevantes, siendo estas características comunes también para el Paraguay. A pesar de la importancia de su participación en la economía, los estudios regionales y referentes al país sobre compras públicas y las MIPYMES datan de casi una década atrás, en los momentos iniciales del desarrollo y presentación de datos abiertos de la gestión de las compras públicas en el Paraguay. Utilizando como fuente primaria de información las diversas bases de datos abiertos disponibles a nivel nacional e internacional, este estudio permite presentar un análisis descriptivo actualizado de la participación de las empresas categorizadas como MIPYMES en las compras públicas en Paraguay en el periodo 2011 - 2017 presentando indicadores relacionados a montos y cantidad de adjudicaciones, cantidad de empresas adjudicadas y su alcance geográfico, tipos de contratos, nivel de las convocantes y categorías de bienes y servicios prestados. ABSTRACT Around the different economies in the world, the governments are playing a leading role in the demand for goods and services, and the MSMEs comply with the function as relevant suppliers. This can also be observed in the case of Paraguay. Despite the importance of their participation in the economy, the regional and country-related studies on public procurement and MSMEs date back almost a decade, during the first moments of the development and presentation of open data of public procurement management in Paraguay. Using as a primary source of information the various open databases which are nationally and internationally available, this study allows to present an updated descriptive analysis of the participation of companies categorized as MSMEs in public procurement in Paraguay between 2011 and 2017, presenting indicators related to amounts and quantity of procurements, number of supplier companies and their geographical scope, types of contracts, level of conveners and categories of goods and services provided.