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Copyright of Revista Entramado is the property of Universidad Libre Seccional Cali and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Copyright of Estudios Regionales en Economía, Población y Desarrollo is the property of Estudios Regionales en Economia, Poblacion y Desarrollo and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Credit score models quantify the risks in credit operations, customer segmentation, and approve or reject requests to credit customers. These models provide the necessary information to calculate the probabilities of default of any customer through the application of parametric or non-parametric techniques. This work identifies which model (Logit, Probit, Neural Networks, or Linear Support-Vector Machine (L-SVM)) may be more appropriate to measure the credit risk of individuals in a Family Benefit Fund located in Colombia. The results show Linear Support Vector Machine produces better performance, but Probit - Stepwise models are equally useful and they have the advantage of being interpreting the calibrated parameters. [ABSTRACT FROM AUTHOR]

Copyright of Panorama Económico is the property of Universidad de Cartagena and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Copyright of Estudios Gerenciales is the property of Universidad ICESI and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Poverty is an issue that constraints people's access to goods and services and prevents them from improving their life quality and level. It is so important that international organizations such as the World Bank (WB), the United Nations Program for Development (UNPD) and other public organisms look for ways to balance its effects. Empirical evidence shows a strong link between poverty and education, the relation between both variables can be positive or negative, that is, a person in poverty has less possibility of accessing high levels of education and without them it is constrained to live in poverty. However, not only poverty brings an unequal access to education, there are other factors associated to this phenomenon that bring on low levels of education to young's in school age. For that reason, the aim of this research is to use the Probit model in order to evaluate the effect of poverty (food and assets) and other sociodemographic factors on school attendance at a high level of young persons aged between 19 and 23. Using data of the Módulo de Condiciones Socioeconómicas de la Encuesta Nacional de Ingresos y Gastos de los Hogares (MCS-ENIGH) years 2008 and 2014 a data base was built which integrates "income, concentrated and population". Later, the methodology of "Lines of Poverty" was applied to identify and measure the number of persons in poverty condition. By means of the Probit model, the marginal change in school attendance face to changes in the explanatory variables is evaluated. The results of the model show that, of the three levels of poverty, it is the food poverty the one which decreases the most the school attendance at high. The size of the household showed that, the increase of one individual in the household beyond its mean value, decreases the probability of school attendance, the age of the householder showed that, the increase of one additional year beyond its mean values, and increases the probability of school attendance. Of the analyzed factors, it is the rural variable, the one which reduces the most the probability of school attendance at the high level in the analyzed population, whereas, the level of education of the householder is the one which increases the most the probability of school attendance, i.e. It is the key element to break the intergenerational circle of poverty. [ABSTRACT FROM AUTHOR]

The aim of this research is to assess the main determining factors that are nowadays influencing on work participation of individuals in Cuba. In order to accomplish this, the results of the estimates of a probit model on work participation during 2013 are presented. The determining factors which have a positive or a negative impact in the probability of participation in the Cuban work market during that year are identified. It was corroborated that sociodemographic variables are today the ones with greatest impact in the possibility of an individual's work participation in Cuba. Identification and quantification of the factors with the greatest impact in an individual's work participation decision today in Cuba, constitutes the main contribution of this research. [ABSTRACT FROM AUTHOR]

Copyright of FAEDPYME International Review is the property of Fundacion para el Analisis Estrategico y el Desarrollo de la Pequena y Mediana Empresa (FAEDPYME) and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

This paper researches the key issues to adopt information and communication technologies (ICT) at the Ecuadorian industrial area based on 2010 census data of 14,324 industrial firms. To do that, we used a Probit model estimating ICT implementation probability based on a series of its own features. All together, the adoption of ICT of industrial enterprises in Ecuador is considerably low; only 11 percent has internet connection, email 13 percent, and 3 percent website. Sales volumes along with size of firms are factors influencing the diffusion of these key issues within firms. The conventionalism, the location of the firm in large cities, and sectors developing capital goods are the other key factors to take into account. [ABSTRACT FROM AUTHOR]

The aim of this article is to assess whether a fiscal sustainability indicator (FSI) can be used as an early warning indicator for predicting the probability that a currency crisis occurs. Using the FSI developed by Croce and Juan Ramón (2003), and two different definitions of currency crisis, a probit model is estimated. The results suggest that the lagged FSI has an explanatory power for currency crises in a selection of countries. [ABSTRACT FROM AUTHOR]

The main idea of this paper is to provide, through an econometric study, the results of the probability of certain socio-economic variables influencing the perception of the individual with respect to their state of health. A Probit regression model was used to obtain these probabilities, which is useful for situations that provide dichotomoums responses or also situations that are influenced or caused by independent variables. The sample covers people older than 18 who live in Region Metropolitana de Chile. This sample was obtained by CASENS last survey 2006. The final conclusions state that socioeconomic variables such as income and years of study have an inverse relationship with how one perceives their own state of health, that is to say, the higher is your income or education level, the individual is less likely to perceive a bad state of health. While age has a direct relationship; the older you are higher will be the probability of perceiving a feeling of sickness. The previsional care system states that being part of the private health system decreases the probabilities of sickness, while that belonging to the public care system increases them. The study also suggests that males are less likely to perceive sickness than females. In terms of marital status, having one increases the chances of perceiving a bad state of health while being single decreases them. [ABSTRACT FROM AUTHOR]

Copyright of Dimensión Empresarial is the property of Universidad Autonoma del Caribe, Departamento del Atlantico and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)