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This article studies the behavior of the magnitude of unpaid domestic work (TDNR) alongside family income, distinguishing between the production of consumer goods and investment. The theoretical proposal predicts that as monetary income increases, the time devoted to investment in human capital increases to the detriment of domestic consumer production. Data from the ENUT-2019 (INEGI, 2023) and a two-stage semiparametric model were used to estimate the TDNR hours devoted to investment and consumption over income distribution. The results support the theoretical hypothesis and are relevant evidence for public policy decision-making concerning poverty, social mobility and welfare issues. [ABSTRACT FROM AUTHOR]

Copyright of Investigación Económica is the property of Universidad Nacional Autonoma de Mexico, Facultad de Economia and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Financial development claims that credit services represent an opportunity to improve the welfare of the poor. We analyze the effects of credit access on household consumption structure using data from the income and expenditure survey ENIGH-2020. We estimate five expenditure items models by instrumental variables of credit cards and bank loans to explain consumption. The effects are validated using Propensity Score Matching models. Results show that there are differentiated effects of the two sources of credit on the structure of consumption. Credit cards drive the increase on aggregate consumption through spending on health, durable goods, and other non-durable goods. Loans used by households with a lower socioeconomic level have few positive effects on expenditure items. Credit services smooth consumption, but do not contribute to the reduction of gaps in Mexico. [ABSTRACT FROM AUTHOR]

Copyright of Revista Nicolaita de Estudios Económicos is the property of Universidad Michoacana de San Nicolas de Hidalgo and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

This article analyzes calorie and micronutrient intake in relation to wealth distribution and education levels in Mexican households. Using data from the National Survey on Income and Household Expenditure, 2018 (ENIGH-2018), semiparametric regressions of intake of calories and five micronutrients are estimated across the distribution of expenditure and the head of household's education level. Higher economic status households consumed more calories and micronutrients; when controlled according to level of education, however, households with lower human capital demonstrated an increased caloric intake while simultaneously demonstrating a reduced nutrient intake. Findings also showed that as education level increases, households consume closer to recommended caloric intakes and show a preference for more micronutrient-dense foods. [ABSTRACT FROM AUTHOR]

Copyright of Estudios Demográficos y Urbanos is the property of El Colegio de Mexico AC and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Microeconometrics with its causal identification logic and the microdata use, leads to a set of specific measurement and modeling techniques in applied economics. This paper shows basic elements of microeconometrics, taking account that the peak of its application goes together with availability rise of cross-sectional and panel-type data. It describes three representative features of microeconometry: i) strategies of causal identification for isolating the correlation from omitted variables or from sample selection; ii) non-linear modeling for discrete and censored variables such as Logit, Probit or Tobit models; and iii) reduction of assumptions about the distributions and the flexibilization of functional forms. In addition, a brief exposition is made of the frequent problem of endogeneity and the use of instrumental variables as a simple but powerful solution strategy; and finally, it is recalled that the microeconometric techniques without the rest of the elements that shape the research set, loses its potential. [ABSTRACT FROM AUTHOR]

Background: Considering the uncertainty of Mexican families about their future income and grand expectations on financial inclusion policies in the country, consumption studies continue to be important. Studying household savings and credit patterns is a fundamental key to financial development. Methods: This paper uses a synthetic panel to provide a semi-parametric estimation of savings and debt patterns over life cycle. Result: It shows that the beginning of family life mainly depends on credit, while at the end, there is a high monetary saving profile, sustained and different from the reduction predicted by the life cycle model. Human capital and income explain most of differences between families' financial patterns. Conclusions: Results show persistence of inequalities in the financing process; financial literacy and saving incentives should be main goals for the country's inclusion strategy. [ABSTRACT FROM AUTHOR]

This article is an empirical analysis of determinants of bank accounts and credit cards possession. Traditional measures of determinants have identified only correlations between use of financial services and socio-economic variables, while this work also estimates the impact of wealth and human capital on bank account or credit card households possession, using characteristics household their parents as instrumental variables. It also shows that there is an important persistence effect of bank accounts and credit cards possession by parental household on the possession of such services by the next generation. [ABSTRACT FROM AUTHOR]

Micro-finances is one of the most dynamics fields in terms of the use of analytical tools, however the usage of agent-based models (ABM) has increased poorly during the last years. The study of household's financial services is an important area from the perspective of micro-finances, development economics or public economics, nonetheless, ABM have not been used widely while studying this field of study. This essay is a survey on ABM, it explores its advantages and why it's use is adequate while studying household's financial services. [ABSTRACT FROM AUTHOR]