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This guide, in Spanish, is for students seeking financial aid for attending a college or career school. The guide uses a question-and-answer format to provide practical information on student financial aid available from the federal government. Questions and answers are organized into the following categories: choosing a school; paying tuition and other costs (how the Department of Education can help); applying for financial aid (explains the "Free Application for Federal Student Aid" (FAFSA) form in paper and electronic versions); eligibility criteria; important deadlines in the application process; Federal Pell grants; campus-based aid programs (such as Federal Supplemental Educational Opportunity grants, work-study, and Perkins loans); federal and direct Stafford loans; parent loans; Stafford and parent loan questions; contacting the Department of Education; and reducing the cost of school. Also included are lists of the Federal Student Aid Information Center's frequently requested telephone numbers, frequently requested Web sites, and state agency phone numbers. (DB)