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In the current landscape of banking and financial services, a primary concern for industry practitioners revolves around predicting the probability of default (PD) and categorizing raw data into risk classes. This study addresses the challenge of predicting payment past-due for customers of Residential Mortgage-Based Securities (RMBS) and Small and Medium Enterprises (SMEs) within the Italian banking sector, employing an innovative approach that integrates a classification model (Random Forest) with an anomalies detection technique (Isolation Forest). The models are trained on a substantial dataset comprising performing loans from the 2020-2022 period. Notably, this research stands out not only for its novel modeling approach but also for its focus on the arrear status of RMBS and SME customers as the target variable. By concentrating on past-due rather than the broader concept of probability of default, this approach enhances understanding of customers' financial stress levels, enabling proactive monitoring and intervention by decision-makers. The ultimate aim of this experimentation is to develop a robust and effective algorithm applicable in real-world scenarios for predicting the likelihood of past-due among individual customers and companies, thereby supporting management decision-making processes. Empirical results demonstrate that the proposed framework surpasses conventional statistical and machine learning algorithms in credit risk modeling, exhibiting robust performance on new data (validated against 2023 data) and thus proving its operational suitability.

The increased demand and consumption of synthetic textiles have contributed to microplastic pollution in the form of microfibers. These particles are widely spread in the aquatic environment, leading to the exposure of marine biota, including edible species. The current study aimed to assess the extent of microfiber contamination in a commercially relevant fish species, Merluccius merluccius, which is considered a small-scale bioindicator for the monitoring of plastic ingestion in the Mediterranean coastal environment. The frequency of ingestion, abundance, and composition of textile microfibers isolated from the fish gut were characterized. Results showed the occurrence of microfibers in 75% of the samples, with a mean number of 10.6 microfibers/individual, of which 70% were classified as natural microfibers. The spectroscopic analyses confirmed both the visual identification of microfibers and the prevalence of cellulosic fibers. The obtained findings provided evidence of both natural/artificial and synthetic microfiber exposure in an important commercial fish species that, considering the consumption of small individuals without being eviscerated, may be a potential route of microfiber exposure in humans. Monitoring programs for fishery products from markets are needed to assess contamination levels and human health risks. In addition, measures to control microfiber pollution need to occur at multiple levels, from textile industries to international governments.

This article presents the Digital Atlas for the Maritime History of Sardinia (ASMSA), created by integrating various applications within the framework of DH UNICA activities - the centre for digital humanities at the University of Cagliari. The Atlas was developed as a tool for building a fundamental cognitive platform on the maritime history of the Kingdom of Sardinia, but it is designed to facilitate a team workflow structured according to the most established methods of historical research and to address a significant gap in the historiographical landscape.

L’avvento di Internet, prima, e dei social media, poi, ha permesso uno scambio di contenuti con dei volumi ed una velocità in precedenza impensabili. All’interno di quelle che sono a tutti gli effetti delle “piazze digitali” operano anche i cosiddetti socialbot, dei programmi che, una volta forniti delle credenziali di accesso di un account, sono in grado di gestirlo in autonomia dando, però, l’impressione di essere una persona vera. La loro rapidità e precisione di reazione nei social network rendono questi agenti software pericolosamente utili per la diffusione di contenuti favorevoli od ostili. Il recente impiego dei socialbot all’interno del dibattito elettorale e politico di diverse nazioni e le sue conseguenze hanno posto l’urgenza che i legislatori statali intervengano contro questo fenomeno. Sull’esempio delle riforme adottate o proposte da diverse nazioni nel mondo, nonché della cornice d’azione predisposta dalle autorità europee, vengono presentati alcuni spunti per poter contrastare il cosiddetto “problema bot” declinato in questi particolari caratteri di propaganda politica.

The Emperor's New Clothes (Danish: “Kejserens nye klæder”, 1837) is one of the most famous Andersen’s fairy tales. It’s a typical apologue, with the vice of vanity as its target. The text will be subjected to a first reading to evince the narrative strategy and moral themes. A further, semiotic analysis of the text will be conducted on the basis of the first reading, so to expose the coding implied in the narration. Those codes will show the connection between dressing behaviour and the general system framing a human society. A narrative text, as Andersen’s tale, encodes the author’s implementation and re-writing of the social system, its map of values, both normative (moral) and phenomenological (experiential), and the reciprocal interaction. In particular, the semiotic analysis of The Emperor's New Clothes allows us to extract a representation of dressing behaviour and highlight its structure and dynamics.

The ingestion of synthetic microfibers, the most prevalent type of microplastics in marine environments, and natural fibers was assessed in Engraulis engrasicolus and Mullus barbatus, two commercially important fish species in the Mediterranean Sea. Microfibers were isolated from the fish gastrointestinal tract using a 10% potassium hydroxide solution. For the microfiber characterization, the evaluation of specific morphological features using a light microscope, coupled with the Fourier-transform infrared (FTIR) analysis of a subsample of isolated particles, was applied. The preliminary results showed the occurrence of microfibers in 53 and 60% of European anchovy and Red mullet, respectively. A mean of 6.9 microfibers/individual was detected in anchovies, while on average Red mullet samples contained 9.2 microfibers/individual. The most common colors of fibers in both species were black, blue, and transparent. Visual characterization of fibers allowed the classification of 40% of the items as synthetic microfibers. FTIR spectroscopy confirmed the visual classification by fiber morphology. Microfibers were made of different typologies of polymers, represented by cellulose, cotton, and polyester. These findings confirm as the wide distribution of fibrous microplastics, and natural microfibers may impact both pelagic and deep-sea trophic webs. Despite the presence of microfibers in fish species poses a potential risk to human health, the literature is scarce regarding studies on the uptake by commercial marine fish mostly due to methodological issues. The visual characterization, corroborated by spectroscopic techniques, may be useful to differentiate synthetic and natural fibers, representing a fast and easy method to assess fibrous microplastic pollution in commercially important fish species.

Il contributo prende le mosse da alcuni versi dell’Ercole di Giraldi Cinthio, dove è fatto cenno ad uno dei massimi capolavori di Tiziano. Si tratta di Venere e Adone, opera di cui si conoscono diverse varianti, la più nota delle quali, eseguita nel 1554 per Filippo II di Spagna, si conserva oggi al Prado. Tale menzione, oltre a confermare l’interesse del poligrafo per le arti figurative e la familiarità con il mondo culturale veneziano, attesta ulteriormente la fortuna dell’iconografia adonia di Tiziano, il cui successo resta ad oggi quasi senza pari. ---------- The roots of this study are in some lines of The Hercules written by Giraldi Cinthio in which there is a reference to one of Tiziano’s masterpiece. It is Venus and Adonis whose artwork presents different variants. The most famous one was accomplished in 1554 for Philip II ofSpain and today it is at thePradoMuseum. This connection not only shows the polygraph’s interest in the figurative arts and his familiarity with the cultural word of Venice but it further certifies the fortune of Tiziano’s Adonian iconography and his unique success.

While offering an overview of the leading digital projects related to the 18th century, the review critically reflects on the benefits and threats for research in the humanities generated by employing computational devices and the dematerialisation of information sources.

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When Donald Trump joined the international media circus of politics, first as the Republican candidate and then as the President of the US, his original hair style stirred a widespread curiosity.Then Trump appeared side by side with the North Korean leader Kim Jong-un, also the bearer of a very different yet equally unconventional hairdo. The pair formed such a suggestive diptych that I thought the powers of semiotic analysis should be summoned to inquire on that rare and relevant juxtaposition. The present article summarises the outcomes of that analysis. The conclusion suggests that Trump's hair represents a kind of 'autism in self-presentation', while in Kim's case the separation extends to his culture as a whole. In conclusion, the combined consequences of these characteristics of the two personalities lead to the hypothesis that the dialogue they have undertaken may remain less a true substantial confrontation than a mere display of contact.

This issue brings together a set of contributions by scholars from the humanities and the social sciences who revitalise the figure of the fl neur, and the practice of fl nerie, in order to put them to the test with different objects of study, in the light of different methodological and scientific horizons. The notion of flâneur – employed since the late nineteenth century to designate poets, artists, and intellectuals who critically observed people’s behavior while strolling among the crowds, and codified in the influential work of Walter Benjamin (1999) on the “passages” of Paris – is once again of interest for human and social sciences – as a tool for identifying a specific mode of displacement, mobility and exploration of places, a particular type of reflective and perceptive relationship between people and spaces. Relocated from the Parisian arcades to contemporary urban and suburbs agglomerations and commercial malls, the concept of fl neur seems to reflect the modern sense of bewilderment, as well as the craving for new relationships with both places and their inhabitants.

Article 19(4) of Regulation (EU) No 1305/2013 provides that business start-up aid for young farmers, non-agricultural activities in rural areas and the development of small farms shall be conditional on the submission of a business plan. Therefore, this tool, also known as Farm Development Plan (FDP), is mandatory to verify the economic improvement of an investment under sub-measures 6.1 “Business start up aid for young farmers”, 4.1 “Investments in agricultural holdings” and operation 6.4.a “Investments in creation and development of non-agricultural activities” so that rural development resources can be directed towards those project ideas which are consistent with the objectives and purposes of the rural development strategy and, thanks to the support, have the highest probability of success. The article presents the lesson learned from the Sicilian experience of designing a web-based tool for FDP submission, namely “PSAWeb Sicilia”. This device allowed the Managing Authority (MA) of RDP Sicily 2014-2020 to make available an FDP scheme to users in compliance with EU obligations, consistent with the objectives and purposes of the Programme, as well as with the implementing and procedural provisions of regional calls. The computerised management of the FDPs ensured better coordination between the offices responsible for verifying and evaluating the proposals, while processing and analysis of aggregated data from over 8,400 business plans provided an in-depth knowledge of the investment needs in Sicilian agriculture and a better capacity to forecast the RDP potential response as well as some aspects of specific interest to the regional agricultural system. Thanks to PSAWeb Sicilia, in fact, a large amount of data at farm, sectoral, territorial and type of investment level was collected providing information of inestimable value not available from other data sources. The assessment of access requirements in terms of farms’ economic size, economic-financial viability and profitability was ensured by borrowing principles and procedures from the Italian FADN. The cooperation between the MA and CREA-PB achieved several results. Firstly, the data collected combined with the monitoring data have been made available for the evaluation activity and for the communication to the public of the RDP implementation. This information will also be very useful both for better targeting interventions in 2021-22 and for reprogramming them in the future cap. Finally, as a positive externality, the use of the application has contributed to increasing accounting knowledge among operators and technicians in the agricultural sector, so that it has become a teaching tool in some university courses.

Bisphenol F (BPF) is a bisphenol A (BPA) analogue. As an endocrine disruptor, BPF shows a similar BPA hormonal activity and greater endocrine effects. To assess BPF levels in milk a selective method based on solvent extraction with acetonitrile, solid-phase extraction (SPE), high-performance liquid chromatography with fluorescence detection (HPLC-FD) system, was developed. The method showed high recovery values (from 97.60 to 107.16%), and good detection and quantification limits (LOD=0.03 μg/L; LOQ=0.1 μg/L). To validate the analytical method, quantitative analyses of n.20 milk samples of whole milk were preliminarily carried out applying a monitoring system based on the control of different stages of pasteurized whole milk processing at a dairy company. The proposed method is simple, sensitive, and might be suitable to detect BPF residues in milk processing. At the dairy company, the occurrence of BPF levels ranging from

There is a global concern over the impact of microplastics on marine species and trophic webs. Microfibers commonly represent the greater portion of microplastics in the aquatic environment, but little is known about fiber uptake and accumulation by marine biota. The aim of the study was to investigate the potential plastic microfiber contamination in mussels (Mytilus galloprovincialis) and anchovies (Engraulis encrasicolus) from the Tyrrhenian Sea sold for human consumption. Anthropogenic debris was extracted from the digestive tracts of fish and the whole shellfish using a 10% KOH solution and quantified under a light microscope. The preliminary results showed the occurrence of potential plastic and natural microfibers in 73% of the samples. On average mussels contained 1.33 microfibers/g w.w. and 7.66 items/individual, while anchovies contained 9.06 microfibers/individual. Considering that mussels are consumed as a whole, and small pelagic fish, as anchovy, may be eaten without removing the gastrointestinal tract, microfiber contamination may lead to human exposure. More research is required to adequately assess the risk that microplastics, including microfibers, may pose for food safety and human health.

In questo saggio verrà affrontato in chiave teorica il tema degli interstizi, cioè degli elementi spazio-temporali che si collocano tra due mondi distinti. Il primo mondo è quello del lavoro declinato su varie tipologie di attività: può essere la fabbrica per gli operai, l’ufficio per gli impiegati, l’università per gli studenti, ma contempla anche i luoghi della cura e della detenzione: l’ospedale, il carcere e tutte le eterotopie foucaultiane che ospitano varie tipologie di persone con diversi livelli di controllo. Il secondo mondo corrisponde alla casa in cui abitiamo: è il mondo degli affetti privati, dell’intimità. Sono viceversa esempi di interstizi: gli spazi e gli esercizi pubblici come cinema, teatri, musei, bar, negozi, supermercati, parrucchieri, edicole, marciapiedi di strade e piazze, parchi urbani, stazioni ferroviarie e della metropolitana, ma anche i vuoti urbani. Gli interstizi possono corrispondere a luoghi di transito o consumo, possono costituire luoghi confidenziali, ma anche dell’improvvisazione legata all’avventura, oppure possono rappresentare contesti privilegiati di resistenza ai processi di globalizzazione. È soprattutto al flâneur che viene data la possibilità, oggi come ieri, di esplorarli e riflettere su di loro, interpretandoli e raccontandoli. Ma l’interstizio non è solo una riscoperta della città camminata, è altresì uno scavo nei luoghi privati più disparati, anche quelli della detenzione, dove nascondere i nostri segreti. L’interstizio è alla fine una ricerca su noi stessi, diviene dunque uno spaccato fondamentale per confermare o ricostruire la nostra identità.

This contribution is addressed to an introductive university course on the correlation existing between radon emission and earthquakes processes held following a flipped-class approach where students receive didactic materials prior to face-to-face lessons. This research was initially started to investigate the real correlation between Radon emission from the Earth and the occurrence of strong earthquakes by using measurements of hourly Radon flow variation. During quiet seismogenic conditions, we observe an unvarying level of Radon emission in the air. Before a strong earthquake, substantial variations of Radon ($^{222}Rn$) concentration have been observed in the air, probably because of the increase of thermodynamic energy inside the Earth. The physical processes affecting earthquakes are still not fully understood; therefore, we are interested in investigating a wide variety of signals observed before an earthquake, ranging from chemical, electric, and magnetic variations. The goal is to be able to estimate the earthquake magnitude, timing also location in advance with a good approximation. The experimental observation and research studies were carried out by G. Giuliani Permanent Foundation since 2002 in Abruzzo. The innovative methodology of observations with Gamma detectors allowed us to reveal a close correlation between the different physical phenomena during the preparation phase of strong earthquakes. We master the methodology of measuring the hourly flow of $^{222}Rn$ gas decay, which provides a good correlation with the occurrence of strong earthquakes. To advance the reliability of our assessment, we added more parameters to our observations, such as magnetic and RF. The joint analysis advances our understanding of the processes underlying the earthquake occurrence. The experimental observation of Radon has been tested for more than a decade in the Abruzzo region. The initial results provided the baseline of reliable correlation between radon variations and earthquakes that could be used as an alert mechanism for the forthcoming seismic events. The multiparametric approach of detecting pre-earthquakes signals provided the robustness in detecting the earthquake preparation phase. There are no doubts that by expanding the network of gamma sensors, we achieve much better signal detection, which is critical for the better spatial correlation of Radon variations with the earthquake processes.

The contribution presents the reflections on the relationship between gender and ICT of female students of a degree course in education and training sciences. What kind of representations future educators have about the social category of gender? In particular, which meaning perspectives do they have with respect to the female presence in the ICT field? What types of distortions characterize their narratives? To answer these questions, students' posts in an online awareness development group were analyzed (Gaggioli et al., 2020). The issues emerging from the analysis testify the presence of a patriarchal vision in the work and social context linked to ICT and that the distortions relating to gender concern not only the sphere of ICT but also the whole theme of work within their family. Frequent is the use of the construct of 'gender positioning' also in the technological field and the influence of socialization agents in the creation of a relationship with ICT. Finally, there is a strong idea of ​​the opportunity given by ICT tools to overcome gender inequalities, prejudices, and stereotypes. The contribution is of interest to scholars of informal and incidental learning processes that aim to understand how these affect not only the educational and professional choices that push towards a course of study or a working environment, but more generally the meaningful perspectives that push towards a certain behavior.

L’obiettivo del presente contributo è di analizzare le strategie europee di crisis prevention e di crisis management al fine di individuarne le coerenze e le divergenze con le teorie ordoliberali e monetariste che sono state impiegate a partire dal Trattato di Maastricht. Inoltre, l'autore esamina i recenti sforzi di rilanciare il progetto europeo. Tali sforzi si pongono in sostanziale linea di continuità con la stabilità finanziaria e la competitività economica e non affrontano le evidenze empiriche concernenti la ripresa asimmetrica delle economie nazionali, le crescenti diseguaglianze tra Stati membri e la drammatica questione sociale europea. / 𝑇ℎ𝑒 𝑎𝑖𝑚 𝑜𝑓 𝑡ℎ𝑖𝑠 𝑃𝑎𝑝𝑒𝑟 𝑖𝑠 𝑡𝑜 𝑎𝑛𝑎𝑙𝑦𝑧𝑒 𝑡ℎ𝑒 𝑐𝑟𝑖𝑠𝑖𝑠 𝑝𝑟𝑒𝑣𝑒𝑛𝑡𝑖𝑜𝑛 𝑎𝑛𝑑 𝑚𝑎𝑛𝑎𝑔𝑒𝑚𝑒𝑛𝑡 𝐸𝑢𝑟𝑜𝑝𝑒𝑎𝑛 𝑠𝑡𝑟𝑎𝑡𝑒𝑔𝑖𝑒𝑠 𝑎𝑛𝑑 𝑓𝑖𝑛𝑑 𝑐𝑜ℎ𝑒𝑟𝑒𝑛𝑐𝑒𝑠 𝑎𝑛𝑑 𝑑𝑖𝑣𝑒𝑟𝑔𝑒𝑛𝑐𝑒𝑠 𝑤𝑖𝑡ℎ 𝑚𝑜𝑛𝑒𝑡𝑎𝑟𝑖𝑠𝑡 𝑎𝑛𝑑 𝑜𝑟𝑑𝑜𝑙𝑖𝑏𝑒𝑟𝑎𝑙 𝑡ℎ𝑒𝑜𝑟𝑖𝑒𝑠 𝑡ℎ𝑎𝑡 ℎ𝑎𝑣𝑒 𝑏𝑒𝑒𝑛 𝑢𝑠𝑒𝑑 𝑠𝑡𝑎𝑟𝑡𝑖𝑛𝑔 𝑤𝑖𝑡ℎ 𝑡ℎ𝑒 𝑀𝑎𝑎𝑠𝑡𝑟𝑖𝑐ℎ𝑡 𝑇𝑟𝑒𝑎𝑡𝑦. 𝐹𝑢𝑟𝑡ℎ𝑒𝑟𝑚𝑜𝑟𝑒, 𝑤𝑒 𝑤𝑎𝑛𝑡 𝑡𝑜 𝑎𝑛𝑎𝑙𝑦𝑧𝑒 𝑟𝑒𝑐𝑒𝑛𝑡 𝑒𝑓𝑓𝑜𝑟𝑡𝑠 𝑡𝑜 𝑟𝑒𝑙𝑎𝑢𝑛𝑐ℎ 𝑡ℎ𝑒 𝐸𝑢𝑟𝑜𝑝𝑒𝑎𝑛 𝑝𝑟𝑜𝑗𝑒𝑐𝑡. 𝑇ℎ𝑖𝑠 𝑒𝑓𝑓𝑜𝑟𝑡𝑠 𝑎𝑟𝑒 𝑐𝑜𝑛𝑠𝑒𝑐𝑢𝑡𝑖𝑣𝑒𝑙𝑦 𝑤𝑖𝑡ℎ 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑠𝑡𝑎𝑏𝑖𝑙𝑖𝑡𝑦 𝑎𝑛𝑑 𝑒𝑐𝑜𝑛𝑜𝑚𝑖𝑐 𝑐𝑜𝑚𝑝𝑒𝑡𝑖𝑡𝑖𝑣𝑒𝑛𝑒𝑠𝑠 𝑎𝑛𝑑 𝑡ℎ𝑒𝑦 𝑑𝑜 𝑛𝑜𝑡 𝑑𝑒𝑎𝑙 𝑤𝑖𝑡ℎ 𝑡ℎ𝑒 𝑒𝑚𝑝𝑖𝑟𝑖𝑐𝑎𝑙 𝑒𝑣𝑖𝑑𝑒𝑛𝑐𝑒 𝑟𝑒𝑔𝑎𝑟𝑑𝑖𝑛𝑔 𝑡ℎ𝑒 𝑎𝑠𝑦𝑚𝑚𝑒𝑡𝑟𝑖𝑐 𝑟𝑒𝑐𝑜𝑣𝑒𝑟𝑦 𝑜𝑓 𝑛𝑎𝑡𝑖𝑜𝑛𝑎𝑙 𝑒𝑐𝑜𝑛𝑜𝑚𝑖𝑒𝑠, 𝑡ℎ𝑒 𝑔𝑟𝑜𝑤𝑖𝑛𝑔 𝑖𝑛𝑒𝑞𝑢𝑎𝑙𝑖𝑡𝑦 𝑡ℎ𝑎𝑡 𝑒𝑥𝑖𝑠𝑡𝑠 𝑏𝑒𝑡𝑤𝑒𝑒𝑛 𝑀𝑒𝑚𝑏𝑒𝑟 𝑆𝑡𝑎𝑡𝑒𝑠 𝑎𝑛𝑑 𝑡ℎ𝑒 𝑑𝑟𝑎𝑚𝑎𝑡𝑖𝑐 𝐸𝑢𝑟𝑜𝑝𝑒𝑎𝑛 𝑠𝑜𝑐𝑖𝑎𝑙 𝑞𝑢𝑒𝑠𝑡𝑖𝑜𝑛.

I would define the following text as a Note in which different cultural extractions and equally different personal ideas have led to a discussion and the consequent need on the part of each of the authors to write the short paper which, rightly and emphatically, does not exclude others, but rather integrates them into the specific subject matter. The theme it discusses — “Truth” — as an axiom itself, in this case is directed at the cul­tural areas in which, and for which, the authors themselves operate: art and science. Thus the authors of the paper, the scientist, the philosopher and the jurist, with the perspective of openness toward transcendence that unites them, albeit in different ways and with different convictions, give meaning and reason to the concept of “inter­disciplinarity” and “transdisciplinarity.”In this regard, I would like to underline that this concept, which has developed into the stronger form of “cross-disciplinarity,” is present in the Apostolic Constitution “Veritatis Gaudium,” defined as another step in the cultural revolution of Pope Francis. Here, in short: “Thinking independently and, then, as one.”

Microplastics (MPs) are an emerging threat to marine ecosystems. One of the primary environmental risks is their bioavailability for aquatic organisms. Some fish and bivalves are of particular interest because their feeding strategies expose them to particles present in the water column. The aim of the study was to assess an extraction method in order to isolate and quantify MPs from fish gastrointestinal tract (n.8) and muscle (n.4), and bivalves (n.8) samples. The accuracy of the method was assessed through the calculation of the recovery percentage in samples spiked with a known number of MPs using microscopic observation. Successively, the extraction was preliminarily applied on n.20 mussels collected from mariculture plants of the Tyrrhenian and the Adriatic Sea. The results of the digestion protocol showed an average extraction yield of 80% in fish gastrointestinal tracts, 90% in fish muscle samples, and 95% in mussels. Preliminary analysis carried out on farmed mussels showed an average abundance of 3.8 items/individual, and 0.5 items/g of tissue, among those black, was the most represented color.

The Oriental and Eastern Palaearctic species Phenolia picta, recently introduced into some countries of the Mediterranean Basin, including S France and S Italy (Sicily), is here reported for the first time from Sardinia.