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This community service activity aims to increase the knowledge and skills of parents of Bandung Baptist Christian Junior High School students regarding families' financial planning and management to avoid family financial risk. This community service implementation method uses training with 25 participants, who are parents of students. The evaluation of this community service activity was carried out by conducting a survey to measure the reaction of participants, their knowledge level, and their change intention. Descriptive analysis was performed on the data collected. The results of the community service activity showed that more than 96% of the participants who attended found the activity relevant to their conditions. Additionally, 62% of the participants experienced an increase in knowledge regarding the concept of financial management, and all participants committed to taking concrete actions to improve their family's financial conditions, including avoiding debt, making financial records, using an application to simplify financial management, and setting a budget (financial prioritization).

The purpose of this study was to determine the effect of Financial planning and Managing liability on financial inclusion case study on active shopee paylater users in Indonesia. The research was conducted in Indonesia, the research period was July-September 2023. The research population is active shopee paylater users in Indonesia whose exact number cannot be known. This study used Non-probability Purposive Sampling technique and for a sample of 116 respondents, but less than 100 complete questionnaires were considered usable. The results showed that financial planning and managing liability affect financial inclusion access to shopee paylater financing, including through ease of administration and ease of use. Shopee PayLater is accessible to a wide range of users, including those in underserved or remote areas, and makes it available to individuals who may not have had access to similar financial services before. Keywords: Financial Planning; Financial Inclusion; Managing Liability; Buy Now PayLater Abstrak Tujuan dari penelitian ini adalah untuk mengetahui pengaruh Financial planning dan Managing liability terhadap financial inclusion study kasus pada pengguna aktif shopee paylater di Indonesia. Penelitian dilakukan di Indonesia, periode penelitian Juli - September 2023. Populasi penelitian adalah pengguna aktif shopee payLater di Indonesia yang tidak dapat diketahui jumlah pastinya. Penelitian ini menggunakan teknik Non-probability Purposive Sampling dan untuk sampel sebanyak 116 responden, namun kurang dari 100 kuesioner yang lengkap dianggap dapat digunakan. Hasil penelitian menunjukkan bahwa financial planning dan managing liability berpengaruh terhadap financial inclusion akses ke pembiayaan shopee paylater, diantaranya melalui kemudahan administrasi dan kemudahan penggunaan. Shopee PayLater dapat diakses oleh pengguna yang luas, termasuk mereka yang berada di daerah yang kurang terlayani atau terpencil, dan membuatnya tersedia untuk individu yang mungkin tidak memiliki akses ke layanan keuangan yang sejenis sebelumnya.

Copyright of Jurnal Manajemen dan Organisasi is the property of IPB University and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Copyright of Jurnal Syarikah: Jurnal Ekonomi Islam is the property of Universitas Djuanda and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

This study aims to determine the factors that influence Islamic financial literacy, financial behavior and financial resilience to Islamic financial planning and management of young couples after the covid 19 pandemic. This research is a qualitative research using Structural Equation Model Partial Least Square (SEM-PLS) with primary data taken from questionnaires based on convenience sampling, totaling 250 respondents. Islamic financial literacy is influenced by income/employment factors. Islamic financial literacy has an impact on financial planning by full meditation since it only significant to undirect affect through financial behaviour and financial resilliance. Financial behavior is influenced by the level of risk tolerance and Islamic financial literacy. Financial resilience is influenced by financial literacy and financial behavior. Islamic financial planning is influenced by behavior and financial resilience. Lastly, Islamic financial management is influenced by financial literacy, financial behavior, and financial resilience. [ABSTRACT FROM AUTHOR]

Indonesia has an agricultural sector that contributes significantly to the Indonesian economy. However, when the COVID-19 pandemic affected the agricultural industry, it impacted much on the Maju Mulyo Farmer Group in Tambakrigadung, Lamongan. The majority of members of the Maju Mulyo Farmer Group were classified as dhuafa, which means that they had limitations in developing their businesses, planning family finances, and in using technology optimally to support business continuity. The solution provided was through community economic empowerment activities related to Maqashid Sharia-based financial management and digital marketing. The method began by identifying the existing conditions of the Maju Mulyo Farmer Group. Subsequently, it was proceeded with the training stages which included product development training, business management, recording simple accounting reports, e-commerce, digital marketing, and family financial management. The last stage consisted of mentoring, empowering, monitoring, and evaluation. The results of community service activities and providing training with regular assistance could open new insights for rural communities regarding financial and business management amid the COVID-19 Pandemic. Financial management and digital business could facilitate the daily activities of residents and improve the ability of villagers to survive during the COVID-19 pandemic.

This Financial Planning assistance and training aims to provide knowledge and insight to Darussalam Vocational High School students in financial management. The urgency of this activity is the increasing prevalence of fraudulent investments that require understanding and knowledge of how to manage and plan finances from an early age. The method used in this training focuses on seven stages, namely: determining financial position; set financial goals; make financial planning; simple notes; create a budget; facing credit problems; and make a financial review. Evaluation and assessment use the Pre-Test and Post-Test models with a rating scale from level 1 to level 10. The results of the training show a quantitative increase from an average level 4 to an average level 7. A qualitative increase is an average of 50 %. The limitation of this training lies in the relatively short duration of time. This training and assistance can be further developed to become more complex with a longer duration of time so that the results are more optimal. [ABSTRACT FROM AUTHOR]

Finance was a crucial aspect for the survival of SMEs. This study explored the factors that can influence financial innovation. Data was collected from the results of distributing questionnaires to 285 SMEs using a door-to-door approach and filling assistance. Sampling was based on the proportion of small and medium-sized industries. The data were tested with a series of statistical tests to obtain a suitable regression result. These results indicated that financial innovation was influenced by the owner or manager's entrepreneurial com­petence. Meanwhile, access to finance and financial planning did not affect financial innovation. Additional funds from outside the company were deemed necessary when the owner or manager of SMEs applies their maximum competence for business growth and performance. Therefore, it forced SMEs to be smart in exploring financial sources. SMEs tent to use their finance access to finance their business operations rather than making financial innovations. SMEs did not think about exploring their finances anymore because they feelt they had enough loans obtained from one institution. Even though the knowledge of SME owner or manager financial planning was quite good; they prefered not to make financial planning and let the cash flow normally.

This study aims to examine the effect of spatial literacy and financial planning by using household behavior as a mediator. The testing uses a mediation process using Smart PLS 3.0. Respondents were collected using an online survey using a simple random sampling technique. The number of respondents used in this study was 102 respondents. Based on the results of data processing, financial literacy on financial resilience is not supported. Meanwhile, the effect of financial literacy on financial resilience by mediating household behavior is accepted. The hypothesis of financial planning on financial resilience is not supported. However, the effect of financial planning on financial resilience with household behavior as mediation is supported. This research provides theoretical and practical contributions which will also be discussed further in this paper.

FAMILY FINANCIAL PLANNING FOR MEMBERS OF BKM UNGGUL JAYA PECANGAAN KULON, JEPARA. Community Self-Reliance Agency of Unggul Jaya (BKM) is as a local non-profit institution. The members are the citizen of Pecangaan Kulon. The management and the staff are grouped voluntarily. The program of the community self-reliance agency is financial services for micro business group. The positive impacts of the program are (1) increasing community welfare; (2) increasing job opportunities from villagers. However, social dynamics leave problems such as the diversion of loan objectives is not in accordance with the average business application of businesses to non-businesses such as school funding, household purchases, house improvement, jewelry, entertainment, etc. It causes negative impacts such as (1) additional debt for members; (2) the changing of food consumption to debt payments; (3) bad loans so that funds cannot be handed over to other members; (4) the increased debt of the member to other institutions so that it makes getting worse for the finance; (5) the conflict of payment in a group; (6) the environmental development programs have stalled due to insufficient funding participation because members do not have good financial planning; (7) the environmental services and finance programs will be terminated by BKM to the environment which has arrears in installments. The solutions provided in the service program are (1) providing skills in determining the priority scale of household needs; (2) providing financial planning skills; (3) providing Financial Check-Up training; (4) providing skills in making a family financial budget; (5) Assisting and monitoring participants.

This study aims to measure the level of Islamic Financial Literacy (IFL) in Solo society and to test the effect of IFL on personal financial planning. The socio-demographic variables such as age, gender, marital status, education level, and income are being used as the control variable. 313 respondents are involved in this research directly through survey method and Ordinary Least Square (OLS) is used to analyze the obtained research data. The study uses purposive sampling method and limiting the education level and income of research respondents. Study questionnaire consists of 20 multiple choice questions to measure respondent IFL and 13 questions to measure respondent personal financial planning. The results showed that: (1) the level of IFL in Solo reach 64.66 percent; (2) people with a good level of IFL tends to have better management in their personal finances; and (3) people with a good level of IFL tends to prefer investing on Islamic asset. Last, this paper will contribute to the scientific development of behavioral finance and financial inclusion which had been highly discussed in the financial literature. This study also became an early research in examining the influence of IFL on personal financial planning.