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The magazine "GesR: Health Law" contains various articles on medical topics, including photographing patients in hospitals, granting approval despite the deletion of a criminal offense in the Federal Central Register, and written form requirements for treatment and cost plans. It also covers court rulings on medical liability, state liability for "Corona" vaccination damages, and claims for inclusion in the medical device directory. The authors of the articles are Prof. Dr. Ingo Palsherm, Martin Rehborn, Jörn Schroeder-Printzen, Heike Thomae, and others. The text also provides information on the social insurance obligation of a practicing physician due to the use of an operating room in a hospital, as well as the adjustment of the reference value for compensation payments to hospitals due to special burdens caused by the Corona pandemic. Other topics include insurance coverage for restrictions in hospital operations due to Corona and demands from the medical profession for an EU strategy against drug supply shortages. It also mentions reviews of a handbook on medical research law and current news from various organizations in the healthcare sector. [Extracted from the article]

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The article "Voluntary Health Insurance in the GSVG" provides an overview of the various options for voluntary health insurance within the framework of the GSVG. The GSVG provides, among other things, for continued insurance coverage upon leaving mandatory insurance and the possibility of establishing health insurance coverage for certain family members. In addition, § 9 GSVG allows for the receipt of sickness benefits in the event of incapacity for work due to illness through the conclusion of supplementary insurance. Continued insurance coverage immediately follows the end of the previous health insurance to ensure uninterrupted insurance coverage. Continued insurance in the statutory health insurance is an important instrument to enable uninsured individuals to be included in the solidarity community and protect them from the risks and premiums of private health insurance. [Extracted from the article]

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What kind of European Union (EU) emerges from the "polycrisis"? This article argues that the EU is developing into a "reinsurance polity". In this system of public reinsurance, the nation states remain the direct insurers of their citizens against individual and societal risks. As their insurance capacity is increasingly overstretched by transboundary crises, however, the EU is creating standing resources to provide support in emergencies. In contrast to federal co-insurance, reinsurance is primarily aimed at states and affects citizens only indirectly. This article defines the term public reinsurance, describes its origins and workings, and provides three examples from the polycrisis (rescEU, Frontex, HERA). Reinsurance is a new path of EU institutional development that overcomes the regulatory polity without pushing it in the direction of positive federal statehood. [ABSTRACT FROM AUTHOR]

The article provides an insight into the scope of work and legal status of first responders. First responders are qualified first aid providers who bridge the time until an emergency vehicle arrives. They provide initial care and are mainly deployed in remote areas. The legal regulation of first responders varies depending on the federal state and district. The legal status of first responders is derived from the SanG (Emergency Medical Services Act) and includes a general obligation to provide assistance according to § 95 of the Criminal Code. The article describes the general duties of a first responder according to the SanG, including the application of qualified first aid, regular further training, and documentation of measures taken. The first responder acts as an agent of the rescue organization and is not exposed to the risk of a claim for disturbance of possession. It is suggested that first responders, who work as first aid providers, should also be included in quality assurance obligations. [Extracted from the article]

The purpose of the research topic is to conduct an in-depth study of the issues related to integrity and its protection in insurance relations and to identify legal and practical problems that arise in non-compliance with this principle. Consequently, the goal of the topic is to analyze the mentioned problematic issues, highlight them, and subsequently propose potential solutions and recommendations for the benefit of readers.1 Integrity is the principle of civil turnover, therefore its solidity and stability depend on the integrity of the participants in civil turnover. “Integrity is not only a right but also an assumption of fulfilling a duty, because integrity implies the action of the participants of the civil turnover with consideration and responsibility, treating each other with respect for the rights”;2 Consequently, since the insurance contract is a type of civil contract, it is natural that the obligation to protect integrity is also essential in relation to it;3 Nonetheless, I believe that in the case of insurance, protection of integrity acquires an even wider meaning and implication. This is because the fundamental principle and core of insurance contracts is based on the supreme trust between the involved parties. Consequently, if the contracting parties fail to uphold the principle of integrity, it could cast doubt on the existence of the insurance.

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Copyright of Zeitschrift für Abgaben-, Finanz- und Steuerrecht is the property of Verlag Oesterreich GmbH and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Copyright of FinanzRundschau is the property of De Gruyter and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

The National Association of Statutory Health Insurance Physicians (KBV) and the Regional Associations of Statutory Health Insurance Physicians (KVen) have created conditions in a dialogue process with the Federal Ministry of Health (BMG), the Federal Ministry of Labour and Social Affairs (BMAS), and the German Pension Insurance Federation (DRV Bund) to determine when independent activity is assumed in the contract medical emergency service. Doctors can bill their services themselves using their own billing number according to the fee schedule and will be reimbursed accordingly. They make use of the resources of the KVen and can be represented by qualified individuals. The clarification of the assessment of the insurance status was necessary to ensure a sufficient number of pool doctors for the on-call service. [Extracted from the article]

The article "Content" in the "Announcements of the DMV" contains various contributions on mathematical topics. It includes information on the 2024 presidential elections, a roundtable discussion on applied mathematics, a teaching award, and game-theoretical modeling in politics. Additionally, it covers experiences of mathematics students, the promotion of mathematics and innovation in car insurance, as well as European Women in Mathematics. The article concludes with information on the DMV general assembly and a list of new members and deaths. [Extracted from the article]

The article discusses a legal case about whether certain medical services provided under an insurance policy are exempt from value-added tax (VAT) in Hungary. It is reported that these services include verifying diagnoses, seeking the best medical treatments, and arranging medical treatment abroad. It is further reported the European Court of Justice was asked whether these services qualify for VAT exemption.

The article "Insurance for Clinical Trials" deals with the legal requirements for taking out insurance in connection with clinical trials. It emphasizes that personal injury insurance must be taken out to cover the high risk for participants. The sponsor must ensure that the investigator has sufficient liability and legal protection insurance. Civil law requirements for these insurances are also addressed. In Austria, potential study participants must be fully informed about insurance coverage, and investigators must have sufficient liability and legal protection insurance. It is noted that liability insurance may contain exclusions for clinical trials, and it is recommended that the insurance contract should be subject to Austrian law. [Extracted from the article]

The German federal government hopes to generate revenue by investing a capital stock in state hands to slow down the threatening increase in contribution rates in the mandatory pay-as-you-go pension insurance. However, there is not only a lack of capital but also of pension policy targets. Even if one wanted to build up the capital stock financed by credit, a minimum-pension level would benefit not only the needy but all those entitled to it. Instead, the goals can be realised more efficiently with funded private pension provision and means-tested subsidies for households at risk of poverty. [ABSTRACT FROM AUTHOR]

Banks, as part of cooperation with insurance companies, offer customers insurances. The of insurance is securing loan repayment. Polish Financial Supervision Authority (KNF) issued a number of reports on this subject. Identified by KNF numerous irregularities and the previous nonregulation resulted in 2014 r. publish Recommendation U. After the Recommendation U the national legislator as a result of the implementation of the directives introduced many significant changes in the area of bancassurance, which fundamentally changed the way banks offer insurance and strengthened the position of consumers. The idea of offering home loans with insurance is currently being realized as part of bundling and in certain situations also in tying practices and the position of the consumer is strengthened for example by information obligations imposed on banks. The main purpose of the article is to present the definition of the concept, forms and the scope of its application by the search banks, causes and consequences of improper bundling and tying practices and to indicate repair solutions. The presented objective of the project fits in with the research gap in the literature on the subject. Currently, there are no studies that would analyze the consequences for consumers of bundling and tying practices insurance with a home loan. Methodology. In theoretical part of the article author used analysis of the literature and a review of legal regularions. In order to determine the nature of irregularities occurring in the process of offering insurance by banks author used analysis how banks offers mortgage credit with insurance. Author also used in the article several examples of complains submitted by consumer to Financial Ombudsman in the years 2017–2021. The result of the research. The research allowed to notice current irregularities that may indicate a violation of consumer interests on the bancassurance. The identified irregularities are occuring for example in offering insurance that is unsuited to the client’s needs, misleading or concluding a contract basing only verbal information. The mismatch of loan repayment insurance is largely due to deficiencies in the credit process.

The article provides information on various legal innovations in social and labor law, as well as in COVID-19 and health law in Austria. Changes in various laws and regulations are listed, such as the General Social Security Act, the War Victims' Compensation Act, and the Federal Care Allowance Act. In COVID-19 and health law, extensions of provisions for the provision of antigen tests, vaccination against SARS-CoV-2, and the implementation of screening programs are mentioned. There are also changes in the field of health law, professional law, and medical products. Vietnam has withdrawn reservations to international agreements, and Greece has ratified the Convention on the International Protection of Adults. There is a revision of the International Private Law in the field of adult representation. [Extracted from the article]

All examinations, treatments and measures in horses or their deliberate omission require the respective evaluation as to whether the procedure is medically indicated or not. Indication in the sense used here is a justifiable and reasoned decision to take a certain action in connection with curative treatments or biotechnical measures in horses. Without careful indication, it remains open whether there is a reasonable cause in the sense of the Animal Protection Act for a measure in which something is inflicted on animals, be it a conservative or surgical curative treatment or a biotechnical measure, and ex post whether there was such a cause. In this sense, careful indication setting is always a professional ethical demand, a legal issue, and can help to avoid unnecessary measures ("overcare"), e.g. only because there is an insurance for veterinary treatment costs. Statements and recommendations by professional societies and associations concerning indications must be careful not to formulate medical indications in a one-sided, interest-driven or undifferentiated manner. Currently, evidence-based knowledge exists for only very few veterinary indications in horses and this can hardly be generated in the near future due to the small number of patients. Because equine medicine is still an empirical science, search for careful and well-defined indications will continue to be based on best available knowledge. [ABSTRACT FROM AUTHOR]

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The article provides information about exclusive offers and information that are accessible to members of the Association for Psychotherapy (ASP). This includes discounts, information on the implementation of the ordering model, and invoice forms for fee invoices. Fact sheets on various topics such as medical history, professional secrecy, and rates are also offered. Members can register in the search portal and benefit from affordable insurance services. The contact persons at the ASP secretariat are Claudia Menolfi and Silvie Lehmann. The ASP website regularly publishes four issues per year and provides information on further education, conferences, and current events. Members have access to exclusive offers and information, including forms for fee billing. The website also contains important information and instructions for members, such as the storage of patient records and professional secrecy. Members can also register on the ASP portal to present their specific therapy offers. The ASP also offers insurance packages to its members, including health insurance, professional liability insurance, and legal protection insurance. [Extracted from the article]

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Recent research in economic history has found that mortgage debt in relation to GDP has taken off in the historical long run (“great mortgaging”), as growing banking assets have been redirected into mortgage credit. This paper maps the parallel long-run investment history of private (life) insurance as the much overlooked second pillar of the financial system. Drawing on in-depth studies of the US and Germany, it finds that a “great de-mortgaging” took place in insurers’ portfolios, with mortgages falling from up to 90 percent in the 19th century to below 5 percent today in favor of fixed-income securities. A parallel shift to secondary mortgage bonds has hardly offset this decline, while direct real estate remained largely a residual investment class. Banks’ great mortgaging is thus partly an institutional substitution effect. The paper sees insurers’ asset shift itself as mainly driven by long-run changes in capital demand and competition with banks and pension funds. It extends these findings to other long-term institutional investors and other OECD countries in the historical long run.

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Copyright of FinanzRundschau is the property of De Gruyter and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

The article focuses on the laws governing the sales and insurance tax treatment of guarantee commitments in Germany. It examines the tax treatment of repair services within the framework of manufacturer guarantees and the conditions which justifies tax treatment as an insurance service, and the take of Bundesministerium der Finanzen on same.

The purpose of the article/hypothesis: The main purpose of the article is to compare and evaluate the conditions of unit-linked life insurances offered by three selected insurance companies. The result of the analysis will allow to determine which of the compared insurance offers is the most beneficial for the policyholder. The following research hypothesis was formulated: the insurer specializing in the sale of unit-linked life insurance offers the potential policyholder the most beneficial terms in comparison to the majority of the analyzed insurance. Methodology: In the article the following methods were used: a review of unit-linked life insurance offers and a comparative analysis using indicators used to measure the risk level and efficiency of investment funds. Results of the research: Conducting a comparative analysis enabled to positively verify the research hypothesis. The Plan na Przyszłość+ insurance offered by Aegon Życie SA, the insurer whose majority of life insurance is unit-linked life insurance, is substantially the most beneficial. It is the most important advantages are the widest scope of insurance, the guarantee of the payment of a fixed sum insured, insignificant amount of fees, as well as a low level of risk and the highest efficiency of the investment fund associated with the insurance.

The article titled "Insurance coverage for 'Corona'-related restrictions on hospital operations?" discusses the question of whether the officially ordered restrictions on hospital operations during the Corona pandemic are covered by business interruption insurance. The Higher Regional Court of Nuremberg has ruled that while these measures are considered measures to prevent the spread of dangerous infectious diseases, there is no coverage because no insured business or part of a business was closed and there was also no "de facto closure". The decision is based on the Infection Protection Act. [Extracted from the article]

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Copyright of ifo Dresden Berichtet: Ueber Konjunktur, Struktur, Wirtschaftspolitik is the property of ifo Institute for Economic Research and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

The purpose of this article is to present one of the most problematic issues in the Civil Code of Georgia, which is manifested in the confusion of the institution of subrogation in insurance law with such institutions as cession and the condition of regression. They are close in content to each other, and this fact makes it difficult to see differences between them. Seeing the difference in content between them has not only theoretical but also practical significance, as each institution is characterized by a different legal outcome, and in each specific case, the proper qualification of the relationship is crucial. One of the most practical different legal consequences of the given institutions is revealed in the different terms of the statute of limitations. For example, until 2012, it was unknown to the Georgian court that the statute of limitation of a subrogation starts from the period when the insurer has the right to claim damages against the insurance underwriter. Before then, it was an unknown fact that, different from regression, only legal relationship is established with one obligation in subrogation. In this article, we have discussed the distinctive features of subrogation, cession, and the condition of regression, and the accompanying legal consequences. We have discussed the decisions of the Supreme Court of Georgia, which discuss the differences in the content and results of the above-mentioned institutions. As a result, it was revealed that the practice of the Civil Court of Georgia before 2012 was unknown about the institution of subrogation, which is a really signifi cant problem. It can be said that a uniform practice of the Supreme Court has been established at the Subrogation Institute and the problems that existed before have been solved.