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The goal of research on traditional commercial banks listed on the Indonesia Stock Exchange (IDX) is to use earnings as a moderator to ascertain the impact of the capital adequacy ratio (CAR), non-performing loan (NPL), and BOPO on the value of the company. Variables This study uses a quantitative approach and sample data collection through purposive sampling. The samples obtained for this study are 69 samples that meet the standards of the Indonesia Stock Exchange (IDX) and financial statements for the 2020-2022 period. Classical hypothesis testing and moderate regression analysis (MRA) methods were used to analyze the results of this study. The results showed that the Capital Adequacy Ratio (CAR) did not have a significant effect on the value of the company, and non-performing loans (NPL) did not have a significant effect on the value of the company and operating costs. (BOPO) does not have a significant influence on the value of the company. Capital Adequacy Ratio (CAR) can be changed and affect company value, profit cannot moderate the impact of non-performing loans (NPL) on company performance Product value cannot reduce Operating Costs and Operating Income (BOPO) to company value. [ABSTRACT FROM AUTHOR]

This paper analyzes the soundness of government-owned Islamic banks before and after a merger. The research variables consist of Risk Profile as measured by Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR), Good Corporate Governance as measured by Net Open Position (NOP), Earnings as measured by Return on Assets (ROA), Return on Equity (ROE)) and Operational Efficiency Ratio (OER), and Capital as measured by the Capital Adequacy Ratio (CAR). Three government-owned Islamic banks before merger, namely Bank Rakyat Indonesia (BRI) Sharia, Bank Negara Indonesia (BNI) Sharia, Bank Sharia Mandiri (BSM) and one bank after merger namely Bank Sharia Indonesia (BSI) were selected as research objects. The study uses secondary data for the first quarter of 2019 to the third quarter of 2022. The hypothesis was tested with the Paired Sample T-Test and the Wilcoxon Signed Rank Test. The results show that the ratios of NPF, NOP, ROA, ROE, and OER have significant differences before and after the merger. Meanwhile, the ratios of FDR and CAR have no significant difference before and after the merger. This condition indicates that the ability of Islamic banks to manage FDR and CAR is quite good and remain in the soundness category before and after the merger. This study concludes that some of the soundness ratios of government-owned sharia banks are better after the merger. However, there are two ratios that are not significantly different either before or after the merger. The implication of this research is that the ability of the manager of a government-owned Islamic bank in managing the soundness of a bank greatly determines the sustainability of an Islamic bank. For further research, it is suggested to add the timeframe of the research. [ABSTRACT FROM AUTHOR]

This research examines how the effort that consumers exert to earn money affects their risk tolerance. We theorize and find that working harder—that is, more effortful earning—increases perceived ownership and valuation of earnings, and thus aversion to losing them, resulting in lower risk tolerance, even when risk is associated with better expected outcomes. Documenting this causal negative effort–risk relationship is important because it (1) runs contrary to consumers' lay beliefs and population‐level analysis which conversely suggest a positive effort–risk correlation (i.e., a Simpson's paradox, Experiment 2), (2) expands understanding of how the way in which people acquire money affects risk tolerance beyond classic research on windfall gains (i.e., unanticipated rewards) and house money (i.e., unrealized gains), and hence (3) reveals a unique mechanism of perceived ownership that drives this negative causal relationship. Leveraging this unique mechanism, we further show that this negative effort–risk relationship can be attenuated by changing the currency of the money that consumers earn to be one that consumers have low ownership over (e.g., Bitcoin for non‐crypto users). [ABSTRACT FROM AUTHOR]

This paper investigates households' consumption smoothing behavior by estimating the intertemporal elasticity of substitution of consumption (IES) while allowing labor/leisure to vary. To this end, we adopt a utility specification that allows non-separability between consumption and leisure. Using this specification, we define a leisure margin as the gap between the IES that allows leisure to vary and the IES that keeps leisure constant. We find a positive and statistically significant leisure margin throughout the paper. In addition, the leisure margin becomes larger when the spouse's leisure is taken into consideration. This result indicates that family labor supply plays an important role in households' consumption decisions. We further explore the heterogeneous nature of nonmarket time, and show that consumption-leisure substitutability could be explained largely by home production. Our findings demonstrate the importance of time allocation when individuals make decisions on consumption and saving. [ABSTRACT FROM AUTHOR]

On-demand delivery through sharing platforms represents a rapidly expanding segment of the global workforce. The emergence of sharing platforms enables gig workers to choose when and where to work, allowing them to do so in a flexible manner. However, such flexibility brings notorious challenges to platforms in managing the gig workforce. Thus, understanding the incentive and behavioral issues of gig workers in this new business model is inherently meaningful. This paper investigates how the incentive mechanisms of sharing platforms—earnings, ratings, and penalties—affect the working decisions of gig workers and their nuanced relationships. To achieve this goal, we use data from one leading on-demand delivery platform with more than 50 million active consumers in China and implement a two-stage Heckman model with instrumental variables to estimate the impact of earnings, ratings, and penalties. We first show that better ratings motivate gig workers to work more. However, interestingly, when ratings are employed together with earnings, the two positive effects of ratings and earnings can be substitutes for each other. Second, we reveal that higher past penalties discourage workers from working more, whereas, interestingly, workers with higher past penalties tend to be more sensitive toward an increase in earnings. Finally, we conduct follow-up surveys to understand the underlying mechanisms of the observed moderating effects from both psychological and economic perspectives. The ultimate goal of this work is to provide managerial implications to help platform managers understand how earnings, ratings, and penalties work together to affect gig workers' working decisions and how to manage high- and low-quality workers. This paper was accepted by David Simchi-Levi, entrepreneurship and innovation. Funding: This work was supported by the National Natural Science Foundation of China [Grants 72192823, 72172169, 71821002, 91646125, 72071206, 72231011, 72025405, and 72088101] and Program for Innovation Research at the Central University of Finance and Economics. Supplemental Material: The data files and online appendices are available at https://doi.org/10.1287/mnsc.2023.4761. [ABSTRACT FROM AUTHOR]

Based on the observations, the background of this study is that there are several financial ratios that experience fluctuations and contrary the theory and to find out level of bank health in Panin Dubai Syariah Bank period 2017-2021. This study aims to find out the health level of Panin Dubai Syariah Bank for the period 2017-2021 using the RGEC method. The valuation factors used are Risk Profile, Good Corporate Governance, Earning and Capital factors. The object of this research is the financial statements of research used is quantitative with a descriptive approach. The type of data used in this study is secondary data. The results showed that the health level of Panin Dubai Syariah Bank based on Risk Profile factors gets a healthy predicate, Good Corporate Governance gets a healthy predicate, Earning gets an unhealthy predicate and Capital gets a very healthy predicate.

AN "INVESTMENT" INCLUDES EVEN A SAVINGS ACCOUNT EARNING 1% INTEREST. MOST PEOPLE, HOWEVER, REFER TO HIGHER RETURN PRODUCTS LIKE MUTUAL FUNDS, ETFS, AND EQUITIES WHEN THEY TALK ABOUT INVESTING. INVESTING GUARANTEES LONG-TERM FINANCIAL SECURITY FOR THE PRESENT AND THE FUTURE. YOUR INVESTMENTS' INCOME AND FINANCIAL SECURITY ARE POSSIBLE THANKS TO THEM. A DIVIDEND IS ONE WAY THAT INVESTMENTS LIKE STOCKS, BONDS, AND ETFS CAN GENERATE INCOME. THIS SUM IS WHAT SHAREHOLDERS RECEIVE ONLY FOR KEEPING THEIR INVESTMENT. AS A RESULT OF THE MONTHLY, QUARTERLY, OR ANNUAL DISTRIBUTIONS PAID BY MANY INVESTMENTS, YOU CAN BENEFIT FROM PASSIVE INCOME THAT ONE DAY MIGHT TAKE THE PLACE OF YOUR PAYCHECK, SHOULD ALWAYS STRIVE TO INVEST 15% OF YOUR PRE-TAX INCOME, AS A GENERAL RULE OF THUMB. IF YOU BEGIN INVESTING BY THE AGE OF 30, GENERATE AN AVERAGE YEARLY RETURN OF 10%, AND MAKE A MINIMUM OF $21,500 PER YEAR, YOU WILL HAVE AMASSED A MILLION DOLLARS BY THE TIME YOU ARE 65. INVESTORS ARE MORE LIKELY TO BE MEN THAN WOMEN. THIS INVESTING DIFFERENCE, ALONG WITH THE SALARY DISPARITY AND OTHER FACTORS, OVER THE COURSE OF A 35-YEAR CAREER, MIGHT RESULT IN MISSING OUT ON $1 MILLION IN VALUE. IN A SIMILAR VEIN, MEN ARE FIVE TIMES MORE LIKELY THAN WOMEN, REGARDLESS OF AGE, TO REPORT THAT INVESTING IS THEIR TOP PRIORITY. [ABSTRACT FROM AUTHOR]

School closure policies during the covid-19 pandemic have changed from face-toface to online learning. This change inevitably impacts the unpreparedness of schools, parents, and students in managing learning, which may cause learning loss in children. On its official page, the Indonesian Ministry of Education stated that due to the covid-19 pandemic, the implementation of online learning had caused a significant learning loss. This study analyses the risk of learning loss due to online learning in Indonesia in terms of children's future adversity. This study used a qualitative descriptive method with survey techniques using Google Form and data analysis used the Miles and Huberman model through three stages: reduction, display, and data verification. This study involved 1229 elementary school students spread over 82 cities from 34 provinces in Indonesia. The results showed that there has been learning loss in children in the form of low academic and life skills achievement indicated by difficulty in understanding subject matters (cognitive domain), lack of confidence in expressing opinions (affective domain), and difficulty in accomplishing projects or learning tasks (psychomotor domain). The implication of learning loss is the decline in the quality of abilities, academic achievement, competitiveness, and welfare of children in the future. The results of this research could be recommended as a reference for educational practitioners and insights for future research. [ABSTRACT FROM AUTHOR]

Objective: To examine the relationship of work schedules with nurse turnover across various work settings.Methods: A cross-sectional study design was used with data collected from 17,046 nurses who participated in the 2018 National Sample Survey of Registered Nurses in the U.S. Multivariate logistic regression was used to examine the effects of work hours and overtime on nurse turnover.Results: Longer weekly work hours increased nurse turnover (OR = 1.104, 95% confidence interval [CI] = 1.006–1.023). A non-linear relationship was observed between overtime and turnover. Compared with nurses with no overtime, the turnover for nurses working 1–11 h overtime per week decreased (OR = 0.893, 95% CI = 0.798–0.999). When nurses worked ≥12 h, turnover increased (OR = 1.260, 95% CI = 1.028–1.545). Earning from the primary nursing position decreased turnover among nurses working in hospitals, other inpatient settings, and clinics. Job satisfaction decreased turnover.Conclusion: To prevent nurse turnover, it is important to monitor and regulate nurses’ working hours at institutional and government levels. Government support and policy implementations can help prevent turnover.

Norms govern many aspects of human behaviour and facilitate coordination in cooperative activities. Regarding the origin of normativity, the most widely accepted hypothesis holds that it was shaped by processes of cultural selection between human groups with different rules on how to organise social life. However, in our opinion, we still lack an evolutionary explanation that would allow us to trace the origins of this incipient normativity in early humans. In this text we suggest that normativity appeared early in the development of our hominin ancestors as a consequence of the development of elementary teaching skills, understood not only as the ability to show others how to do something, but also as the ability to point out what one may and may not do. [ABSTRACT FROM AUTHOR]

This study examines the nature and extent of women employment in rural areas. In the contemporary world, women's role is not essentially limited to household chores and farm activities. Over the past decades, globally there is a substantial rise in rate of women education and employment but the proportion of Indian women in work has been declining. This is due to the role of women in home production. Indian women particularly in rural areas, have to play multiple roles such as a participant in labour force for supplementing family income and in addition they have a central role in food chain activities. A survey was carried out to assess the nature and extent of 120 women engaged in four major types of occupations in rural areas of Hisar and Panchkula districts of Haryana. Nature of job, duty hours, wage amount, physical status of job and wage act knowledge were found to be highly significant with the type of employment. Data collected exhibited that all the labourers had a temporary nature of their job contrary to that 10% of the government employees were permanent at their job. More than three fifth of the respondents were earning less than Rs.10, 000 per month whereas only 8.3% respondents were earning more than Rs.30, 000 per month. Out of all the respondents, only 35% had full knowledge of wage act rest had partial or no knowledge. It's very important to enhance the women's work participation in productive employment also additional work burden requires support such as child care facilities to ease other domestic responsibilities which remains with women. [ABSTRACT FROM AUTHOR]

The economic and social changes in the world have brought significant changes to the demographic phenomena of the last 40 years, the countries most affected by these changes being the ex-communist countries. Forms of migration are often perceived as a measure of the weighting of large-scale demographic effects, reducing the rate of aging worldwide. However, the idea of cultural diversity is not easy to manage, as migrants may not be able to adapt to living conditions in their destination countries. Globally, the illegal migration phenomenon is discouraged by the provision of multiple accommodation facilities in the host country, for immigrants, attracting highly qualified people, who can be easily integrated into the labor market and local communities in the destination country. As a result of these developments, the demographic outlook for Romania is not the most optimistic, so several experts estimate dramatic future developments for the country's population. The determinants of migration can be of several types, and in this paper will be considered the individual actions of analysis of migrants. [ABSTRACT FROM AUTHOR]

The purpose of the company is to increase firm value. But in the last six years, the firm value of the banking sector has fluctuated and even tends to decrease. The level of banking health can be expected to increase firm value. The level of banking health can be measured using the Risk Profile (RP), Good Corporate Governance (GCG), Earning, Capital (RGEC) method which is the latest formula after Capital, Asset Quality, Management, Earning, Liquidity (CAMEL). The purpose of this study was to determine the effect of banking health on the firm value. The research method uses partial panel data regression through the determination of the estimation model and the classical assumption test in advance using 33 banks listed on the Indonesia Stock Exchange (IDX). The results showed that there was a significant and positive effect between Return on Asset (ROA) and Capital Adequacy Ratio (CAR) on firm value. Besides, there was a positive but not significant effect between GCG and risk profile on firm value. The results showed that capital is a factor of business developer and company earning can show as a signal of quality prospects. The application of GCG is not a significant influence because the results of self-assessment are not following fraud that occurs. Banks must be able to manage their risk so that the risk can be an encouragement for them to produce high values.

The purpose of the current study is to examine the impact of earning stickers compared to receiving them for free on kindergarteners' (5–6-year-old) sharing behaviours. Children's sharing behaviours were measured with the Dictator Game. Seven weeks after the first application, each child performed a matching dots to numbers activity. Thus, each child gained stickers as a result of his/her endeavour and success. The results of one-way ANOVA and logistic regression did not reveal gender, age and income as significant contributors for young children's sharing behaviours. The findings have shown that young children's sharing behaviours significantly decrease when they earn stickers rather than receive them for free without any effort. In other words, children's sharing behaviours decreased 10.4% when they were asked to share something that they had earned as a reward compared to when those rewards were just given to them for free. [ABSTRACT FROM AUTHOR]

This paper analyses the tasks allotted to students, featuring two thematic units in the 6th grade Geography textbook published in 2018 by the Didactic and Pedagogic Publishing House Ltd., Bucharest and used in the schools in Romania during the 2018-2019 school year. After a brief analysis of the textbook and its lesson structure, we studied the tasks on Regional Geography in the following thematic units: “Europe-geographic identity” and “ Europe in the contemporary world”. These tasks are associated with some visual materials (e.g. illustrations, books, charts, sketchy drawings and the like), with some texts and web sources. The studied assignments are included in the lesson sections Discover and Apply. Most of the tasks demand recognition and identification of some geographic aspects. Less importance have the tasks that require the systematization of information based on some criteria. To improve thorough information processing, it is advisable to include certain activities of identifying geographic relationships of hierarchy, comparison, explanation and ordering of data, synthesizing it in texts, problem solving and problem-situations.

This research aims to analyze the differences in the soundness of commercial banks before and after the implementation of Risk Profile, Good Corporate Governance, Earning, Capital (RGEC) method in Indonesia. The unit of the analysis was a commercial bank with purposive sampling method of 10 banks. The study period was 2008-2016. Data analysis technique was using comparative test with the different test of t-test for the related sample. Hypothesis testing with paired sample t-test and data processing with SPSS 24. The research findings showed that the research model based on F test is fit so that the model formed can be used to test the difference of soundness level of commercial banks. Referring to each RGEC variable, it was found that the risk profile proxy with a Non-performing loan (NPL) and earning with proxy Net Interest Margin (NIM) not significant before and after RGEC implementation while Good Corporate Governance(GCG) and Capital Adequacy Ratio (CAR) have significant difference before and after the implementation of RGEC. This study for GCG testing still used self-assessment which can be seen from the score of each bank directly.

Digital technologies advancements have reshaped the framework of the traditional classroom and taken educational curriculum to a different new level. More than ever, the education systems all over the world, strongly affected by the shock of the COVID-19 crisis, need to rely on innovation and digital resources. Augmented Reality (AR) technology can enable educators and students to access specialised materials beyond time and space. This paper presents a systematic review of literature on AR in education in the last 3 years. In total 30 research papers were analysed in this review, by using the content analysis method. Further research topics concerning the affordances of AR applications in education have been identified. [ABSTRACT FROM AUTHOR]

Mobile assisted language learning (MALL) has developed and gained importance over the years in foreign language learning settings. However, mobile phones are still perceived as distracting devices in most of the schools. Within the field of second and foreign language learning, one of the most difficult things for school teachers is to give feedback to students when using a mobile device. In the present paper we present a case study research, which will investigate the best form of giving feedback via WhatsApp to students in primary education. Mobile instant messaging (MIM) has been used to practice vocabulary as well as the speaking and listening skills, but the study focuses on the feedback that the students have received. 30 primary (volunteer) students were selected to participate in the 3-week study and were divided into 3 groups, according to their age (low, middle and upper primary). A mixed approach method was employed to analyze the data (quantitative and qualitative). Results indicated that the most popular form of feedback among young students were smileys and images and not written feedback, and the study reveals that a set of varied images, even to send corrective feedback was an engaging element for the young students. Upper-primary students considered the written feedback more interesting, since they received more language-related details with this type of feedback than with a simple image. [ABSTRACT FROM AUTHOR]

Positive accounting theory (PAT) has been more developed than normative accounting theory in this era. The development of PAT research has discussed about what factors influenced management to report earnings. By using literature reviews, there are many researches in discussing the external factors to influence management to report earnings, such as bonuses, the debt equity ratio, political costs, and good governance. The other researches have discussed the association between earnings and stock prices. There are still few discussions about the selfmotivation of the directors or managers why choose a certain accounting method. The difference of environment, types of industry, and timing of financial statement reporting can be a further research. By using theories introduced by Popper, Kuhn, and Lakatos, PAT has elements in these three theories; however, PAT has not been categorized as science.

The purpose of this study is to analyze the level of performance of Indonesian banks that meet the Qualified ASEAN Bank (QAB) in terms of aspects of Risk Profile, Good Corporate Governance (GCG), Earning, Capital. The research design is descriptive comparative with quantitative methods. The sampling technique used is Purposive Sampling from Indonesia’s national commercial bank which has the largest capital in ASEAN. The number of samples obtained was three banks, namely, Bank Mandiri, BRI Bank, and BCA Bank. The results of the study show that only BCA banks have the best average RGEC value compared to Bank Mandiri and BRI Bank. BCA Bank can meet the QAB criteria. Therefore, the Bank of BCA can rank I as a QAB Bank. This research is expected to provide information about the importance of measuring RGEC as a basis for meeting Qualified ASEAN Bank standards. [ABSTRACT FROM AUTHOR]

In this paper researcher has tried to study the dividend policy decision of selected cement companies in India. Secondary data have been used. Study period was of five year from 2014 -2015to 2018-2019. Researcher identified important variables like DPR, EPS, DPS, CR, QR and Firm size for dividend policy. Multiple correlation matrix and penal data analysis techniques have been used to study determinates of dividend policy. Hausman test has also been used to select between random effect model and fixed effect model. Hausman test suggested that random effect mode is appropriate. Result of correlation matrix suggested that DPR is insignificantly correlated with CR, QR and firm size. Result of Pooled Ordinary Least Square Model indicates that EPS, DPS, CR, QR and Firm size are insignificant to DPR. The result of Random effect model shows that EPS, DPS, CR, QR and Firm size have also been insignificant to DPR. [ABSTRACT FROM AUTHOR]

Copyright of Industria Textila is the property of Institutul National de Cercetare-Dezvoltare pentru Textile si Pielarie and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Islamic Bank is a bank that applies Islamic principles in running the business. Until 2015, there were 12 Islamic Bank in Indonesia; one of them already listed on the stock market. The purpose of this study was to analyze differences in the bank's soundness was assessed using a bank's risk profile, good corporate governance, income, and capital (RGEC) between listed Islamic Banks and the unlisted ones. Using the data period 2011-2015 used the independent t-test to test for differences. Statistical tests showed that there is no significant difference in credit risk as measured by NPF and Earning as measured by BOPO that represent cost efficiency between the two groups of companies. Listed Islamic banks have lower credit risk and greater efficiency than the unlisted ones DOI: 10.15408/aiq.v9i1.4011

The work analyses the writings of Shibani, considering their relevance for contemporary Islamic economics. The novelty of Shibani’s earnings model is its integration of Zakat and other social giving in the social welfare function, which makes the consumer utility a multi-dimensional devotional, material, ethical, social, Shariah-compliant function. The paper proposes a model based on Shibani’s thought, in which the consumer’s income evolves increasingly, from the “imperative earnings” that cover the consumer’s basic needs, to “recommended earnings”, which cover the basic needs of relatives; and to “permissible earnings”, which cover the poor’s needs. Accordingly, the model distinguishes about imperative, recommended, and permissible utility. Rich consumers draw additional utility from Zakat spending in favour of poor consumers. The permissible marginal utility is related to faith interaction and enhances social utility as social transfers are paid to the poor and needy groups. JEL: D1, D6, I3, P46

This strong growth is happening because of the expansion of the Indonesian economy is fertile. Consumer spending makes a strong middle class residential business segment was the largest contributor to growth in Indonesia properties .. In this study, the parameters used to measure the performance of the company's financial statements is the accounting profit and the total cash flow. This study aims to examine and analyze the effect of variable accounting profit, and total cash flow to share price. Using multiple regression analysis, the study population is all companies sub-sector property and real estate listed on the Indonesia Stock Exchange in 2013-2015. The results showed that the accounting profit that affect stock prices. Accounting profits will provide information and a positive signal on the stock price on the property sub-sector and real estate, so it will affect the reduction or increase in the company's stock price. Total variable cash flows do not affect the stock price. Data in the cash flow statement only provide weak support for investors.

Loyalitas nasabah adalah puncak pencapaian pelaku bisnis perbankan. Nasabah yang puas dan setia tidak akan ragu untuk menjadi penyebar kabar baik yang selalu menyebarkan kebaikan mengenai produk perbankan yang di gunakannya. Penelitian ini bertujuan untuk menguji pengaruh kualitas layanan yang terdiri dari bukti fisik, kehandalan, daya tanggap, jaminan dan empati secara parsial dan simultan terhadap loyalitas nasabah PT Bank Rakyat Indonesia kantor cabang Madiun. Populasi penelitian ini adalah nasabah yang menggunakan SMS Banking di PT Bank Rakyat Indonesia kantor cabang Madiun. Sampel perbankan dalam penelitian ini adalah nasabah selama periode awal tahun 2013 sampai dengan bulan Maret 2014. Pengambilan sampel dilaksanakan dengan teknik Indidental Sampling sehingga didapat sampel sejumlah 377 responden. Pengumpulan data pada penelitian ini didapat dengan wawancara dan kuisioner. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Linear Berganda. Dari hasil uji parsial yang telah dilakukan didapatkan hasil bahwa bukti fisik, daya tanggap, kehandalan, jaminan dan empati berpengaruh secara parsial terhadap loyalitas nasabah PT Bank Rakyat Indonesia Cabang Madiun. Hal ini dikarenakan kelengkapan fisik ruang kantor, kecepatan, ketepatan, keamanan, kemudahan bertransaksi dengan SMS Banking mempengaruhi loyalitas nasabah Bank Rakyat Indonesia Cabang Madiun. Dari hasil uji simultan diperoleh hasil bahwa kualitas layanan yang terdiri dari bukti fisik, daya tanggap, kehandalan, jaminan dan empati secara simultan berpengaruh terhadap loyalitas nasabah PT Bank Rakyat Indonesia kantor cabang Madiun. Hal ini menunjukkan apabila Dimensi kualitas layanan dilaksanakan secara bersama – sama akan membuat nasabah semakin Loyal.

International students represent a large percentage of the student population in science, technology, engineering, and mathematics (STEM) programs at American colleges and universities. Although graduates of these programs are identified as having high employability, productivity, and earnings in the 21st-century job market, there is limited evidence on the effect of citizenship/visa status on these indicators. In this study, we examined the employment status and earnings of international (foreignborn) and American-born graduates of U.S. universities, particularly in science and engineering fields. Based on a sample of 14,400 graduates between 2004 and 2013, of whom 12% were foreign-born, the results indicated that foreign-born graduates (i.e., with temporary status or permanent status) had comparable or better outcomes than American-born graduates in terms of employment and earnings. [ABSTRACT FROM AUTHOR]

Copyright of Canadian Studies in Population is the property of Springer Nature and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Artificial Intelligence (AI), people as biological algorithms, virtual reality, more than two parents, holograms, extended lifespans ... How will these trends, which are already here, shape people's emotions and lives, their reality, and our profession as psychotherapists?. [ABSTRACT FROM AUTHOR]

Technology and the internet are transforming social relations and the way of working and organizing of organizations in different markets. In this way, travel agencies were also impacted by these changes and are facing a time of transition and rediscovery. This paper uses the Practice-based studies (Gherardi, 2006) and ethonomethodology (Garfinkel, 2006) to understand the impact of technology in this kind of organization through a qualitative empirical research. The aim of the paper is to comprehend the process of learning that permeates the use of information and communication technologies, particularly the internet, as work practice in a travel agency and how it can reassemble this kind of organization. As main findings, the paper discusses the use of information and communication technologies as practice and their impact in the learning, knowing and organizing processes inside three travel agencies of a Brazilian company.

Objective: To examine the relationship of work schedules with nurse turnover across various work settings. Methods: A cross-sectional study design was used with data collected from 17,046 nurses who participated in the 2018 National Sample Survey of Registered Nurses in the U.S. Multivariate logistic regression was used to examine the effects of work hours and overtime on nurse turnover. Results: Longer weekly work hours increased nurse turnover (OR = 1.104, 95% confidence interval [CI] = 1.006-1.023). A non-linear relationship was observed between overtime and turnover. Compared with nurses with no overtime, the turnover for nurses working 1-11 h overtime per week decreased (OR = 0.893, 95% CI = 0.798-0.999). When nurses worked ≥12 h, turnover increased (OR = 1.260, 95% CI = 1.028-1.545). Earning from the primary nursing position decreased turnover among nurses working in hospitals, other inpatient settings, and clinics. Job satisfaction decreased turnover. Conclusion: To prevent nurse turnover, it is important to monitor and regulate nurses' working hours at institutional and government levels. Government support and policy implementations can help prevent turnover., Competing Interests: The author declares that they do not have any conflicts of interest., (Copyright © 2023 Bae.)

The research was motivated by the fact that a wide gap between the realization of cash waqf accumulated and the calculation of cash waqf potential in Indonesia is still wide open. Based on the previous research, one reason influencing the sluggish of cash waqf implementation is people's perception on the cash waqf. Therefore, it is necessary to analyze the factors that influence perceptions of waqif on cash waqf.This research was a kind of descriptive-correlational research that seeked the relationship between education level, income level, mazhab and the information media of cash waqf as independent variables and perceptions of waqif on cash waqf as the dependent variable. Based on data analysis, it was known that from the four independent variables tested, the levels of education have a greater probability in comparison with other variables (income level, mazhab, media information) and it is statistically significant.DOI: 10.15408/ess.v4i1.1953

In today's competitive and globalized economy, there has been constant emphasis on creating and maintaining a high performance work system (Arthur, ; Becker and Gerthart, ; Delery and Doty, ; Huselid, , Pfeffer, , Dessler, ). High employee performance is what managers at all levels aim for. In addition to ability, motivation has certain impact on employee performance (Wright, Kacmar, McMahan, & Deleeuw, ; Ivancevich & Matteson, ). This study examines the impact of earning, work environment, and promotion opportunities on employee performance. It also compares these impacts between employees who work in the state sector and those who work in other sectors. A survey was conducted involving 205 employees working in both state and other sectors in Ho Chi Minh City using multiple regression analyses. The results showed that earning, work environment and promotion opportunities positively influence employee performance. A comparison of the relative strengths of the effects reveals that in both state and other sectors earning has the strongest effect on employee performance, and that the effect is stronger in state sector than in other sectors. Promotion opportunities have stronger effect on employee performance in state sector than in other sectors. Finally, work environment has a stronger effect on employee performance in other sectors than in state sector. In this paper, managerial implications, limitations and recommendations are discussed. [ABSTRACT FROM AUTHOR]

We investigate the effects of mothers’ welfare use on children’s longer-term performance. To address issues of improper comparison groups and the endogenous nature of welfare participation, we focus on less-educated single mothers and adopt a correction function approach. Data are drawn from the National Longitudinal Survey of Youth 1979 – Children and Young Adult from 1994 to 2010. Estimation results confirm the positive longer-term effects of mothers’ welfare use. On average, a child whose mother used welfare in all 20 quarters after childbirth experiences a 0.56-point increase in their yearly high school grade point average, is 12% more likely to graduate from high school and earns $1112.76 more in the first-observed income than a child whose mother does not. [ABSTRACT FROM AUTHOR]

This brief overview focuses on the meanings of trade and commerce (tijārah) in Islam and related terms such as kasb, iktisāb (earning), wealth (māl), work ('amal), money (naqd) and market (sūq) as these have been expressed in some salient aspects of early Madīnan and later Islamic practice, and in their exposition by the classical ulama in their many authoritative works on the fiqh and adab of kasb (legal and ethico-moral aspects of earning a livelihood). [ABSTRACT FROM AUTHOR]

With this work we want to give unpretentious contribution to the new and actual topic in our society, and we want to find a distinction between sport betting and gambling. Gambling is the waring of money or something of material value (referred to as "the stakes") on an vent with an uncertain outcome with the primary intent of winning additional money and/or material goods. Gambling thus requires three elements be present: consideration, chance and prize. Typically, the outcome of the wager is evident within a short period. Sports betting is the activity of predicting sports results and placing a wager on the outcome. It is generally considered to be a form of gambling. For this reason we are trying on the empirical way reaching out for clarification on this terminology and we ask our citizen who is active in "sports betting" and "gambling". Republic of Macedonia today as a society can be in line "transitional the poetics of misery". The probability of easy earning money is one of the motives of our citizens for sports betting, but not all our citizen expecting big earning, some are doing this as a fun or modern trend. From same reason is betting citizens from all ethnicity as a Macedonian, Albanian, Serb, Turk and Rome, less and more educational, people with less and more income. [ABSTRACT FROM AUTHOR]

This paper presents key data regarding the main labour force indicators from the 1st of January 2012 to the 30th of September 2013, in Romania: civil economically active population, civil employment, number of employees and unemployed people broken down by various characteristics (demographic, social, age, gender, activities of national economy according to CANE Rev. 2, level of education etc. In the same context, I analyzed the average earnings by main activities of national economy. I also referred to some public intervention effects on the labour market in Romania implemented by National Agency for Employment. [ABSTRACT FROM AUTHOR]

Al-Ghazālī's important Kitāb Ādāb al-kasb wal-ma'āsh (The Book of the Proprieties of Earning and Living) constitutes Book Three of the Quarter on the Norms of Daily Life from his celebrated magnum opus Iḥyā' 'ulūm al-dīn (The Revivification of the Sciences of Religion). A reflective reading of this work provides valuable insights into the integrative socio-axiological vision underpinning all commercial transactions and economic activities in Islam, leading to a succinct re-definition of economics as "the science of earning and provisioning" ('ilm al-iktisāb wa al-infāq), and thereby doing away with the current obsession with and anxiety over scarcity in chasing after wants. [ABSTRACT FROM AUTHOR]

Summary: This paper examines the effect of the financial crisis on off-farm employment of China’s rural labor force. Using a national representative dataset, we find that there was a large impact. By April 2009 off-farm employment reached 6.8% of the rural labor force. Monthly earnings also declined. However, while we estimate that 49 million were laid-off between October 2008 and April 2009, half of them were re-hired in off-farm work by April 2009. By August 2009, less than 2% of the rural labor force was unemployed due to the crisis. The robust recovery appears to have helped avoid instability. [ABSTRACT FROM AUTHOR]

This paper illustrates the black-white disparity in health benefit coverage and the socioeconomic variables--unemployment, income, and education. The health benefit disparity is strongly related to the disparity in underlying socioeconomic variables. Moreover, the time-series examination reveals that the change in white workers' health insurance coverage is largely determined by its year-to-year persistence and the labor market tightness (or the business cycle), while that of black workers is largely determined by the change in their earnings with a slight persistence. The effect of the change in annual earnings seems to dominate the effect of the labor market condition (unemployment rate) and other variables. Finally, although marginally significant, an increase in the attainment of higher education (college) has a positive effect on the black-white health benefit disparity. [ABSTRACT FROM AUTHOR]

We investigate the relationship between earnings differentials and the pay of CEOs of 190 British companies between 1970 and 1990. We find that (i) changes in the differential between the 90th and 50th weekly earnings percentiles for non-manual adult male workers [90:50] explain changes in the level of real CEO salary and bonus in our sample of companies; (ii) changes in this differential also account for changes in the elasticity of CEO pay to firm size; (iii) a broader measure of earnings inequality does far worse than 90:50 at explaining changes in both the level and the firm size elasticity of CEO pay; (iv) fitting the model on data for 1970-1983 and predicting pay levels for the period starting with the widespread adoption of executive share option schemes in 1984, we find a structural break in the relationship between lower management pay differentials and the pay of the CEO. We conclude first that top executive pay prior to 1984 was a stable function of both firm size and earnings differentials lower on the administrative ladder, consistent with a hypothesis advanced by Herbert Simon in 1957; and second that the use of share options from 1984 onward represents not simply a change in the mode of top executive compensation, but a de -linking of the pay of top executives and that of their subordinates. [ABSTRACT FROM AUTHOR]

In this paper I assess the degree of similarity in the cross-sectional pricing of Internet and non-Internet stocks during the tumultuous year of 2000. Despite large differences in their economic fundamentals, I find that the equity market values of Internet firms with immaterial web traffic, firms that are randomly selected, and firms that went public at the same time as Internet firms are similarly related to analysts' forecasts of earnings in 2001 and the long-term rate of growth in earnings. This is not the case for firms with intensive web traffic. I also find that at the peak of Internet prices in March 2000 the market rewarded losses of web-traffic-intensive firms but did not reward profits, while after the peak the market reversed its view, rewarding profits but not losses. Beyond earnings, web traffic is significantly positively priced both at and after the Internet peak. However, I find no evidence that two proxies for supply and demand forces - the degree of public float and short interest — are value-relevant for Internet firms. Overall, I argue that there are enough similarities in the cross-sectional pricing of Internet and non- Internet firms to make it unlikely that the pricing of Internet stocks during 2000 was entirely irrational. Moreover, any irrationality in the prices of Internet stocks cannot be linked to public float and short interest. [ABSTRACT FROM AUTHOR]