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Reports on the increase in mortgage rates in the Federal Homeloan Mortgage Corp. on March 7, 2002.

THERE'S not much you can do about title insurance. If you take out a mortgage to buy a home, you have to buy this specialized form of insurance. If you refinance a mortgage, you have to rebuy it. And comparison shopping may not save you much money, as premium rates throughout the New York area are regulated. [ABSTRACT FROM AUTHOR]

Old Westbury A SPACIOUS four-bedroom three-and-a-half-bath split ranch with an in-ground gunite pool and a cabana on two and a half acres with backyard to die for: Billee and Irving Spodek's house went on the market last May for $1.975 million, and they accepted an offer on it within three months. But in October, just days before the closing, the stock market tanked, the bank withdrew its mortgage commitment and the deal fell through. [ABSTRACT FROM PUBLISHER]

The article presents a report from the Federal Home Loan Mortgage Association that fixed-rate home mortgages fell in the latest week while one-year adjustable rates drifted higher.

Highlights the rise on benchmark 30-year mortgage rates during the week of October 6-11, 2003.

Reports on the rise in rates of 30-year mortgages during the week of August 22, 2003 in the U.S.

Discusses the costs of lower mortgage payments for taxpayers due to lost deductions in the U.S. Tax breaks for Americans from deductions on mortgages; Low interest rates which caused many in the U.S. to refinance their mortgages; Advice for homeowners who have cut their interest rates to put money aside in an interest-bearing account.

Reports on the drop in mortgage rates in the U.S. as of June 11, 2002.

Examines how U.S. lenders, including Fannie Mae and Freddie Mac, have changed their approach towards people who fall behind on mortgage payments. Decision to reduce the rate at which they repossessed homes; Replacement of foreclosure with altered loan payment schedules; View that the risk is paying off as the economy recovers; Avoidance of large losses; Consequences of the policy shift for individuals.

Reports the rise of Treasury bond sales in the U.S. Impact of greater optimism on the economy; Increase in the national average 30-year fixed-mortgage rate; Impact of the issuance of nongovernment bonds.

Discusses a trend of customization in mortgage lending in the United States. Multitude of mortgage options available to home buyers; Reasons for this trend, including a cash surplus among banks; Low home equity lines of credit offered by some banks; Risks and benefits of variable loans and lines of credit; Example of a mortgage-seeking couple. INSET: The Finer Points.

Reports on the factors that bolster the growth of consumer spending in the U.S. Effects of low mortgage rates on the economy; Impact of low energy rates on consumer spending; Details on the effect of tax rebates on the consumer.

Discusses fixed-rate and adjustable-rate mortgages. Advantages of so-called hybrid mortgages, which offer fixed interest rates for a period of time, and then adjustable rates.

Reports on mortgage refinancing by United States home buyers. Penalties faced by low-income consumers; Prepayment penalties for subprime borrowers; Criticism of lenders by consumer advocates and politicians; Litigation of Household International Inc. over early payment penalties.

Focuses on mortgage rates in the United States in light of interest rate cuts by the U.S. Federal Reserve Board. Expectations that mortgage rates will be lower with lower interest rates; Control of the short-term market by the Federal Reserve; Delay in refinancing by homeowners.

Reports on a decline on mortgage rates in the United States.

Reports on the prices of bonds and consumer rates as of December 14, 2000. Description of mortgage rates, which are at their lowest point in eighteen months; Rally in bond prices due to implications that the United States economy is slowing and that the U.S. Federal Reserve will cut interest rates; Recommendations for people who should refinance their homes; Reports on treasury securities and corporate bonds.

Reports on the sales of the housing sector in the United States for the month of October 2000. Comparison of the housing sales between the year 1999 and 2000; Assumptions of economic analysts on the slowdown of the sector; Rate of mortgage costs.

Deals with the status of the housing construction in the United States as of November 18, 2000. Increase in the annual rate of housing construction; Mortgage rate averages in housing; Increase in multifamily housing projects in the country.

Reports on the increase in mortgage rates in the week ending October 6, 2000 according to the Federal Home Loan Mortgage Corporation.

Reports that the rate for 30-year mortgages has dipped to its lowest level in the week ending October 6, 2000, according to Freddie Mac. Rates for the 30- and 15-year mortgages; Information of 30- and 15-year mortgages in 1999.

Offers a look at the economy of the United States for the year 2000. Status of the Conference Board's Index of Leading Economic Indicators; Rate of the economy's expansion in the second quarter; Reason behind the lower mortgage rates.

Reports on the average growth of interest rate for 30-year mortgages as of August 2000 in the United States according to Federal Home Loan Mortgage Corporation. Drop of fifteen-year mortgage rates; Home sales growth in July 2000.

Reports on the condition of credit markets as of August 2000. Link between Treasury yields and mortgage rates in the United States; Information on Treasury securities; Rate of Brazil's foreign bonds.

Focuses on the rally in the United States Treasury market prices that is helping mortgage rates fall to their lowest levels since the end of 1999. How the activity in the bond market as of August 2000 could help keep mortgage rates low for the foreseeable future; The rally that the bond market has experienced during the summer of 2000; Explanation of the inversion that has taken place in the bond market.

Reports on the expected increase in the 2000 second-quarter profits of mortgage companies Fannie Mae and Freddie Mac. Increase in mortgage rates; Decline in total loan originations; Loans purchased by the companies in the quarter.

Reports on the decrease in the average interest rates of fixed-rate mortgages in the United States. Demand of lenders on one-year adjustable-rate mortgages.

Reports the decline of average rate on fixed-rate mortgage in the United States according to a report released by Federal Home Loan Mortgage Corp. Details on the average decline reported; Information on mortgage rates in the country.

Reports the status of mortgage rates in the United States as of May 2000. Percentage decrease in its rates; Status of its unemployment rate.

Details the decline in new-home sales in the United States in April 2000. Rise in mortgage rates since the Federal Reserve started raising borrowing costs in June 1999; Decline in the manufacturing index of the National Association of Purchasing Management-Chicago.

Reports the increase in the average interest rate on 30-year fixed-rate mortgages in the United States. Survey conducted by the Federal Home Loan Mortgage Association.

Discusses what effect the rise in interest rates by the United States Federal Reserve on May 16, 2000 will have on mortgage rates. Why consumers should look into locking in a fixed-rate mortgage; What hybrid mortgages offer home buyers; Why home buyers should lock in rates as soon as possible.

Reports on the decline in the average interest rate on 30-year fixed-rate mortgages in the United States in April 2000. Average initial rate being asked by lenders on one-year adjustable rate mortgages.

Reports on the average interest rate on fixed-rate mortgages as of April 15, 2000 in the United States. Percentage of increase in interest rate.

Reports the status of mortgage rates in the United States as of April 14, 2000. Percentage of its decrease; Influence of its status to the interest rates on Treasury bonds.